Personal Loan Vijaywada

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Vijaywada

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Vijaywada

Financial problems thwarting your peace of mind? Need financial help? Dialabank provides remedies for your problems!

A personal loan will get you rid of all your financial problems. This loan will be endorsed within 48 hours of certified authentication. very less paperwork is required for this loan.

It is an unsecured loan with low-interest rates. Your credit score should be good and you should have a good source of livelihood.

There are no limitations on the purpose of using this loan. You can use it anywhere you want.

Click here to get an Instant Personal Loan

Personal Loan Vijaywada Interest Rates 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Vijaywada

Salaried Customers:

  1. Submit your identity proof. It can be anyone of Aadhar card or driving license.
  2. Submit the salary slips for the past three months.
  3. Submit the Bank statements for the last 6 months
  4. Submit a copy of your PAN Card.
  5. Submit your residence proof (Owned/Rented/Company provided)
  6. Submit your two recent passport-sized photographs.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

  1. All financial statements such as Balance sheet, P&L statement, ITR files, etc of your business have to be submitted.
  2. You should also submit a copy of your PAN Card.
  3. Aadhar Card is required for identity proof.
  4. Residence Proof (owned/rented) is also compulsory to be submitted.
  5. You have to submit two of your recent passport-sized photographs.

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Vijaywada

Salaried Applicants

  1. The minimum age requirements of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
  2. The applicant should have a minimum of 3 years of experience and you should be receiving a salary in your own account.
  3. The credit history of the applicant should be perfect.
  4. You need to specify your job location.
  5. You should be earning a minimum of Rs. 25000 per month.

Self-Employed Applicants

  1. The minimum age requirement of an individual should be 25 years in order to apply for a loan.
  2. You should file your ITR for the last 3 years if you applying for a personal loan.
  3. If you are operating a business, then your business should be working actively for the past 3 years.
  4. Your credit score should be worthy enough to give you credit.
  5. Your earning should be a minimum of an annual income of Rs.2.5 lakhs.
  6. The applicant is required to attach his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Vijaywada?

  1. No need to submit any collateral security for acquiring the loan.
  2. A personal loan is a multifunction loan. You can use this amount wherever you want.
  3. The amount to be sanctioned will depend on your credit score.
  4. In Personal Loan, you need not assign anybody as a nominee or guarantee.

How to apply for Personal Loan Vijaywada?

  1. Visit our website by clicking on the link Dialabank
  2. There is a loan section, go there and click on the personal loan.
  3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
  4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Vijaywada

To get your application fee for personal loan processed, you need to pay a processing fee to Banks or NBFCs. The value of this processing fees lies in the range of 1.5% – 2.5% of the sanctioned loan amount.

If you are precluding a part of your loan amount before the completion of your tenure, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more information about the interest rate click on the personal loan interest rate

Personal Loan Vijaywada EMI Calculator

 You are liable to pay fixed installments per month to the bank as a procedure of repayment of the loan amount. these fixed payments are known as EMI or Equated Monthly Installments. The interest rate is determined after ascertaining your financial status. Your EMI will be calculated after taking the interest rate and the tenure of the loan in consideration.

CIBIL Score required for Personal Loan Vijaywada

Banks and NBFCs have their own norms for the CIBIL score for lending purposes. Mostly, a CIBIL Score of 750 is preferred by most of the lending institutions.

 Banks and NBFCs want to ascertain how you acknowledged to previous loans through your CIBIL score. They want to ensure that there are no delayed payments until now.

personal loan at 10.75%*

Personal Loan Vijaywada Agents

Dialabank is the prominent assistant for taking Personal Loan in Vijaywada. You can apply online at dialabank or give a call at 9878981166  Dialabank helps you in finding the perfect Bank or NBFCs by showing you comparative analysis between banks. Visit our website www.dialabank.com and fill a simple form with all necessary details such as personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Vijaywada Contact Number

Call 9878981166 and to get immediate help and advocacy for Personal Loan in Vijaywada.

Pre Calculated EMI Table for Personal Loan Vijaywada

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Click here for Personal Loan EMI Calculator

About Vijaywada

It is a city in Andhra Pradesh which is situated on the banks of river Krishna. It is a sacred place for many religions. More than 15 lakhPersonal Loan Vijaywada people live in this city.

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