Personal Loan Viluppuram

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Personal Loan Viluppuram

Personal Loan is preferred over other loans because this loan does not require any type of collateral or guarantee from the applicant and the interest rates that are provided also comes at very low starting from 10.75%, but it varies according to the credit profile of applicant.

  1. The Loan amount is based upon the income and the repayment capability of the person.
  2. There is no need to put any property or asset as collateral to the lender.
  3. It involves simple procedures and fast loan approvals.
  4. There is no need to provide a cosigner to avail this loan.
  5. There is no process involved to verify the collateral.
  6. There is no upper limit to borrow money.

Personal Loan Viluppuram Interest Rate

Personal Loan starts at the rate of 10.75 % per year which varies from time to time. However, the rate of interest varies according to the applicant’s profile.

Personal Loan Viluppuram Eligibility

Self-employed, Salaried and self-employed professionals can apply for a personal loan.

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience: Should be Overall 3 years and must have 1-year experience in the ongoing job.
  5. CIBIL Score must be more than 700.
  6. A person who gets his/her salary in cash is not eligible for availing Loan

Self Employed Individuals:

  1. Minimum Age: 25 Years.
  2. Maximum Age: 65 Years.
  3. Should be filing for an annual ITR of 2.5 to 3 lakh.
  4. Residence: Must be having an Office or Home.
  5.  Business should be running for the last 3 years.
  6. CIBIL Score must be more than 700.

Personal Loan Viluppuram Documents

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months’ salary slips

Last 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

How to Apply

  1. Visit www.dialabank.com
  2. Fill all the required details like name, monthly income, phone no.
  3. Apply for a Personal Loan

About Viluppuram

Viluppuram which is also spelled as Villupuram and Vizhupuram is a major town and the main administrative headquarters of Viluppuram district. With agriculture as its primary source of income, As of Government of India 2014 data, the city’s literacy rate has been observed as 90.16% by Census 2011.

Personal Loan Interest Rate: Updated

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Other Personal Loan Cities in Tamil Nadu

Personal Loan AtturPersonal Loan Avanashi
Personal Loan BapurasapuramPersonal Loan Batlagundu
Personal Loan ChengalpattuPersonal Loan Chidambaram
Personal Loan Coonoor

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