Personal Loan Vuyyuru

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Vuyyuru

      Best Banks for Personal Loan Vuyyuru

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Vuyyuru Features

      Personal Loan Vuyyuru

      A personal loan is an easy and appropriate way to fulfil all your desires without restrictions or limitations on the bank’s amount sanctioned. Unsecured loan by nature, no type of collateral or security needs to be deposited.

      Apply For Personal Loan through Dialabank to get loans at an affordable interest rate and minimum documents. The process is hassle-free and less time-consuming.

      Personal Loan Vuyyuru Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Vuyyuru Documents Required

      Salaried Customers:

      1. The applicant shall submit bank statements for the last 6 months and salary slips of last three months
      2. PAN Card
      3. Passport-sized photographs – 2
      4. Proof of identity like Aadhar card/ Driving License/ Passport copy, etc.
      5. Address proof such as Voter ID/ Electricity Bill/ Passport copy, etc.

      Self-Employed Customers:

      1. Applicants need to submit Balance Sheet, P&L Statement as well as ITR files as income proof.
      2. PAN Card
      3. Passport-sized photographs – 2
      4. Proof of identity like Aadhar card/ Driving License/ Passport copy, etc.
      5. Address proof such as Voter ID/ Electricity Bill/ Passport copy, etc.

      Personal Loan Vuyyuru Eligibility Criteria

      The eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. The job location of the applicant should be mentioned.
      2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
      3. The applicants must have an excellent credit history.
      4. The minimum age requirements of the individual are 21 years, and maximum up to 60 years.

      Self-Employed Applicants

      1. The whole documentation process of the personal loan is the applicants have to submit his financial and bank statements of the previous three months.
      2. The applicants applying for the personal loan should file ITR for the last three years.
      3. If the applicant is a businessman, then the business should be operational from the past three years.
      4. The minimum age requirement for an independent person is 25 years.
      5. The individual applicants’ credit score should be good .there should not be any debt or dues left.
      6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

      Why Apply for Personal Loan Vuyyuru?

      1. There is no need to deposit any mortgage and collateral security to the bank.
      2. A personal loan can be used for various purpose and has no restrictions.
      3. The amount of personal loan depends upon the repayment of individual income and capacity.
      4. No third party is involved in the deal.

      How to apply for Personal Loan Vuyyuru?

      1. To apply for a personal loan online, visit www.dialabank.com.
      2. Go to the loan section and click on the personal loan link where the individual has to provide personal and professional details.
      3. Our relationship managers will check the Eligibility Criteria and gets in touch with you soon.
      4. For more information and free guidance, you may call on 9878981166.

      Processing Fee / Prepayment Charges on Personal Loan Vuyyuru

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

      Generally, a loan cannot be foreclosed before 12 months, but of any individual wishes to do so, banks charge a penalty fee known as prepayment charges which the borrower has to pay to the banks. The rates of this vary from bank to bank.

      Personal Loan Vuyyuru EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that are a repayment mode to the bank for the loan amount borrowed. Based on your profile, the Personal Loan Interest Rate on your loan is determined. Your EMI is calculated based on the Interest Rate the bank charges you, the amount of loan you have to take, and the period you enjoy the loan.

      Get to know more about the EMI Calculator: Personal Loan EMI Calculator.

      CIBIL Score required for Personal Loan Vuyyuru

      CIBIL score is a fundamental aspect in the approval of loans. Various banks have their minimum requirements of a CIBIL score for loan approval. The banks and NBFCs, along with the CIBIL score, analyze the applicant’s credit history to avoid any future inconvenience.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Vuyyuru Agents

      Dialabank is the leading agent for availing Personal Loan Vuyyuru. You can apply online at Dialabank.

      Personal Loan Vuyyuru Contact Number

      Call 9878981166 and get Instant for Personal Loan Vuyyuru.

      Pre Calculated EMI Table for Personal Loan CITY

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Vuyyuru

      Vuyyuru is a town situated in the Krishna district of Andhra Pradesh Indian state. It is a Nagar committee and Vuyyuru Mandal headquarter. It is arising as the Vijayawada, India neighbourhood located 28 km away.