Personal Loan Upleta

Best Banks for Personal Loan Upleta

Personal Loan Upleta Features

Worried to avail loan due to the absence of collateral? A personal loan will come to the rescue as it is a type of unsecured loan which is offered by banks irrespective of any security deposit.

A personal loan is an appropriate way to fulfil your personal needs as per your requirement without any restrictions at low rates of interest and less documentation.

Avail Personal Loan with the help of DialaBank and be free of tension.

Personal Loan Upleta Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Upleta

Salaried Customers:

1. Identity Proof such as Aadhar card/ Passport Copy/ Driving License, etc.
2. Residence proof such as Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)
3. 2 passport-sized photographs (colored)
4. Salary slips of last previous months
5. PAN Card
6. Bank statements for the last 6 months

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. Two passport-sized photographs
2. PAN Card
3. Proof of identity like Aadhar Card/ Driving License/ Passport copy, etc.
4. All financial documents like Balance Sheet, P&L Statement as well as ITR files
5. Proof of Residence: Telephone bill/ Electricity Bill/ Voter ID, etc.

Eligibility Criteria for Personal Loan Upleta

The eligibility criteria for personal loan for both Salaried and Self-Employed are as follows:

Salaried Applicants

1. Applicant age must be above 21 years and below 60 years
2. The location of the job should be mentioned
4. The applicants must have an excellent credit history
5. The applicants must have work experience of three years and their salary should be incoming to their personal account.

Self-Employed Applicants

1. The minimum age of the applicant should be 25 years.
2. For a businessman, the business should be running for the past three years.
3. The credit score of the individual applicants should be good .there should not be any debt or dues left.
4. The applicants applying for the personal loan should file ITR for the last three years.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click to know more about Eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Upleta?

1. Any type of mortgage and collateral security to the bank is not required
2. No third party is involved in the deal
3. The amount  can be used for various purpose and has no restrictions
4. The amount of a personal loan depends upon the repayment of individual income and capacity.

How to apply for Personal Loan Upleta?

1. Visit www.dialabank.com.
2. Go to the loan section and click on the personal loan link.
3. You will be directed to a page where all the details regarding personal loan can be found.
4. Fill in all the necessary details and provide all the required documents
5. Our executives will then check the eligibility and get in touch
6. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Upleta

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

Personal Loan Upleta EMI Calculator

An applicant repays the amount of loan borrowed by the bank in the form of Equated Monthly Installments also known as EMI.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated on the basis of the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which the loan has been sanctioned.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Upleta

One of the most important parameters for banks to approve the loan is CIBIL score as well as credit history. Generally, banks ask for a CIBIL score of more than 750 without any pending dues or bad history of the previous loan.

Personal Loan Upleta Agents

Dialabank is the leading agent for availing Instant Personal Loan Upleta. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Upleta Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Upleta. Thereafter, our relationship managers will assist you.

Pre Calculated EMI Table for Personal Loan Upleta

About Upleta