Personal Loan Vejalpur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Vejalpur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Vejalpur Features

personal loan Vejalpur

In our nation, people save lots, but sometimes an emergency arises. In such a situation, what someone must do to handle the situation? To borrow money from a relative? But there’s an opportunity that it should affect the relations. A Personal loan Vejalpur can facilitate you during this situation, being an unsecured loan one don’t should mortgage any property to the banker, and it will be used for multiple purposes.

This loan is unsecured with minimal documentation and fewer paperwork. This loan can get approved within 48 hours after the verification process. A private loan will facilitate you to beat your financial crisis.

As the name suggests, a private Loan is also opted by a private because of an urgent requirement of money, for instance, any medical issue, education purpose, or wedding or to meet any of your other personal needs. This is often a life-saver option.

To get a private loan, the applicant has to have a rigid and good source of income and an honest credit history. Furthermore, there’s no end-use restriction on the utilization of the non-public loan amount. You’ll be able to use this loan amount anywhere you would like to try and do.

Personal Loan in Vejalpur Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Vejalpur Documents Required

The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. PAN Card
  3. Residence Proof (Owned/Rented/Company provided)
  4. Salary slips of last three months
  5. Bank statements for the last six months
  6. Passport-sized photographs – 2
  7. In the case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Vejalpur Eligibility Criteria

The personal loan eligibility criteria for both Salaried and Self-Employed are different. It’s supported the bank which must approve the request of the applicant regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

  1. Minimum age requirements of people should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years, and therefore the salary should be received in their accounts only.
  3. The applicants must have a superb credit history.
  4. Job location of the applicant should be mentioned.

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the private loan should file ITR for the last three years.
  3. The whole documentation process of the private loan is that the applicants must submit his financial and his statement of the previous three months.
  4. If the applicants are the businessman, then the business should be running from the past three years.
  5. The credit score of the individual applicants should be good. There mustn’t be any debt or dues left.
  6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Why Apply for Personal Loan Vejalpur?

  1. No Securities: The securities for these loans aren’t required. These loans are supported by the monthly or annual income of the applicants.
  2. Interest Rates: These loans have a competitive rate of interest. A lot of the banks offer a 7.35% interest rate on loans in this category.
  3. Tenure: The period of those loans is extended to five years. There are a number of the exceptions too.
  4. Quick Processing: The loans are processed in no time after the verification of the documents.
  5. EasyInstallments: the applicant chooses the quantity and amount of the instalments for this loan in step with his affordability.
  6. Minimum Documentation: The documents needed by the banks to avail of those loans are basic documents.Credit Score: a number of the applicants apply for these loans to boost their credit score.

How to apply for Personal Loan Vejalpur?

Applying for a personal loan is easy with DialaBank. Get an instant personal loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

  1. Visit our website Dialabank
  2. Go to the loan section and click on on the non-public loan link.
  3. The applicant is required to fill the small print of themselves altogether.
  4. Click for the asking a quote, and our relationship manager will soon get in grips with you.
  5. For more information and free guidance, you’ll invoke 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Vejalpur

Every Bank and NBFC charges two kinds of fee for on Personal Loan application.

  1. The processing fee charges are mandatory for each ban/NBFC. The Personal loan Vejalpur processing fee is 1% of the sanctioned loan amount.
  2. The other is pre-closure charges which are applicable just in case you would like to foreclose your loan before the agreed loan tenure. In most cases, you can’t close your loan before 12 months. Post that the costs vary looking on what number years the loan has done. These charges vary from 4% of the outstanding loan amount within the 2nd year to twenty-eight within the 4th year of the loan.

Personal Loan Vejalpur EMI Calculator

Equated Monthly Installments also know as EMI is that the monthly fixed amount that the customer or applicant must pay to the bank because of the loan amount. The applicant is that the borrower in such cases and therefore the bank is that the lender. EMI varies consistent with your loan amount and tenure. you’ll find the non-public loan EMI calculator on DialaBank’s website.

CIBIL Score required for Personal Loan Vejalpur

CIBIL Score is that the history of your payments that you have exhausted the past. The CIR (Credit Information Report) is that the history of your credit score which checks your account’s history for various loans that you 4have taken (if any) and therefore the MasterCard history (if you have).

1. Mostly, a CIBIL score of 750 and above is taken into account good while applying for a private loan.

2. The better the CIBIL score, the better it becomes to avail the loan.

personal loan at 10.75%*

Personal Loan Vejalpur Agent and Contact Number

Dialabank is associated with various banks and NBFCs in Vejalpur that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan Vejalpur. You can also apply online at Dialabank or give a call at 9878981166.

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available 24/7.
  3. The approval process is time-saving if you apply through DialaBank.
  4. The Loan gets disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

Call 9878981166 and get instant help and approval for Personal Loan Vejalpur.

Pre Calculated EMI Table for Personal Loan Vejalpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Vejalpur

Vejalpur is a neighbourhood in the New West Zone of the metropolitan city of Ahmedabad in the Indian state of Gujarat.

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