Personal Loan Vadakara

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Vadakara

        Best Banks for Personal Loan in Vadakara

        Feature
        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        12%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        50000
        100000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Nil
        Overdraft Facility
        No
        No
        Yes

        Personal Loan in Vadakara Features

        Personal Loan Vadakara

        Are you running short on cash? Do not worry. A personal loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

        Personal Loan Vadakara is an unsecured loan that provides financial aid to customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

        Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

        Personal Loan in Vadakara Interest Rate and Charges

        The interest rates in a Personal Loan depends upon the company’s profile and salary of a person. The interest rate of a personal Loan starts from 7.35% per year.

        More About: Interest Rates on Personal Loan

        Why Apply for Personal Loan Vadakara?

        1. There is no need to deposit any mortgage and collateral security to the bank.
        2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
        3. The amount of a personal loan depends upon the repayment of individual income and capacity.
        4. Personal Loan does not require any guarantor or nominee.

        Personal Loan in Vadakara Eligibility Criteria

        The eligibility criteria for both Salaried and Self-Employed are different:

        Salaried Applicants

        1. The minimum age requirements of an individual should be 21 years and a maximum of up to 60 years.
        2. The applicants must have work experience of three years. And the salary should be received in their accounts only.
        3. The applicants must have an excellent credit history.
        4. The job location of the applicant should be mentioned.
        5.  A borrower should have minimum income in metropolitan city RS 18,000 and in non -metro city RS 12,000

        Click here to know more about- Salaried Applicant

        Self-Employed Applicants

        1. The minimum age requirement for an independent person should be 25 years.
        2. The applicants applying for the personal loan should file ITR for the last three years.
        3. If the applicants are the businessman, then the business should be running from the past three years.
        4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
        5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
        6. The whole documentation process of the personal loan is the applicant has to submit his financial and his bank statement of the previous three months.

        Click here to know more – Self-employed Applicant.

        Personal Loan in Vadakara Documents Required

        1. Residence proof: the documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner.
        2. Self-employed: the applicants for a personal loan should file ITR for the last three years, and their business should be registered.
        3. Salaried applicants: The applicants have to show their salary slip for the last three months and bank statement for the last six months.
        4. Under KYC formality, every applicant has to submit his pan card, which is an essential document.
        5. Two coloured passport size photos ( Applicants should not wear any glasses)

        How to apply for Personal Loan Vadakara?

        1. Visit Dialabank.
        2. Go to the loan section and click on the personal loan link.
        3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
        4. For more information and free guidance, you may call on 9878981166.

        Personal Loan Vadakara Agent and Contact Number 

        Dialabank is the leading agent for availing Personal Loan in Vadakara. You can apply online at Dialabank or give a call at 9878981166

        About Vadakara

        Vatakara or Vadakara is a coastal town in the Kozhikode district in the state of Kerala, India. Vatakara is located between Thalassery and Koyilandy.

        Bank Interest Rates

        HDFC Bank

        10.99% to 18%

        Private Bank

        13.99% to 18%

        Fullerton India

        17.25% to 32%

        Bajaj Finserv

        13.99% to 16.75%

        Axis Bank

        15.50% to 24%

        Standard Chartered Bank

        15.75% to 22%

        Kotak Mahindra Bank

        13.75% to 19%

        Andhra Bank

        13.50% to 22%

        Bank of Baroda

        13.50% to 19%

        Vijaya Bank

        13.75% to 22%

        Corporation Bank

        14.50% to 20%

        Allahabad Bank

        13.70% to 20%

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