Best Banks for Personal Loan Vuyyuru
Feature |
HDFC Bank |
Private Bank |
Bajaj Finance |
Interest Rate |
10.75% - 17% |
11.25% - 18.5% |
12% |
Min Loan Amt |
Metro : 75000 & Non Metro: 50000 |
50000 |
100000 |
Max Loan Amt |
50 Lacs |
50 Lacs |
1 Cr |
Loan Tenure |
1 - 5 Years |
1 - 5 Years |
1 - 5 Years |
Processing Fee |
0.25% - 2% of the Loan Amt |
1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt |
Preclosure Charges |
2%, Nil foreclosure charges after 12 months |
2%, Nil foreclosure charges after 24 months |
Nil |
Overdraft Facility |
No |
No |
Yes |
Personal Loan Vuyyuru Features
A personal loan is an easy and appropriate way to fulfil all your desires without restrictions or limitations on the bank’s amount sanctioned. Unsecured loan by nature, no type of collateral or security needs to be deposited.
Apply For Personal Loan through Dialabank to get loans at an affordable interest rate and minimum documents. The process is hassle-free and less time-consuming.
Personal Loan Vuyyuru Interest Rates and Charges
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Personal Loan Vuyyuru Documents Required
Salaried Customers:
- The applicant shall submit bank statements for the last 6 months and salary slips of last three months
- PAN Card
- Passport-sized photographs – 2
- Proof of identity like Aadhar card/ Driving License/ Passport copy, etc.
- Address proof such as Voter ID/ Electricity Bill/ Passport copy, etc.
Self-Employed Customers:
- Applicants need to submit Balance Sheet, P&L Statement as well as ITR files as income proof.
- PAN Card
- Passport-sized photographs – 2
- Proof of identity like Aadhar card/ Driving License/ Passport copy, etc.
- Address proof such as Voter ID/ Electricity Bill/ Passport copy, etc.
Personal Loan Vuyyuru Eligibility Criteria
The eligibility criteria for both Salaried and Self-Employed are different:
Salaried Applicants
- The job location of the applicant should be mentioned.
- The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- The minimum age requirements of the individual are 21 years, and maximum up to 60 years.
Self-Employed Applicants
- The whole documentation process of the personal loan is the applicants have to submit his financial and bank statements of the previous three months.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicant is a businessman, then the business should be operational from the past three years.
- The minimum age requirement for an independent person is 25 years.
- The individual applicants’ credit score should be good .there should not be any debt or dues left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
Why Apply for Personal Loan Vuyyuru?
- There is no need to deposit any mortgage and collateral security to the bank.
- A personal loan can be used for various purpose and has no restrictions.
- The amount of personal loan depends upon the repayment of individual income and capacity.
- No third party is involved in the deal.
How to apply for Personal Loan Vuyyuru?
- To apply for a personal loan online, visit www.dialabank.com.
- Go to the loan section and click on the personal loan link where the individual has to provide personal and professional details.
- Our relationship managers will check the Eligibility Criteria and gets in touch with you soon.
- For more information and free guidance, you may call on 9878981166.
Processing Fee / Prepayment Charges on Personal Loan Vuyyuru
Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.
Generally, a loan cannot be foreclosed before 12 months, but of any individual wishes to do so, banks charge a penalty fee known as prepayment charges which the borrower has to pay to the banks. The rates of this vary from bank to bank.
Personal Loan Vuyyuru EMI Calculator
Equated Monthly Installments also know as EMI are the monthly fixed charges that are a repayment mode to the bank for the loan amount borrowed. Based on your profile, the Personal Loan Interest Rate on your loan is determined. Your EMI is calculated based on the Interest Rate the bank charges you, the amount of loan you have to take, and the period you enjoy the loan.
Get to know more about the EMI Calculator: Personal Loan EMI Calculator.
CIBIL Score required for Personal Loan Vuyyuru
CIBIL score is a fundamental aspect in the approval of loans. Various banks have their minimum requirements of a CIBIL score for loan approval. The banks and NBFCs, along with the CIBIL score, analyze the applicant’s credit history to avoid any future inconvenience.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Vuyyuru Agents
Dialabank is the leading agent for availing Personal Loan Vuyyuru. You can apply online at Dialabank.
Personal Loan Vuyyuru Contact Number
Call 9878981166 and get Instant for Personal Loan Vuyyuru.
Pre Calculated EMI Table for Personal Loan CITY
About Vuyyuru
Vuyyuru is a town situated in the Krishna district of Andhra Pradesh Indian state. It is a Nagar committee and Vuyyuru Mandal headquarter. It is arising as the Vijayawada, India neighbourhood located 28 km away.
