Personal Loan Warangal

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Warangal 

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Warangal Features

personal loan warangal

Personal loan Warangal is available for all those who are running short of and in need of cash. This loan is unsecured in nature with minimal documentation and paperwork. Another benefit is that the approval of this loan will be finalized within 48 hours after the verification process.

Personal Loan Warangal is an unsecured loan that provides financial aid to the customers at affordable interest rates. A rigid and good source of income along with a satisfactory credit history is essential in order to provide loans to the applicants. The applicants can also use this loan amount anywhere they want to.

Moreover, there is no end-use restriction on the use of the personal loan amount. A rigid and good source of income along with a satisfactory credit history is essential in order to provide loans to the applicants.

Personal Loan in Warangal Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan in Warangal

Salaried Customers:

There are various documentation requirements for salaried customers in order for them to avail personal loan Warangal. these documents include Identity proof (Aadhaar card/driving license), salary slips of the last three months, bank statements for the last 6 months, PAN card, residence proof (owned/rented/company provided), and passport-sized photographs – 2.

*NOTE: In case of rented accommodations, rent agreement needs to be attached.

Self-Employed Customers:

There is a requirement of various documents even for self-employed customers in order for them to get personal loan Warangal. These documents include Financials( Balance sheet,  P&L Statement as well as ITR files), PAN card, Aadhaar card, Residence proof, and two passport-sized photographs.

personal loan at 10.75%*

Personal Loan in Warangal Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed for availing a personal loan from Warangal are different:

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. The salaries of the applicants should be deposited only in their accounts.
  3. The applicants should have a good credit history.
  4. The job address of the applicant must be mentioned.
  5.  A borrower should have a minimum income of INR 25,000 per month.

Click here to know more about- Salaried Applicant

Self-Employed Applicants

  1. The minimum age required for the applicant should be 25 years.
  2. The applicants applying for the personal loan should present the ITR for the last three years.
  3. If the applicants are businessmen, then the business should be working from the past three years.
  4. The credit score of the individual applicants should be good and there must not be any debt or dues left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan in Warangal?

Personal loan Warangal provides its customers with several benefits other than what other loans provide. In this loan, mortgage and collateral security do not need to be deposited to the bank. A personal loan is a multi-objective offer loan. All the problems related to finance can be addressed by this loan. Also, the amount of personal loan depends upon the repayment of individual income and capacity. Another added benefit is that a Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan in Warangal?

  1. Visit www.dialabank.com.
  2. Visit the loan section and click on the personal loan link.
  3. The candidate will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and assistance without any charges, you may call on 9878981166.

personal loan at 10.75%*

Processing Fees/ Prepayment Charges on Personal Loan in Warangal

Every Bank and NBFC charges a processing fee for Personal Loan application. Processing fees vary between 1.5% to 2.5% of the sanctioned loan amount.

A penal fee is charged by every lending institution in the case where the applicant desires to foreclose the loans before the agreed loan tenure. In most cases, you can’t close your personal loan before 12 months. After 12 months, the charges will depend on how many years the loan has done. These charges range from 4% in the 2nd year to 2% in the 4th year of the loan amount.

Personal Loan EMI Calculator Warangal

Equated Monthly Installments(EMI) is the monthly fixed payments that you pay to the bank for the loan amount borrowed. Based on your profile, the interest rate on your loan is formed. Your EMI can be calculated on the basis of the Interest Rate that is charged by the bank and the loan tenure and the loan amount.

CIBIL Score required for Personal Loan Warangal

Every lending institution has its own standard for the minimum CIBIL score required for processing a Personal Loan application in Warangal. Most institutions require a minimum score of 750 for processing of your personal loan application.

Also, the detailed behavior is checked on the previous loans that you have taken. This includes details of the type of loan taken and the amount borrowed. Any delayed payments for previous loans can create an obstacle in your personal loan application.

personal loan at 10.75%*

Personal Loan Warangal Agents/Broker

Dialabank is the leading agent for getting Personal Loan in Warangal. You can apply at www.dialabank.com or you can call at 9878981166

Dialabank helps you to attain the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit  www.dialabank.com and fill a form by filling your personal and employment details. Our customer relationship managers will contact you.

Personal Loan Warangal Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Warangal.

Pre Calculated EMI Table for Personal Loan Warangal

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Warangal

Warangal is situated in the Indian state of Telangana. It is one of the two metropolitan cities in the state. Having a population of 830,281 it is the second-most populous city in Telangana after the state capital Hyderabad. Earlier, Warangal served as the capital of the Kakatiya dynasty which was established in 1163. It is one of the eleven cities in the country to have been selected for the Heritage City Development and Augmentation Yojana scheme by the Government of India. Agriculture is the main economic activity in this city. Some of the major crops grown in the city are paddy, cotton, mango, and wheat.

Major Localities of Telangana for availing Personal Loan

Personal Loan Adilabad Personal Loan Armoor
Personal Loan Bellampalle Personal Loan Bhadrachalam
Personal Loan Bhongir Personal Loan Bodhan
Personal Loan Bommakal Personal Loan Chimrajpalle

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