Personal Loan Zahirabad

Best Banks for Personal Loan in Zahirabad 

Personal Loan in Zahirabad Features 

Practically all the significant banks and the NBFC offer individual advances to the purchasers. A significant number of them permit you to benefit of the advance on the web, regardless of whether they don’t have a nearness in with an individual advance; you have full opportunity to utilize that cash in any capacity you need. A personal loan is the type of unsecured loan and helps you to meet your current financial needs. It is known to be an unsecured loan because the borrower does not require keeping any collateral or security with the bank while availing a personal loan and in return the lender allows the borrower to use the funds as per your choice, this fund will be helpful to the borrower in serving their travelling expense, renovating a house, medical emergency wedding, etc.

Personal Loan Zahirabad Interest Rates and Charges

Personal Loan Interest Rates are at 9.99%.

Personal Loan in Zahirabad Documents Required 

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

Self-Employed Customers:

1. All financial results (Balance Sheet, P&L Report and ITR files) are needed.
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan in Zahirabad Eligibility Criteria

The eligibility criteria for personal loan for both Salaried and Self-Employed are different:

Salaried Applicants

1. The legal age requirements for an individual should be 21 years and an upper limit of up to 60 years. 
2. Clients will have three years of work experience. 
3. And the salary should only be received in their accounts. 
4. Applicants will have an outstanding history of credit. 
5. Reference should be made to the job location of the applicant. 
6. A borrower must have a minimum income of INR 25.000 for every month.

Self-Employed Applicants

1. The legal minimum threshold for a single adult is 25 years. 
2. Applicants applying for a personal loan should have filed an ITR for the last three years. 
3. When the applicants are a businessman, the company would have been in operation for the past three years. 
4. The credit limit of the individual applicants should be perfect. There should be no debt or fees left. 
5. The candidate’s annual income should be at least Rs 2.5 lakh. 
6. The entire documentation process for a personal loan is for the applicants to submit their financial statements and bank statements for the preceding 3 months.

Personal Loan Zahirabad Agents and Contact Number 

Dialabank is the leading agent for availing Personal Loan in Zahirabad. You can apply online at dialabank or give a call at 9878981166.

About Zahirabad