Personal Loan Vadavalli

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Vadavalli

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Vadavalli Features

personal loan vadavalliA personal loan is an unsecured mortgage that offers financial resources and helps the customers at low-priced hobby prices. There are numerous loans provided inside the market, but most of these require some assets to pledge as safety with the lender.

A Personal Loan Vadavalli is the best scheme that offers economic support to human beings without worrying about any commodity. The mortgage quantity derived may be utilized for any reason. There stands no give-up-use restriction on using the non-public mortgage amount. You can use this mortgage amount anywhere you desire to do.

A private loan is purely based upon the candidate’s income and reimbursement functionality and calls for minimal documentation in comparison to the alternative mortgage schemes in the marketplace. It is considered as a multipurpose loan that can be used for any motive in line with the requirement. There may be no need to pledge any valuable commodity as collateral to borrow cash.

Personal Loan in Vadavalli Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Vadavalli Documents Required

Documents needed to obtain a personal loan for salaried customers, and self-employed ones are varied. The essential documents for both kinds of customers are:

Salaried Customers:

  1. Bank statements for the last six months
  2. In the case of rented apartments, the rent agreement needs to be attached.
  3. PAN Card
  4. Residence Proof (Owned/Rented/Company provided)
  5. Passport-sized photographs – 2
  6. Identity proof (Aadhar card/driving license)
  7. Salary slips of last three months

Self-Employed Customers:

  1. Two passport-sized photographs
  2. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  3. PAN Card
  4. Aadhar Card
  5. Residence Proof

personal loan at 10.75%*

Personal Loan in Vadavalli Eligibility Criteria

The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers in Vadavalli:

Salaried Applicants

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience: Total 3 years and 1-year experience in the ongoing job.
  5. CIBIL Score must be more than 700.

Self-Employed Applicants

  1. Residence: Must be having an Office or Home.
  2. The business should be running for the last three years.
  3. CIBIL Score must be more than 700.
  4. Minimum Age: 25 Years.
  5. Maximum Age: 65 Years.
  6. Should be filing for an annual ITR of 2.5 to 3 lakh.

Why Apply for Personal Loan Vadavalli?

  1. It is a safe and straightforward loan scheme for raising funds in times of need.
  2. It is readily available within 48 hours.
  3. It can solve any financial issues.
  4. Free of any cost.

How to apply for Personal Loan Vadavalli?

Anybody can apply for Personal Loan Vadavalli online only in 2 minutes. The process of application is straightforward and quick.

  1. Visit Dialabank.
  2. After that, apply for a Personal Loan online.
  3. Please fill your details like name, income, location to assist us better in providing you offers.
  4. Our relationship manager will soon get back to you.
  5. Dialabank is the best platform available online to apply for a personal loan in Vadavalli as you will get a loan at affordable rates of interest.

You may also call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Vadavalli

Availing a private mortgage incurs some styles of expenses for a Personal Loan Vadavalli. Every financial institution and NBFC charges, mainly two types of prices from its clients. The first is a rate for processing your loan software. The Personal Loan Vadavalli processing fee is 1% of the loan amount.

The second one being Pre-closure prices for a state of affairs while you want to shut your mortgage before your fixed tenure. In maximum instances, you cannot for-close your loan before the tenure of twelve months. Submit that the fees also vary depending on how many years the mortgage has achieved. These prices vary from 4% of the fantastic mortgage quantity inside the 2nd 12 months to two% inside the 4th yr of the mortgage and are only relevant in case you do not want entire your mortgage compensation in the fixed tenure.

Personal Loan Vadavalli EMI Calculator

The Personal loan EMI Calculator may be used every time freely to realize your EMI fee on your loan amount. Equated Installments additionally recognize as EMI are the month-month costs that you pay month-to-month the financial institution as reimbursement for the loan quantity borrowed for economic needs. Based on your profile, income, loan quantity, and tenure, the hobby price for your mortgage is decided as a result. Your EMI is calculated foundation the interest charge you’re charged via the specific bank that is required monthly be paid each month until the crowning glory of the tenure. EMI is simple monthly payments and does no longer positioned any shape of a burden on you financially.

CIBIL Score required for Personal Loan Vadavalli

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan Vadavalli application.

  1. The institutions don’t just check the overall score but also the specific behaviour on the previous loans taken.
  2. Most institutions want a CIBIL score of 750 and above to process your loan application.
  3. Some might look into other factors like income and job stability to process the personal loan.
  4. This includes details on the type of loan taken previously by you and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your getting a new loan.

personal loan at 10.75%*

Personal Loan in Vadavalli Agent and Contact Number

Dialabank is your best agent in Vadavalli for availing any loan. It helps you in comparing deals from various banks and NBFCs so that you can avail of the best offers available according to your capability and requirement. DialaBank is your best agent available for a personal loan in Vadavalli. Our relationship management team ensures you get the best loan at the lowest possible interest rate with hassle-free and minimal documentation. The reason for you to choose DialaBank for a personal loan is:

  1. We do not charge you for our services rendered.
  2. The loan gets disbursed within a few hours of applying with us.
  3. Our relationship manager guides you through the entire process of personal loans.

For any assistance or guidance kindly contact at 9878981166.

Call 9878981166 and get instant help and approval for Instant Personal Loan in Vadavalli.

Pre Calculated EMI Table for Personal Loan Vadavalli

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Vadavalli

Vadavalli is a neighbourhood in Coimbatore in the Indian state of Tamil Nadu. It is located on Marudamalai road and comes under the Coimbatore City Municipal Corporation limits since 2007.

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