Personal Loan Yemmiganur

Major Personal Loan Providers in Yemmiganur

Personal Loan Yemmiganur Features

Financial problems making you hot-tempered? Financial problems have stolen your peace of mind?

Then you arrived at the correct place. DialaBank has a perfect solution to your financial problems.

A personal loan Yemmiganur is the countermeasure of all your hindrances. This unsecured loan is an instant loan that will be endorsed within 48 hours.

It is an unsecured type loan with the feasibility of interest rates as per your comfort. The requisite conditions for applying to this loan are a good source of economic and a good credit score.

Click here to get an Instant Personal Loan

Personal Loan Yemmiganur Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Yemmiganur

Essential documents required for availing Personal Loan Yemmiganur:

Salaried Customers:

1. You should submit your identity proof (Aadhar Card/Driving License)
2. You should submit the salary slips for the past three months.
3. Bank statements for the last 6 months have to be submitted.
4.  A copy of PAN Card should be there.
5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card.
3. Aadhar Card (for identity proof)
4. Address Proof (owned/rented)
5. Attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Yemmiganur

The personal loan eligibility criteria for salaried, as well as self-employed individuals are as follows:

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years to apply for a personal loan.
2. The applicant must have a minimum of 3 years of experience, and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished.
4. Your job location should be specified.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The person should be having an age of at least 25 years.
2. You should file your ITR for the last 3 years while applying for a personal loan.
3. If you are a businessman, then your business should be actively working for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. The applicant must submit his financial and bank statement for the past 3 months.

Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Yemmiganur?

1. You do not need to submit any collateral security.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The sanctioned amount of a personal loan depends on your credit score.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Yemmiganur?

1. Visit our website Dialabank.
2. On our website you will be directed to the Loan section, go there and click on the personal loan online link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free help, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Yemmiganur

Banks and NBFCs charge the processing fee as application fees for proceeding with your application of personal loans. The Personal Loan Yemmiganur processing fee is 1% of the sanctioned amount.

If you are precluding a part of your loan amount before the due date, then you have to pay a fine for prepayment. You cannot close your loan before 12 months in most of the situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan Interest Rate.

Personal Loan Yemmiganur EMI Calculator

EMI or Equated Monthly Installments are the hooked payments that you are obligated to pay monthly to the bank as repayment of the loan amount. The EMI is fixed. Int. It will be determined based on your financial status. And subsequently, your EMI will be calculated after considering the interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Yemmiganur

All financial institutions which are involved in Lending also have their own conditions for CIBIL score. Most of the financial institutions prefer a CIBIL score of 750.

Through the CIBIL score, the lending institutions want to know how you behaved in previous loans. Have you repaid the loan on time or not.

Personal Loan Yemmiganur Agents

Dialabank is the prominent agent for taking Personal Loan in Yemmiganur. You can apply online at Dialabank or give a call at 9878981166.

Dialabank presents a comparative analysis of various Banks and NBFCs and lets you make a perfect choice. Visit our website Dialabank and fill a simple form with all your personal and professional details. Our customer relationship managers will contact you soon and provide you with the best service.

Personal Loan Yemmiganur Contact Number

Call 9878981166 to get assistance from us and approval for Personal Loan in Yemmiganur.

Pre Calculated EMI Table for Personal Loan Yemmiganur

Click here for Personal Loan EMI Calculator

About Yemmiganur

It is a town in Kurnool district in Andhra Pradesh.  The town has a population of around 1,00,000 people.

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