Personal Loan Valpoi

Best Banks for Personal Loan in Valpoi

Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Overdraft Facility

Personal Loan in Valpoi Features

Personal Loan Valpoi

Personal Loan, Unlike a gold loan, is an unsecured one, which means that there is no need for an applicant to mortgage any security against it. This is good news for those who don’t have any property. Personal loan looks after your repaying capability only, and if they find your case suitable enough, then the loan will get sanctioned very quickly.

Personal Loan in Valpoi Interest Rates and Charges

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 7.35% per year.

More About: Interest Rates on Personal Loan

Why apply for Personal Loan Valpoi?

  1. Personal Loan Valpoi will help you to enhance your credit score.
  2. Does not require borrower’s asset to be kept as security.
  3. Personal Loan Valpoi is a multipurpose loan which can fulfill all your requirements.
  4. The Guarantor is not needed in Personal Loan Valpoi
  5. The amount of Loan depends upon the income of the persona and his repayment capabilities.

Personal Loan in Valpoi Eligibility Criteria

Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

  • Salaried
  • Self-employed

The eligibility criteria for personal loan  vary between Salaried and Self-Employed.

Click here to know more about- EMI Calculator

Salaried Applicant:-

  1. An applicant applying for the Personal Loan must have a good credit history.
  2. The minimum age of an applicant should be 21 years and maximum up to 60 years.
  3. The applicant must have three years of work experience, and the salary should be received in their account only.
  4. An applicant has to submit his bank statement for the last three months and salary slip of the last six months.
  5. An applicant from the metropolitan city should have a minimum income of Rs 18,000. And for the non-metropolitan city, the minimum salary should be Rs 12,000.

Click here to know more about- Salaried Applicant.

 Self-employed Applicant:-

  1. The age of the applicant is 25 years.
  2. The applicant applying for a Personal Loan should file ITR for the last three years.
  3. A credit score of the applicant must be good.
  4. The minimum amount should be of Rs 2.5 lakhs per annum at least.
  5. If the applicant is a businessman, then his business should be running at least from last three years.
  6. The whole documentation process is straightforward; the applicant has to submit his financials and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant.

 Personal Loan in Valpoi Documents Required

  1.  Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
  2. Residence proof: The documents needed as proof of residence are: (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card). And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
  3. Under, KYC formality: The applicant has to provide his PAN card.
  4. Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.
  5. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
  6. Coloured photograph: Applicant must have two passport size photograph

Tenure of Personal Loan Valpoi

The tenure of the Personal Loan is from 1 year to 5 years.

Why your decision of choosing Dialabank is the right decision?

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available at 247.
  3. The approval process is time-saving if you apply through dialabank.
  4. The Loan gets disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

How to apply for Personal Loan Valpoi?

  1. Visit Dialabank
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal Loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

Personal Loan Valpoi Agent and Contact Number 

Dialabank is the leading agent for availing Personal Loan in Valpoi. You can apply online at Dialabank or give a call at 9878981166

About Valpoi

Valpoi is a place in Goa, India. It is an easy and time-saving process to take personal Loan only when you apply through Dialabank. In a personal loan, there is no need to mortgage any property as it is a secured loan. So, it is very beneficial for an individual to take a personal loan, all you have to do is to visit Dialabank or call on 9878981166.

Personal Loan Interest Rates: Updated

Bank Interest Rates


10.99% to 18%


13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

More About: Interest Rates on Personal Loan

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