Personal Loan Umaria

⋆ Interest Rate 9.99% ⋆

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        Rates as low as 9.99%*
        Loans Up to 30 Lacs
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        Personal Loan Umaria

        Major Personal Loan Providers in Umaria

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Umaria

        Not in a state to achieve your perceptions? Need monetary help? Dialabank proffers solutions for your dilemmas!

        A personal loan will get you to supersede all your financial perplexities. This loan will be underwritten within 48 hours of attested authentication and very concise paperwork is exacted for this loan.

        It is an unsecured loan with decent interest rates. Your credit score should be sufficient and you should have a steady source of livelihood.

        There are no confinements on the scope of using this loan. You can use it anywhere you want.

        Click here to get an Instant Personal Loan

        Personal Loan Umaria Interest Rates 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Umaria

        Salaried Customers:

        1. Submit your identity proof. It can be anyone of Aadhar card or driving license.
        2. Submit the salary slips for the past three months.
        3. Submit the Bank statements for the last 6 months
        4. Submit a copy of your PAN Card.
        5. Submit your residence proof (Owned/Rented/Company provided)
        6. Submit your two recent passport-sized photographs.

        *NOTE: If you inhabit in a rented apartment, then rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financial statements such as Balance sheet, P&L statement, ITR files, etc of your business have to be submitted.
        2. You should also submit a copy of your PAN Card.
        3. Aadhar Card is required for identity proof.
        4. Residence Proof (owned/rented) is also compulsory to be submitted.
        5. You have to submit two of your recent passport-sized photographs.


        Interest Rate 9.99%


        Eligibility Criteria for Personal Loan Umaria

        Click here to know more about personal loan eligibility

        Salaried Applicants

        1. The minimum age requirements of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
        2. The applicant should have a minimum of 3 years of experience and you should be receiving a salary in your own account.
        3. The credit history of the applicant should be perfect.
        4. You need to stipulate your job place.
        5. You should be meriting a minimum of Rs. 25000 per month.

        Self-Employed Applicants

        1. The minimum age obligation of an individual should be 25 years in order to apply for a loan.
        2. You should file your ITR for the last 3 years if you applying for a personal loan.
        3. If you are operating a business, then your business should be working actively for the past 3 years.
        4. Your credit score should be worthy enough to give you credit.
        5. Your earning should be a minimum of an annual income of Rs.2.5 lakhs.
        6. The applicant is required to attach his financial and bank statement for the past 3 months.

        Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

        Why Apply for Personal Loan Umaria?

        1. No need to submit any collateral security for acquiring the loan.
        2. A personal loan is a multifunction loan. You can use this amount wherever you want.
        3. The amount to be sanctioned will depend on your credit score.
        4. In Personal Loan, you need not assign anybody as a nominee or guarantee.

        How to apply for Personal Loan Umaria?

        1. Visit our website by clicking on the link Dialabank
        2. There is a loan section, go there and click on the personal loan.
        3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
        4. For more knowledge and free support, you can get in touch with us by calling on 9878981166.


        Interest Rate 9.99%


        Processing Fee / Prepayment Charges on Personal Loan Umaria

        To get your application fee for personal loan concocted, you need to pay a processing fee to Banks or NBFCs. The value of this processing fees lies in the range of 1.5% – 2.5% of the sanctioned loan amount.

        If you are hindering a part of your loan sum before the conclusion of your tenure, then you have to pay a penalty for prepayment. You cannot consummate your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been applied.

        To gain more information about the interest rate click on the Personal Loan interest rate

        Personal Loan Umaria EMI Calculator

         You are liable to pay fixed installments per month to the bank as a procedure of repayment of the loan amount. these fixed payments are known as EMI or Equated Monthly Installments. The interest rate is concluded after ascertaining your monetary status. Your EMI will be calculated after taking the interest rate and the tenure of the loan into evidence.

        CIBIL Score required for Personal Loan Umaria

        Banks and NBFCs have their own norms for the CIBIL score for lending purposes. Mostly, a CIBIL Score of 750 is preferred by most of the lending institutions.

         Banks and NBFCs want to ascertain how you acknowledged to previous loans through your CIBIL score. They want to ensure that there are no delayed payments until now.


        Interest Rate 9.99%


        Personal Loan Umaria Agents

        Dialabank is the recommended accessory for taking Personal Loan in Umaria. You can apply online at Dialabank or give a call at 9878981166.

        Dialabank helps you in identifying the supreme Bank or NBFCs by showing you comparative understanding between banks. Visit our website and fill an uncomplicated form with all obligatory details such as private and professional details. Our client relationship managers will soon get in touch with you.

        Personal Loan Umaria Contact Number

        Call 9878981166 and to get immediate help and endorsementPersonal loan umaria for Personal Loan in Umaria.

        Pre Calculated EMI Table for Personal Loan Narmada

        5 Yrs
        4 Yrs
        3 Yrs

        Click here for Personal Loan EMI Calculator

        About Umaria

        It is a city in the Umaria district of Madhya Pradesh. Around 35,000 people live in this city.