Personal Loan Wayanad

⋆ Interest Rate 9.99% ⋆

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        Rates as low as 9.99%*
        Loans Up to 30 Lacs
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        Personal Loan Wayanad

        Major Personal Loan Providers in Wayanad

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Wayanad

        Financial problems have made you depressed? Need financial assistance? Dialabank has a perfect solution to your problem.

        A personal loan will remove all financial hurdles. This loan will be endorsed within 48 hours of document authentication and very little paperwork is required for this loan. You will get this loan on the basis of your CIBIL score, banking history, employment profile, etc.

        Dialabank provides you an unsecured loan with an affordable interest rate. Your credit history should be good and you should have a good source of livelihood.

        Click here to get an Instant Personal Loan

        Personal Loan Wayanad Interest Rates 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Wayanad

        Salaried Customers:

        1. Submit your citizenship proof. It can be anyone of Aadhar card or driving license.
        2. Payslips for the past three months.
        3. Bank statements for the last 6 months
        4. PAN Card.
        5. Residence proof (Owned/Rented/Company provided)
        6. Two fresh passport-sized photographs.

        *NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financial statements such as Balance sheet, P&L statement, ITR files, etc of your business have to be relinquished.
        2. You should also submit a copy of your PAN Card.
        3. Aadhar Card is required for identity proof.
        4. Residence Proof (owned/rented) is also mandatory to be submitted.
        5. You have to submit two of your recent passport-sized photos.


        Eligibility Criteria for Personal Loan Wayanad

        Eligibility for a personal loan is discussed below:

        Personal loan wayanad

        Salaried Applicants

        1. The minimum age requirements of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
        2. The applicant should have a minimum of 3 years of expertise and you should be getting a salary in your own account.
        3. The credit history of the applicant should be perfect.
        4. You necessitate specifying your job location.
        5. You should be receiving the least of Rs. 25000 per month.

        Self-Employed Applicants

        1. The minimum age requirement of a person should be 25 years in order to apply for a loan.
        2. You should file your ITR for the last 3 years if you applying for a personal loan.
        3. If you are operating a firm, then your firm should be working actively for the past 3 years.
        4. Your credit score should be worthy enough to give you credit.
        5. Your earning should be a minimum of an annual income of Rs.2.5 lakhs.
        6. The applicant is required to append his financial and bank statement for the past 3 months.

        Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

        Why Apply for Personal Loan Wayanad?

        1. No need to mortgage your assets for procuring the credit.
        2. A personal loan can be appropriated for many plans. You can use this sum wherever you want.
        3. The amount to be endorsed will depend on your CIBIL score.
        4. In Personal Loan, you need not specify anybody as a nominee or guarantee.

        How to apply for Personal Loan Wayanad?

        1. Visit our website by clicking on the link Dialabank.
        2. There is a loan section, go there and click on the personal loan.
        3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
        4. For more information and free support, you can get in touch with us by calling on 9878981166.


        Interest Rate 9.99%


        Processing Fee / Prepayment Charges on Personal Loan Wayanad

        To get your application for personal loan concocted, you need to pay a processing fee to Banks or NBFCs. The value of this processing fees lies in the range of 1.5% – 2.5% of the sanctioned loan amount.

        If you are impeding a part of your loan amount before the completion of your tenure, then you have to pay a sentence for prepayment. You cannot close your loan before 12 months in most circumstances. The prepayment fine charges depend on the number of years for which loan has been used.

        To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

        Personal Loan Wayanad EMI Calculator

         You are liable to pay fixed installments per month to the bank as an arrangement of repayment of the loan amount. these fixed payments are known as EMI or Equated Monthly Installments. The interest rate is decided after determining your financial status. Your EMI will be computed after taking the interest rate and the tenure of the loan into consideration.

        CIBIL Score required for Personal Loan Wayanad

        Banks and NBFCs have their own norms for the CIBIL score for lending purposes. Mostly, a CIBIL Score of 750 is preferred by most of the lending establishments.

         Banks and NBFCs want to ascertain how you acknowledged to previous loans through your CIBIL score. They want to ensure that there are no delayed payments until now.


        Interest Rate 9.99%


        Personal Loan Wayanad Agents

        Dialabank is the notable companion for taking Personal Loan in Wayanad. You can apply online at Dialabank or give a call at 9878981166.

        Dialabank helps you in finding the perfect Bank or NBFCs by showing you comparative analysis between banks. Visit our website and fill a simple form with all necessary details such as personal and employment details. Our customer relationship managers will soon get in touch with you.

        Personal Loan Wayanad Contact Number

        Call 9878981166 and to get quick help and espousal for Personal Loan in Wayanad.

        Pre Calculated EMI Table for Personal Loan Wayanad

        5 Yrs
        4 Yrs
        3 Yrs

        Click here for Personal Loan EMI Calculator

        About Wayanad

        It is a city in Malabar district in Kerela. Wayanad comes under the least crowded district of Kerala. It has a population of around 8,00,000 people only.

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