Personal Loan Vadia

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Personal Loan Vadia

Facing problem of funds shortage? Do you need urgent money of big amount to overcome a financial problem?

No need to worry, you can apply for a personal loan to meet all of your monetary needs. A personal loan is a type of unsecured loan that a person can avail based on their earnings and CIBIL score without the need to deposit any collateral security with the money lender. DialaBank helps you to get a loan without any hurdles and amount of loan sanctioned is transferred in the account of applicant.

Eligibility Criteria for Personal Loan Vadia

The eligibility criteria for both Salaried and Self-Employed are different in case of Personal Loan Vadia:

Salaried Applicants

  1. Minimum age requirement of individual for getting Personal Loan Vadia should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of three years. And the salary should be received in their respective bank accounts only.
  3. The applicants having good credit history gets an advantage of getting loan real quick.
  4. Job location of the applicant should be mentioned.
  5.  In metropolitan city, a borrower should have minimum income of Rs. 18,000 and in non-metro city minimum income should be Rs. 12,000

Click here to know more about- Salaried Applicant

Self-Employed Applicants

  1. Minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicant is a businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good. There should not be any debt or dues left in past.
  5. The annual income of the applicant should be minimum of Rs 2.5 lakh.

Click here to know more – Self-employed Applicant

Documents required for Personal Loan Vadia

Personal Loan Vadia

  1. The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Rent Agreement, Electricity bill on his name and address of the owner.
  2. Self-employed applicants who are willing to avail a personal loan should file ITR for the last three years, and their business should be registered.
  3. Salaried applicants have to show their remunerstion slip of last three months and bank statement of last six months.
  4. Under KYC formality, every applicant have to submit their pan card, which is an essential document.
  5. Two colored passport size photos of Applicants in which they should not be wearing any glasses.

Personal Loan Vadia Interest Rates:

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of Personal Loan Vadia begins from 10.75% per annum.

More About: Interest Rates on Personal Loan

How to apply for Personal Loan Vadia?

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.
  5. About Personal Loan

About Vadia

Vadia or Vadiya is a census town in Amreli district in the Indian state of Gujarat. Vadia is the small sub-Taluka type town of Amreli District. Vadiya and Kunkavav is now joint Taluka of Amreli.

Interest Rate of Banks – Updated 2020

BankInterest Rates

HDFC Bank

10.99% to 18%

ICICI Bank

13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%
Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%
Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

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