Personal Loan Wani

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

A Complete Guide for Personal Loan Wani

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Wani

Personal Loan Wani

Except for investments and illicit activity, a personal loan can be used for anything. Besides that, in fact, it’s multipurpose and can be used for something. If obtained certain types of credit are for a particular use and may only be used for the same reason. A home loan, for instance, is used to purchase a house while an auto loan is used to buy a vehicle. However, you can take out a personal loan to offset any immediate requirements.

Dialabank is a one-stop solution for any financial need you have. Here, we are trying to offer you the best services in nature that are trouble-free and simple. We provide you with a comparative overview of what different banks are providing for personal loans and assist you in your final decision.

Dialabank provides all of its customers 24 * 7 facilities. At any time of the day, you can email us and we’ll do our best to get back to you as soon as possible. In addition, the personal loan approval process is smooth and simple in nature.

A Dialabank Personal Loan lets you fulfill your diverse financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the specific need that you rise at any point in your life.

Features of Personal Loan Wani 

Personal loans Wani has an immediate clearance mechanism with loans being approved as early as within 24-48 hours of submission of the loan application.

  1. Require no collateral: Some of the advantages associated with a personal online loan are that, of the essence, it is unsecured. Which ensures you don’t have to guarantee any protection on your loan. Although this could be a factor for your interest rate, if you satisfy the qualifying criteria, you may easily get a low-cost personal loan.
  2. Minimal documentation: The authentication and recording process has now been brief in this era of digitization. This refers to an instant personal loan because they are swift in disbursement and require limited approval documentation.
  3. Fast Approval: You will get fast and simple approval of personal loans. Which is why in moments of financial disaster, that is the safest bet. In fact, the procedure has been digital; thus raising testing time.
  4. Set interest rate:-Personal loan is typically accessible at a fixed interest rate. Therefore the annual payments equated would stay unchanged for the entire term of the loan. So you don’t need to worry about the changes in interest rates.
  5. Tax benefit: – If you use the personal loan for construction, renovating the house, or make down payment for the home, you will use the tax deduction of up to Rs 2 lakh for the interesting portion of a financial year under Section 24B. But note, you’ll have to have adequate paperwork to show that the money was just used for that reason.

Personal Loan Wani Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Wani

Salaried Customers:

  1. Identity proof such as Aadhar card/driving license.
  2. last three-month salary slips.
  3. Bank statements for the last 6 months.
  4. PAN Card.
  5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
  6. 2 Passport-sized photographs of the applicant.

Self-Employed Customers:

  1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
  2. PAN Card.
  3. Aadhar Card as identity proof.
  4. Residence Proof or rental agreement in case of a rented apartment.
  5. Two passport-sized photographs of the applicant.
personal loan at 10.75%*

Personal Loan Wani Eligibility Criteria

The eligibility criteria are specific for both salaried and self-employed workers.

Click to know about personal loan eligibility

Eligibility Criteria for Personal Loan Wani:

Salaried Applicants

  1. Minimum required age of applicant: 21 years.
    Applicant ‘s maximum age when the loan matures: 60 years.
  2. Average jobs: Average 1 year of work and a 1-month pay allowance in the existing organization.
  3. The applicants must a credit history suitable for a personal loan.
  4. The job location of the applicant.
  5. Required Gross Monthly Income: ₹20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹15,000 for All Other Locations.

Click to know about- Salaried Applicant

Self-employed Applicants

  1. Eligibility Age Criteria:
    Required Minimum age of Applicant: 22 years.
    The average age of Candidate at loan maturity: 65 years.
  2. Years of business: Minimum 4 years.
  3. The ITR file for the last three years will be required.
  4. The business of the applicant should be running from the past three years.
  5. The CIBIL score should be up to the mark
  6. The annual income of the applicant should be at least Rs 2.5 lakh.
  7. The whole personal loan reporting phase is where the borrowers have to apply their accounting records and their bank accounts from the past three months.

Click to know more – Self-employed Applicant

Why Apply for Personal Loan Wani?

  • Loan balance due in the same annual installments over a period negotiated.
  • Based on the form of a loan, interest may be flat or that.
  • Provide set terms that specify the number, processing costs, interest, tenure, and EMI in advance.
  • Personal Loan Wani is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.
  • The Loan amount depends upon the income and repayment capability of the applicant.

How to apply for Personal Loan Wani?

To apply for the best personal loan deals:

  • Visit Dialabank and click on the personal loan option on the menu of the homepage.
  • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
  • After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
  • Our experts will give you a call and assist you in choosing the best deal for you.
  • In case of any queries, call us at 9878981166.
personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Wani

The interest rates in Personal Loan depend on the profile and salary of an individual in the business.

The base rate starts at 10.50 percent. The extra costs refer to whatever conditions are relevant. Interest rate according to the level of credit. The following factors can affect the interest rates and the bank charges:

  1. Credit / CIBIL Ranking: A strong ranking of CIBIL may be an advantage for reducing interest rates and other costs.
  2. Average Loan Score: 640-700.
  3. Company Profile: The well-reputed firms and staff of government agencies will profit from the variance of many of the charges.
  4. Bank Consumer Relationships: Being a client before the partnership with the banks will be an advantage to reduce the costs and charges.
To know about the interest rate click on personal loan interest rate

Personal Loan Wani EMI Calculator

CIBIL Score required for Personal Loan Wani

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Wani. Most institutions need a minimum score of 700 to process your application for a loan.

The institutions are not only looking at the overall score but also the detailed behavior of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

personal loan at 10.75%*

Personal Loan Wani Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Wani.

Pre Calculated EMI Table for Personal Loan Wani

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Wani

Wani was identified as ‘Wun’ in earlier days. Wani was the headquarters of a district in the province of Berar during British Raj. Wani subsequently became a taluka, with Yavatmal as governor of the district. Now Wani is changing.

Wani is one of the Yavatmal tehsils and is located on the banks of the Nirguda River. Devotees from between Falguna Vadya and Chaitra Sudha visit the Shri Ranganathaswamy Temple located here. Wani has many coal mines and is also a major bullock and cattle trading center.

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