Personal Loans from Top Banks

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Know About Personal Loans from Top Banks

Personal Loans from Top Banks

People want the best for them!! That’s a fact, for almost everything same is the case with Personal Loans from Top Banks. People usually don’t settle for minimal. So in order to avail of the best deals a person compares it with many different websites and makes the decision very carefully.

Here are the lists of the top banks that provide Personal Loans from Top Banks:

ICICI bank: 

1.ICICI bank provides the best deals at a very attractive interest rate starting at just 10.75%.

2.Every month the interest is calculated on the outstanding loan balance as principal repayment made in the last month.

3.The personal loan can be availed up to Rs. 25 lakhs without any security or collateral.

4.The tenure of the personal loan with this bank can be as long as 60 months.

If the customer is already an ICICI user he will receive some benefits as low documentation and automatic pre-eligibility. (Depends on the relationship between the customer and the bank)

HDFC bank:

Another bank that provides the best deals on a personal loan is HDFC. There are a lot of attractive deals for its customers.

The rate of interest ranges in HDFC is 14.75% to 20.70%

Other benefits are that the processing fee is very low at 2.5%

The tenure of the loan is up to 60 months.

After 36 months the customer has to just provide 2% pre-closure charges that are lower than the other banks.

Lowest processing fee with zero hidden charges.

Minimum paperwork 

Documentation required for Personal Loans from Top Banks

1.AXIS bank:  Here are some attractive benefits that the buyer can enjoy which includes

1.Interest rates ranging from 15.50 to 24%.

2.You can avail the loan amount up to 15 lakhs.

3.Processing fee as low as 1.50% to 2.0%.

4.The benefit of availing the loan from AXIS bank is that there will be no pre-closure charges.

5.Monthly income required is minimum.

6.The customer can also avail reward points while applying for a personal loan.

7.The age required for salaried employees is 21 to 60 and 24 to 65.

Bajaj Finserv:  

You can also avail a personal loan from Bajaj Finserv as they provide their customers with good offers and deals.

1.The interest rate ranging from 12.49% onwards to a maximum of 16%.

2.Loan amount up to 25 lakhs can be availed if you want to avail loan from Bajaj Finserv.

3.The tenure of the loan is 60 months.

4.Age to avail the loan ranges from 25 to 55 years.

5.Monthly income lies from Rs. 30, 000 to Rs.40, 000 per month.

6.The buyer has to just provide hi/her Identity proof, Salary slips of the last two month, 3 months bank statement

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