Personal Loan Upleta

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Upleta

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Upleta Features

Personal Loan Upleta

Worried to avail loan due to absence of collateral? Personal Loan will come to the rescue as it is a type of unsecured loan which is offered by banks irrespective of any security deposit.

Personal Loan is an appropriate way to fulfil your personal needs as per your requirement without any restrictions at low rates of interest and less documentation.

Avail Personal Loan with the help of DialaBank and be free of tension.

Personal Loan Upleta Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Upleta

Salaried Customers:

  1. Identity Proof such as Aadhar card/ Passport Copy/ Driving License, etc.
  2. Residence proof such as Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)
  3. 2 passport-sized photographs (colored)
  4. Salary slips of last previous months
  5. PAN Card
  6. Bank statements for the last 6 months

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Two passport-sized photographs
  2. PAN Card
  3. Proof of identity like Aadhar Card/ Driving License/ Passport copy, etc.
  4. All financial documents like Balance Sheet, P&L Statement as well as ITR files
  5. Proof of Residence: Telephone bill/ Electricity Bill/ Voter ID, etc.

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Upleta

The eligibility criteria for both Salaried and Self-Employed are as follows:

Salaried Applicants

  1. Applicant age must be above 21 years and below 60 years
  2. Location of the job should be mentioned
  3. The applicants must have an excellent credit history
  4. The applicants must have the work experience of the three years and their salary should be incoming to their personal account.

Self-Employed Applicants

  1. The minimum age of the applicant should be 25 years.
  2. For a businessman, the business should be running from the past three years.
  3. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  4. The applicants applying for the personal loan should file ITR for the last three years.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click to know more about Eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Upleta?

  1. Any type of mortgage and collateral security to the bank is not required
  2. No third party is involved in the deal
  3. The amount  can be used for various purpose and has no restrictions
  4. The amount of personal loan depends upon the repayment of individual income and capacity.

How to apply for Personal Loan Upleta?

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. You will be directed to a page where all the details regarding personal loan can be found.
  4. Fill in all the necessary details and provide all the required documents
  5. Our executives will then check the eligibility and get in touch
  6. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Upleta

You need to pay processing fee which is an amount charged by the banks for the further processing of your loan application form.

Banks also impose a penalty on applicants who choose to foreclose their loan before agreed tenure. These charges vary from 4% of the outstanding loan amount in the second year to 2% in the fourth year of the loan.

Personal Loan Upleta EMI Calculator

An applicant repays the amount of loan borrowed by the bank in the form of Equated Monthly Installments also known as EMI.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated on the basis of Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which loan has been sanctioned.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Upleta

One of the most important parameters for banks to approve the loan is CIBIL score as well as credit history. Generally, banks ask for a CIBIL score more than 750 without any pending dues or bad history of the previous loan.

personal loan at 10.75%*

Personal Loan Upleta Agents

Dialabank is the leading agent for availing Instant Personal Loan in Upleta. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Upleta Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Upleta. Thereafter, our relationship managers will assist you.

Pre Calculated EMI Table for Personal Loan Upleta

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Upleta

Upleta is a small city in the state of Gujarat. Many temples, mosques and other holy places are situated within the city.

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