Personal Loan Visnagar

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Best Banks for Personal Loan in Visnagar

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Visnagar Features

      Most of the time, few things might not go according to our plans. You can not control the national economy, you can’t create a Coronavirus vaccine at home, and there are a lot of things beyond our control. Whereas, Personal Finances are something that we could keep a check on. Traditionalists might disagree with the idea of personal loans, but taking a personal loan is no harm as long as you’re making sufficient money.

      As one of the popular loans, Personal loans are generally taken by a good amount of people. Their reasons could be different, but the sole objective of personal loans is to feel financially secure in difficult situations. That situation could be your family member’s wedding, your unplanned vacation, or visit or for medical treatment. With digital platforms, taking personal loans is becoming easier.

      There are a lot of banks that provide financial assistance at affordable interest rates. With the help of research and analysis, you can select a bank that suits your needs. Those banks that provide you an option of feasible EMIs could be the best option if you are taking a small loan. Within no time, your loan might get approved and you’ll also be able to pay it back within a limited time.

      Personal Loan Visnagar

      Personal Loan Visnagar Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Visnagar

      The documents required are different for self-employed and salaried applicants.

      For salaried employees – Proofs like Driving License or Aadhar Card can be used as identification proof. Salary Slips of the past quarter are perceived as income proofs. Also, Bank statements of the last two quarters, PAN Card, any residential proof, rental agreement (if staying on rent), and multiple passport-sized photos can be requested. You should not be wearing glasses in those photos.

      For self-employed applicants – They might have to provide their financial records such as balance sheets, P&L statements, or ITR files. Perhaps, they will need a PAN card, Aadhaar as ID proof, Rental agreement (as residence proof, if wanted) along with two passport-sized photos

      personal loan at 10.75%*

      Personal Loan Visnagar Eligibility Criteria

      You can know more about personal loan eligibility within a click.

      Similar to the popular norms, eligibility criteria are different for salaried and self-employed candidates.

      If you are a salaried employee, your age should be minimum of 21 years and a maximum of 60 years. You’re eligible for a loan only if you’re working from at least the past three years. Besides, if your pay is less than Rs 25,000, you might not get a personal loan. Also, the salary should be credited to your account only. If you don’t mention your location on the application, there might be some problems.

      If you are a self-employed candidate, the personal loan eligibility norms are a bit harder on you. You need to be at least 25 years and at most 60 years for being eligible for this loan. You will need to provide an Income Tax return file for the last three years. If you are an entrepreneur whose organization is not operational from the last three years, you are not eligible. If your minimum income is less than 2.5 lacs, you are not eligible. If it is equal or more than it, you need to provide your bank statement for the last quarter.

      Personal Loan Visnagar Agent and Contact Number

      To get support in personal loans, Dialabank is one of the safest personal loan agents in Visnagar. For more information, you must visit our website and fill a simple form with your particulars. Once you do it, we will get back to you for further support. Also, if you’re dubious about anything, you can visit your nearest Dialabank branch or dial 9878981166.

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