Personal Loan Valsad

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Valsad

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Valsad Features

Personal Loan Valsadpersonal loan helps you with all your monetary needs, be it a healthcare emergency, educational purpose, funds for the wedding, or any other festive occasion.

A personal loan is a type of long term unsecured loan; that is, there is no need to put any of your personal assets as a collateral or security deposit to avail this loan and neither do you need to be in haste to return it. Your income and credit score are the main criteria that determine your loan amount and eligibility.

Personal Loan Valsad Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Valsad

Salaried Customers:

  1. Two passport-sized photographs (coloured)
  2. Government-approved ID such as Aadhar card/ Passport Copy/ Driving License, etc.
  3. Under KYC, PAN Card is essential
  4. Bank statements for the last 6 months along with salary slips of last 3months are required
  5. Proof of address such as Telephone Bill/ Agreement/ Electricity Bill/ Voter ID

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Two passport-sized photographs (coloured)
  2. Government-approved ID such as Aadhar card/ Passport Copy/ Driving License, etc.
  3. Under KYC, PAN Card is essential
  4. All financial documents are required (Balance Sheet, P&L Statement as well as ITR files)
  5. Proof of address such as Telephone Bill/ Agreement/ Electricity Bill/ Voter ID

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Valsad

The eligibility criteria is different for salaried as well as self-employed applicants in the following ways:

Salaried Applicants

  1. Age: The applicant’s age must be more than 21 years
  2. Amount of loan: The amount that is sanctioned to an applicant depends on his net salary.
  3. CIBIL Score: While giving credit to a customer, his CIBIL Score is kept at priority.
  4. Location: Applicant’s job location is necessary. The candidate will get a loan from the banks located near his current location only.
  5. Company’s Profile: Profile of the company in which the customer is working also plays a vital role.

Self-Employed Applicants

  1. Type of Company: Whether the company is on proprietorship based or owned by two or more than two people.
  2. Company’s Profit: This includes the turn-over of the company.
  3. Age of Company: In this, the bank checks the from how many years the company has been functional.
  4. Finances: Company’s financials are considered at priority.
  5. CIBIL Score: The history of the person’s bank profile is tracked with the help of CIBIL Score, so this is very important.

Click to know more about Eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Valsad?

  1. Mortgage and collateral security to the bank is not required
  2. A personal loan can be used as per the requirement of the applicant
  3. No third party is required for a personal loan
  4. The amount of personal loan depends upon the stability and repayment of individual income and capacity.

How to apply for Personal Loan Valsad?

  1. Go to www.dialabank.com.
  2. Click on the loan section and select the personal loan link.
  3. The applicant will be directed to a page where all the details regarding personal loan can be found. Provide your details and contact number
  4. Our executives will contact you regarding the further process.
  5. For more guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Valsad

The processing fee i.e. the charge for the further processing of your personal loan form varies from bank to bank and generally is 1%
A penal prepayment charge is applicable in case if any applicant wishes to foreclose their loan before the agreed tenure.

Personal Loan Valsad EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your interest rate, loan amount and tenure of the loan, EMI is calculated.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Valsad

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

The lending institutions not only consider your CIBIL score but also look at the behaviour of your credit history in detail and decide your eligibility on the basis of that.

personal loan at 10.75%*

Personal Loan Valsad Agents

Dialabank is the leading agent for availing Instant Personal Loan in Valsad. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Valsad Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Valsad. Afterwards, our relationship managers will assist you.

Pre Calculated EMI Table for Personal Loan Valsad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Valsad

Historically known as Bulsar, Valsad is a city in the state of Gujarat which has connectivity to significant cities. A beach famous for black sand, Tithal Beach can be found here. The produce of Alphonso mango is popularly known here.

Personal Loan in other Cities In Gujarat

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Personal Loan Ambaji Personal Loan Amdada
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