Personal Loan Warangal

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Warangal 

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.50% - 18.50%
10.75%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
1 - 5 Years
9 months to 24 months
1 month to 24 months
Processing Fee
0.99% to 2.0% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes

Personal Loan Warangal Features

personal loan warangal

Personal loan Warangal is available for all those who are running short of and in need of cash. This loan is unsecured in nature with minimal documentation and paperwork. Another benefit is that the approval of this loan will be finalized within 48 hours after the verification process.

Personal Loan Warangal is an unsecured loan that provides financial aid to the customers at affordable interest rates. A rigid and good source of income along with a satisfactory credit history is essential in order to provide loans to the applicants. The applicants can also use this loan amount anywhere they want to.

Moreover, there is no end-use restriction on the use of the personal loan amount. A rigid and good source of income along with a satisfactory credit history is essential in order to provide loans to the applicants.

Personal Loan Warangal Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Warangal

Salaried Customers:

There are various documentation requirements for salaried customers in order for them to avail Person loan Warangal. these documents include Identity proof (Aadhar card/driving license), salary slips of the last three months, bank statements for the last 6 months, PAN card, residence proof (owned/rented/company provided) and passport-sized photographs – 2.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

There are various documentation requirements even for self-employed customers in order for them to avail Personal loan Warangal. These documents include Financials( Balance sheet,  [email protected] Statement as well as ITR files), PAN card, Aadhar card, Residence proof and two passport sized photographs.

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Warangal

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. The salaries of the applicants should be deposited only in their accounts.
  3. The applicants must have an excellent credit history.
  4. The job location of the applicant should be mentioned.
  5.  A borrower should have a minimum income of INR 25,000 per month

Click here to know more about- Salaried Applicant

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicants are businessmen, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan Warangal?

Personal loan Warangal provides it’s customers with several benefits other than what other loans provide. In this loan mortgage and collateral security does not need to be deposited to the bank. A personal loan is a multi-objective offer loan. All the problems related to finance can be addressed by this loan. Also, the amount of personal loan depends upon the repayment of individual income and capacity. Another added benefit is that a Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Warangal?

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Warangal

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1.5% to 2.5% of the sanctioned loan amount.

A penal fee is charged by every lending institution in the case where the applicant wishes to foreclose the loans before the agreed loan tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Warangal EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Enter Loan Information:
1) Loan Amount (Rs.):
2) Rate of Interest (Annual)
3) Loan Tenure (Years)
Payment Information:
4) Your monthly payment will be:
5) Your total payment will be:
6) Your total interest payments will be:

CIBIL Score required for Personal Loan Warangal

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Warangal. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Warangal Agents

Dialabank is the leading agent for availing Personal Loan in Warangal. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with the detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Warangal Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Warangal.

Pre Calculated EMI Table for Personal Loan Warangal

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Warangal

Warangal is situated in the Indian state of Telengana. It is one of the two metropolian cities in the state. Having a population of 830,281 it is the second most populous city in Telangana after the stae capital Hyderabad. Earlier, Warangal served as the capital of the Kakatiya dynasty which was established in 1163. It is one of the eleven cities in the country to have been chosen for the Heritage City Development and Augmentation Yojana scheme by the Government of India. Agriculture is the main economic activity in this city . Some of the major crops grown in the city are paddy, cotton, mango and wheat.

Personal Loan in Other Cities of Telangana

Personal Loan AdilabadPersonal Loan Armoor
Personal Loan BellampallePersonal Loan Bhadrachalam
Personal Loan BhongirPersonal Loan Bodhan
Personal Loan BommakalPersonal Loan Chimrajpalle

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