Personal Loan Vellakoil

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Vellakoil

      Best Banks for Personal Loan in Vellakoil

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Vellakoil Features

      Personal Loan Vellakoil

      Were you planning something big for your family? A wedding function, a vacation to Europe, or any unfinished task that needed to done? While there are many things that we can’t control, one should never give up on their dreams and aspirations. Personal loans might not sound a cool option to many of us, but it can be helpful at certain times.

      Personal loan Vellakoil aims to provide financial assistance to its customers at affordable interest rates. Although an unemployed person or a striving entrepreneur is not eligible for personal loans. There are people who need personal loans to fulfill their tasks. A small loan is good if you’re going a little out of budget, thus there are a lot of banks that have expertise in providing personal loans.

      Normally, best personal loans are taken for many reasons. Like, a wedding, for medical help, or for a much-needed vacation. With a number of banks available, you can choose any bank that provides affordable interest rates. Besides, applicants should keep a check on time to repay these loans.

      If you’re going through a mild financial crisis, you have options to use your savings, your fixed deposits, or you can take a personal loan from any bank at affordable interest rates. They can provide you feasible EMIs to and you could own the thing you want easily.

      Personal Loan Vellakoil Interest Rates

      Personal Loan Interest Rate

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      EMI Calculator for Personal Loan

      Documents Required for Personal Loan Vellakoil

      The criteria for documents vary for salaried and self-employed applicants.

      For salaried employees – Proofs like Driving License or Aadhar Card can be used as ID proof. Salary Slips of the past 3 months are perceived as income proofs. Also, Bank statements of the last six months, PAN Card, any residential proof, rental agreement (if living on rent), and multiple passport-sized photographs can be requested. You should not be wearing goggles during those photographs.

      For self-employed applicants – They might have to give their financial documents such as balance sheets, P&L statements, and ITR files. Apart from this, they will need a PAN card, Aadhaar as ID proof, Rental agreement (as Address proof, if wanted) along with two passport-sized photographs.

      personal loan at 10.75%*

      Personal Loan Vellakoil Eligibility Criteria

      Click here for more data about personal loan eligibility criteria

      Personal Loan Vellakoil is strict about its eligibility criteria.

      For salaried candidates, the minimum age to apply for a personal loan is 21 years while the maximum is 60 years. The least amount of work experience should be 3 years. The monthly pay of the applicant has to be at least Rs 25,000. Furthermore, the salary should be credited to their bank accounts only. As the job location has a major impact on salary, the applicant also has to mention their job location.

      For self-employed candidates, the criteria is a bit more strict. First, you need to be at least 25 years old and at most 60 years. The financial situation of the organization has to be analyzed through the Income Tax return file from the last three years. The minimum pay of the applicant should be 2.5 lacs and should be proved by providing their bank statements for the last three months. Also, if the candidate is a businessman, their organization should be operational from at least three years.

       

      Personal Loan Vellakoil Agent and Contact Number

      To get assistance in personal loans, Dialabank is one of the reliable personal loan agents in Vellakoil. To get to know us further, you will have to visit our website and fill a simple form with your personal and employment details. Once you’re through it, we will get back to you soon for further assistance. Otherwise, if you still have any doubts, you can visit your nearest Dialabank branch in Vellakoil or give a ring at 9878981166.

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