Personal Loan Valsad

⋆ Interest Rate 9.99% ⋆

      I have read the Privacy Policy & Agree to Terms & Conditions

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Valsad

      Major Personal Loan Providers in Valsad

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Valsad Features

      Personal Loan ValsadA personal loan helps you with all your monetary needs, whether a healthcare emergency, educational purpose, funds for the wedding, or any other festive occasion.

      A personal loan is a type of long term unsecured loan; that is, there is no need to put any of your personal assets as collateral or security deposit to avail this loan, and neither do you need to be in haste to return it. Your income and credit score are the main criteria that determine your loan amount and eligibility.

      Personal Loan Valsad Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Valsad

      Salaried Customers:

      1. Two passport-sized photographs (coloured)
      2. Government-approved ID such as Aadhar card/ Passport Copy/ Driving License, etc.
      3. Under KYC, PAN Card is essential.
      4. Bank statements for the last 6 months along with salary slips for the last 3months are required
      5. Proof of address such as Telephone Bill/ Agreement/ Electricity Bill/ Voter ID

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. Two passport-sized photographs (coloured)
      2. Government-approved ID such as Aadhar card/ Passport Copy/ Driving License, etc.
      3. Under KYC, PAN Card is essential
      4. All financial documents are required (Balance Sheet, P&L Statement as well as ITR files)
      5. Proof of address such as Telephone Bill/ Agreement/ Electricity Bill/ Voter ID

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Valsad

      The eligibility criteria are different for salaried as well as self-employed applicants in the following ways:

      Salaried Applicants

      1. Age: The applicant’s age must be more than 21 years
      2. Amount of loan: The amount that is sanctioned to an applicant depends on his net salary.
      3. CIBIL Score: While giving credit to a customer, his CIBIL Score is kept at priority.
      4. Location: Applicant’s job location is necessary. The candidate will get a loan from the banks located near his current location only.
      5. Company’s Profile: The company’s profile in which the customer is working also plays a vital role.

      Self-Employed Applicants

      1. Type of Company: Whether the company is on proprietorship based or owned by two people.
      2. Company’s Profit: This includes the turnover of the company.
      3. Age of Company: In this, the bank checks how many years the company has been functional.
      4. Finances: Company’s financials are considered a priority.
      5. CIBIL Score: The history of the person’s bank profile is tracked with the help of the CIBIL Score, so this is very important.

      Click to know more about Eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Valsad?

      1. Mortgage and collateral security to the bank is not required
      2. A personal loan can be used as per the requirement of the applicant
      3. No third party is required for a personal loan
      4. The amount of a personal loan depends upon the stability and repayment of individual income and capacity.

      How to apply for Personal Loan Valsad?

      1. Go to www.dialabank.com.
      2. Click on the loan section and select the personal loan link.
      3. The applicant will be directed to a page where all the details regarding personal loans can be found. Provide your details and contact number
      4. Our executives will contact you regarding the further process.
      5. For more guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Valsad

      The processing fee, i.e. the charge for the further processing of your personal loan form, varies from bank to bank and generally is 1%
      A penal prepayment charge is applicable if any applicant wishes to foreclose their loan before the agreed tenure.

      Personal Loan Valsad EMI Calculator

      Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your interest rate, loan amount and tenure of the loan, EMI is calculated.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Valsad

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. However, most institutions require a minimum score of 750 to process your loan application.

      The lending institutions consider your CIBIL score, look at your credit history’s behaviour in detail, and decide your eligibility based on that.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Valsad Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Valsad. You can apply online at Dialabank or give a call at 9878981166

      Personal Loan Valsad Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Valsad. Afterwards, our relationship managers will assist you.

      Pre Calculated EMI Table for Personal Loan Valsad

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Valsad

      Historically known as Bulsar, Valsad is a city in the state of Gujarat which has connectivity to significant cities. A beach famous for black sand, Tithal Beach can be found here. The produce of Alphonso mango is popularly known here.

      Personal Loan in other Cities In Gujarat

      Personal Loan Vansda Personal Loan Vapi
      Personal Loan Vasad Personal Loan Vavdi
      Personal Loan Wadhwan Personal Loan Amroli
      Personal Loan Adalaj Personal Loan Ajol
      Personal Loan Alhadpura Personal Loan Amalsad
      Personal Loan Ambaji Personal Loan Amdada