Major Personal Loan Providers in Valsad
1% - 2.5% of the Loan Amt
Personal Loan Valsad Features
A personal loan helps you with all your monetary needs, whether a healthcare emergency, educational purpose, funds for the wedding, or any other festive occasion.
A personal loan is a type of long term unsecured loan; that is, there is no need to put any of your personal assets as collateral or security deposit to avail this loan, and neither do you need to be in haste to return it. Your income and credit score are the main criteria that determine your loan amount and eligibility.
Personal Loan Valsad Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Valsad
Salaried Customers:
- Two passport-sized photographs (coloured)
- Government-approved ID such as Aadhar card/ Passport Copy/ Driving License, etc.
- Under KYC, PAN Card is essential.
- Bank statements for the last 6 months along with salary slips for the last 3months are required
- Proof of address such as Telephone Bill/ Agreement/ Electricity Bill/ Voter ID
*NOTE: In the case of rented apartments, a rent agreement needs to be attached.
Self-Employed Customers:
- Two passport-sized photographs (coloured)
- Government-approved ID such as Aadhar card/ Passport Copy/ Driving License, etc.
- Under KYC, PAN Card is essential
- All financial documents are required (Balance Sheet, P&L Statement as well as ITR files)
- Proof of address such as Telephone Bill/ Agreement/ Electricity Bill/ Voter ID
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Valsad
The eligibility criteria are different for salaried as well as self-employed applicants in the following ways:
Salaried Applicants
- Age: The applicant’s age must be more than 21 years
- Amount of loan: The amount that is sanctioned to an applicant depends on his net salary.
- CIBIL Score: While giving credit to a customer, his CIBIL Score is kept at priority.
- Location: Applicant’s job location is necessary. The candidate will get a loan from the banks located near his current location only.
- Company’s Profile: The company’s profile in which the customer is working also plays a vital role.
Self-Employed Applicants
- Type of Company: Whether the company is on proprietorship based or owned by two people.
- Company’s Profit: This includes the turnover of the company.
- Age of Company: In this, the bank checks how many years the company has been functional.
- Finances: Company’s financials are considered a priority.
- CIBIL Score: The history of the person’s bank profile is tracked with the help of the CIBIL Score, so this is very important.
Click to know more about Eligibility: Personal Loan Eligibility
Why Apply for Personal Loan Valsad?
- Mortgage and collateral security to the bank is not required
- A personal loan can be used as per the requirement of the applicant
- No third party is required for a personal loan
- The amount of a personal loan depends upon the stability and repayment of individual income and capacity.
How to apply for Personal Loan Valsad?
- Go to www.dialabank.com.
- Click on the loan section and select the personal loan link.
- The applicant will be directed to a page where all the details regarding personal loans can be found. Provide your details and contact number
- Our executives will contact you regarding the further process.
- For more guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Valsad
The processing fee, i.e. the charge for the further processing of your personal loan form, varies from bank to bank and generally is 1%
A penal prepayment charge is applicable if any applicant wishes to foreclose their loan before the agreed tenure.
Personal Loan Valsad EMI Calculator
Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed. Based on your interest rate, loan amount and tenure of the loan, EMI is calculated.
Get to know more about EMI Calculator: Personal Loan EMI Calculator
CIBIL Score required for Personal Loan Valsad
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. However, most institutions require a minimum score of 750 to process your loan application.
The lending institutions consider your CIBIL score, look at your credit history’s behaviour in detail, and decide your eligibility based on that.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Valsad Agents
Dialabank is the leading agent for availing Instant Personal Loan in Valsad. You can apply online at Dialabank or give a call at 9878981166
Personal Loan Valsad Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Valsad. Afterwards, our relationship managers will assist you.
Pre Calculated EMI Table for Personal Loan Valsad
About Valsad
Historically known as Bulsar, Valsad is a city in the state of Gujarat which has connectivity to significant cities. A beach famous for black sand, Tithal Beach can be found here. The produce of Alphonso mango is popularly known here.
