Personal Loan Visakhapatnam

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Why us?

Rates as low as 10.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Personal Loan Visakhapatnam

Human beings have never-ending desires, and these cannot be met with the limited income. A Personal Loan is a scheme that provides money to people for meeting all the needs and desires without the hassle of collateral. This loan is a collateral free scheme that does not require to place any asset as collateral/security.

What is Personal Loan?

Personal Loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan Visakhapatnam Interest Rates:

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

More About: Interest Rates on Personal Loan

Why Personal Loan Visakhapatnam?

The processing fee is up to 2% of the loan amount.

The loan tenure ranges up to 5 years.

The lowest EMI per lakh is Rs 2,162.

The prepayment charges are NIL up to 5 percent.

Click here to know more about- EMI Calculator

Personal Loan Visakhapatnam Eligibility Criteria:

Personal Loan Visakhapatnam

Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

1.    Salaried Applicant

2.    Self-employed Applicant  

There are various eligibility criteria for both applicants:

Salaried Individuals:

1.    Salary: Rs 18,000 (Monthly).

2.    Minimum Age: 21 Years.

3.    Maximum Age: 60 Years.

4.    Work Experience: Should be Overall, three years and must have 1-year experience in the ongoing job.

5.    CIBIL Score must be more than 700.

6.    A person who gets his/her salary in cash is not eligible for availing Loan

Click here to know more about- Salaried Applicant

Self Employed Individuals:

1.    Minimum Age: 25 Years.

2.    Maximum Age: 65 Years.

3.    Should be filing for an annual ITR of 2.5 to 3 lakh.

4.    Residence: Must be having an Office or Home.

5.    The business should be running for the last three years.

6.    CIBIL Score must be more than 700.

Click here to know more – Self-employed Applicant

Personal Loan Visakhapatnam Documents:

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months’ salary slips

Last 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

Why your decision of choosing Dialabank is the right decision?

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available 247.
  3. The approval process is time-saving if you apply through dialabank.
  4. The Loan gets disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

Personal Loan Visakhapatnam Tenure:

The tenure of the Personal Loan is from 1 year to 5 years. If you want to close your loan before the tenure of the loan to get rid of the interest rates than you can do so.

How to Apply for Personal Loan Visakhapatnam?

  1. Visit www.dialabank.com
  2. Fill all the required details like name, monthly income, phone no.
  3. Apply for a Personal Loan

About Visakhapatnam:

Vishakapatnam is the largest city of the state Andhra Pradesh, India. It is very beneficial for an individual to take a personal loan, all you have to do is to visit www.dialabank.com or call on 9878981166.

Personal Loan Visakhapatnam Interest Rates: Updated 2020

BankInterest Rates

HDFC Bank

 10.99% to 18%

ICICI Bank

13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

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