Personal Loan Uttarkashi

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Personal Loan Uttarkashi

Looking for a big amount of money to pay off certain debts and expenses? Go through any financial situation smoothly with a personal loan.

A personal loan is a type of unsecured loan that a person can acquire based on their earnings and credit history without the need to deposit any collateral security with the money lender. Personal loan gets approved real quick with Disbursement within 48 hours. DialaBank is here to help and assist you in getting a loan without any hassle.

Eligibility Criteria for Personal Loan Uttarkashi

The eligibility criteria for both Salaried and Self-Employed is different:

Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age: 60 years.
  3. The applicants shall have a work experience of at least three years.
  4. They shall be receiving their salary in a bank account.
  5. The applicants shall have a good credit history and CIBIL score.

Self-Employed Applicants

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. The applicant shall be filing ITR for the last three years.
  4. If the applicant is a businessman, then the business should at least be running for the past three years.
  5. The credit score of the individual applicant should be good.
  6. There shall not be any pending debt or dues.
  7. The annual income of the applicant should be a minimum of Rs 2.5 lakh.

Documents Required for Personal Loan Uttarkashi

Common Documents for all applicants

  • Identity Proof: Following documents are accepted as indentity proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license
  • Residence Proof: Following documents are accepted as residence proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license

If the applicant lives in a rental apartment then they shall submit their registered rental agreement and electricity bill which shall be on their name and addressed to owner.

  • Under KYC, every applicant has to mandatorily submit their PAN card.
  • Two colored passport sized photographs (Applicants shall not be wearing any glasses).

Financial Documents for Salaried Applicant – The salaried applicants need to submit their salary slip of the past three months and bank statement of the last six months.

Financial Documents for Self Employed – A self-employed applicant of personal loan should be filing ITR for at least the last three years, and their business should be registered.

Personal Loan Uttarkashi Rate of Interest

Personal Loan Uttarkashi interest rates depend upon the loan amount tendered, tenure of loan, and the CIBIL score of the applicant. In general, the personal loan rate of interest starts at 10.75% per annum.

How to Apply for Personal Loan Uttarkashi?

Personal Loan Uttarkashi

  • Visit Dialabank.com
  • Fill in your details in the personal loan form.
  • Our relationship manager will call you and assist you through the entire process.

About Uttarkashi

Uttarkashi, meaning Kashi of the north, is a town in Uttarakhand, India. It is the district headquarters of Uttarkashi district. Uttarkashi is situated on the banks of river Bhagirathi at an altitude of 1158 m above sea level. Uttarkashi is generally known as a holy town close to Rishikesh.

Interest Rate of Banks – Updated 2020

BankInterest Rates

HDFC Bank

10.99% to 18%

ICICI Bank

13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%
Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%
Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

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