Personal Loan Washim

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Major Personal Loan Providers in Washim

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Washim Features

      Are you in need of cash? Well, you do not have to worry. A personal loan is a kind of loan that is convenient for you. This kind of loan is not only of an unsecured nature with very fewer records needed with even lesser paperwork. This kind of loan may be approved in up to 48 hours to get approved following the process of verification.

      Personal Loan Washim provides financial aid assistance to all customers at an affordable as well as cost-effective interest rates. To get a Personal Loan, the candidate is required to have a relatively stronger and dependable source of income and also a reasonably good credit history profile.

      Also, there exists no declared end-use restriction on the use of the personal loan sum. This loan sum can be used in whatever way needed.

      In order to ask for a personal loan, Washim click on Personal Loan

      Personal Loan Washim Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Washim

      Salaried Customers:

      1. Identity data(Aadhar card/driving license)
      2. Statements for the wages of the past three months.
      3. Bank accounts for the last 6 months
      4. PAN
      5. Proof for Residency(Own/Rent/Company provided)
      6. Passport-size photo- 2

      *NOTE: If one lives in paid apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements are needed(Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar
      4. Residence Attempt
      5. Passport-sized photos- 2

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Washim

      Click here to understand more about personal loan eligibility

      Salaried Applicants

      1. The base age of the applicant ought not to be under 21 years or over 60 years.
      2. The applicant must have a work belief, in any event, three years. The compensation ought to have been relocated in their records as it were.
      3. The claimant should have an excellent credit history.
      4. The job location of the applicant should be considered.
      5. The borrower must have the least income of at least INR 25,000 p.m.

      Click here to comprehend more concerning a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. The age of an independent body applying should be at least 25 years.
      2. The candidate applying for a personal loan should have been filing ITR for the past three years. In case the candidate is a businessman, then the business is expected to be running well from the last 3 years.
      3. The credit score of the petitioner should be good and there must not be any securities or any dues pending.
      4. The yearly income of the candidate should be no less than Rs 2.5 lakh.
      5. The entire document confirmation process for the personal loan approval needs the applicants to submit their financial announcements and their bank statement for the past three months.

      Click hither to know more concerning the personal loan for– Self-employed Applicant

      Why Apply for Personal Loan Washim?

      1. There is no hard and fast rule for the provision of depositing any mortgage or insurance as a security to the bank.
      2. A personal loan is a description of the multidimensional investment, so it can be put to use for any variety of issues.
      3. The amount of personal loans is solely based on the repayment capacity of the candidate.
      4. A Personal Loan does not require any candidate or guarantor.

      How to apply for Personal Loan Washim?

      1. Visit this website: Dialabank.
      2. Then, go to the loan division and go to the personal loan link. It will direct you to the specific information of the personal loan where you can pick your town. For more news and free guidance, please call 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Washim

      All Banks and NBFCs cost a certain fee to prepare a Personal Loan application. This cost changes between 1.5% to 2.5% of the approved loan amount.

      If you wish to terminate your loan before the decided loan tenure, all lending companies will be charging you a sentence as a prepayment fee. Usually, you will not be allowed to close your loan before a duration of 12 months. Post that, the assessments differ based on the number of years the loan has closed. This charge ranges from 4% of the remaining loan result in the second year to 2% in the fourth year of the loan.

      To understand the interest rate click on personal loan interest rate

      Personal Loan Washim EMI Calculator

      Equated Monthly Installments or EMI implies a monthly set rate that you are needed to pay to the bank as regular repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is fixed. The EMI on your loan is determined depending upon the Rate the bank credits you with and the loan amount you have to use and the period for which you take the credit.

      CIBIL Score required for Personal Loan Washim

      All the lending organizations have their own criteria for a minimum CIBIL score that is needed to prepare a Personal Loan application in Washim. Mostly, the institutions need a least score of at least 750 to further process an appeal.

      No institution only looks at the overall score. They also see an elaborated view of the previous loans. The features include the type of loans and the amount of cash that was borrowed. If there endures any delay in the payments of the previous investments, it may prevent the approval of the present loan.

      personal loan at 10.75%*

      Personal Loan Washim Agents

      Dialabank is one of the best agents for availing Personal Loan in Washim. You can easily use online at Dialabank or give a call at 9878981166

      Dialabank assists you to look for the best choice of Banks and NBFCs by giving you entrance to an in-detail market comparative judgment of various banks to help you pick the best one. Visit our website Dialabank and fill out a simple form with the items of personal and employment data. Our customer relationship managers will be in touch with you soon.

      Personal Loan Washim Contact Number

      Call 9878981166 and get timely support and approval for Personal Loan in Washim.

      Pre Calculated EMI Table for Personal Loan Washim

      Click hither for a personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About WashimPersonal Loan Washim

      Washim is a city and a Municipal Council in Washim district in the Indian state of Maharashtra. Washim is the district headquarters of Washim district.

      FAQs About Personal Loan Washim

      Who can apply for a Personal Loan in Washim?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Washim.

      What is the tenure of Personal Loan in Washim?

      Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

      Are there any other charges involved in Personal Loan Washim?

      Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Washim:

      Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

      Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

      Can my application for Personal Loan Washim get rejected due to my CIBIL score?

      Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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