Personal Loan Vasai

Best Banks for Personal Loan in Vasai

Personal Loan in Vasai Features

Personal loans Vasai are the unsecured loan provided for the immediate personal needs of individuals. These loans can be provided to those who have good cibil score and sound credit history. The financial needs may arise uncertainly for various purposes like renovation of house, marriage or wedding arrangements, holiday tour, downpayment of car loan, etc.

Personal loans are meant for various purposes that’s why it also is known as consumer loans that fulfill individual financial needs.

Personal Loan Vasai is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a secure and sound income and has a good credit history.

Furthermore, there is no end-use restriction on the use of the personal loan Vasai amount. You can use this Personal loan amount anywhere you want to do for any purchase.

Personal Loan in Vasai Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Vasai Documents Required

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last six months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan in Vasai Eligibility Criteria

The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
2. The applicants must have the work experience of three or more years. And the salary should be received in their Bank accounts respectively.
3. The applicants must have a good or sound credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month.

Click here to know more about- Personal Loan Salaried Applicant.

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan Vasai should file ITR for the last three years.
3. If the applicants are the businessman, then the business should be running from the past about three or more years.
4. The credit score of the individual applicants should be good, and there should not be any outstanding debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan Vasai is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more –Personal loan Self-employed Applicant.

Why Apply for Personal Loan Vasai?

1. There is no requirement to deposit any mortgage and collateral security to the bank.
2. A personal loan Vasai is a multi-purpose offer loan. It can be used for all the problems or needs related to finance.
3. The amount of personal loan Vasai depends upon the repayment of individual income and capacity.
4. A Personal Loan Vasai does not require any guarantor or nominee.

How to apply for Personal Loan Vasai?

1. Visit www.dialabank.com.
2. Select the loan section and then click on the personal loan link.
3. The applicant will be shown to all details of the personal loan where they can choose their preferred city.
4. For more information and any queries, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Vasai

Every Bank and NBFC charges a fee for processing your Personal Loan Vasai application. These charges are 1% of the sanctioned loan amount.

In case you wish to foreclose your Personal loan Vasai before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot foreclosure the loan before 12 months. Post that the charges may vary depending on how many years the Personal loan Vasai has done. 

Personal Loan Vasai EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your Personal loan Vasai is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of Personal loan you have to take and the period for which you enjoy the Personal loan Vasai. The Personal Loan EMI Calculator as follows:

CIBIL Score required for Personal Loan Vasai

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Vasai. Most financial institutions require a minimum score of 750 to process your personal loan Vasai application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the Personal loan Vasai amount borrowed. Any delayed payments for previous Personal loans can act as a barrier to your availing a fresh new personal loan.

Personal Loan in Vasai Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan Vasai. You can apply instantly online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best suitable option for Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Just Go to our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will contact you as soon as possible.

Call 9878981166 and get instant help and approval for Personal Loan Vasai.

Pre Calculated EMI Table for Personal Loan Vasai

About Vasai

Vasai–Virar is a city and tehsil in the Konkan division of Maharashtra state in western India, comprising the most populated part of Palghar district and is also a part of Mumbai Metropolitan Region. According to the 2011 census, it is the fifth-largest city in Maharashtra.

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