Personal Loans

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Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
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All About Personal Loans

We all know how important money is in our life. Money can buy and sell anything that we need and it can help us to survive and fulfill all our dreams. Whether it is buying costly jewelry or investing for our future benefits, money does it all. Everybody cannot afford to buy everything that they need, and for the salaried person it becomes difficult even though he puts in hard efforts and works overtime. In a country like India, most of the families drop down the idea of having luxuries due to low income and adjust all through their lives. But now all your worries can be sorted through personal loans.

There are numerous offers and plans that financial institutions and banks provide for personal loans. It’s you, who need to make a fair decision that which institution to buy such a valuable loan. India being a developing country has already started providing great interest rates in order to make a common man feel comfortable while applying for such loans.

Personal loans are basically those trade loans which are made available for the purpose of accomplishment of personal necessitates and expenditures of individuals. In India, these personal loans are divided into different categories. Of course, the loan amount and the interest rates vary from financial institutions. Apart from this if anyone aspires to set up his own business which is not possible without enough funds, he can apply for personal loans.

Customer durable loans: Such personal loans can be applied for buying consumer durable items and products like some digital items, personal computers, television sets, washing machines, etc. Indian banks provide a different amount of loans under this category which generally ranges from 10,000 to 2,00,000. The term granted for repayment of such personal loan is of 5 years.

Festival loans: In India festivals are given more priority and this is the only time when people shop and buy many new things. During festive occasions, there are personal loans provided by some Indian banks for a cheap interest rate. People who wish to have small amount purchases, such kind of personal loan are best for them. Bank provides a loan for an amount of 5,000 to 50,000. But here the repayment tenure is for 1 year, the EMI rates are different in different banks.

Personal Loans

Marriage loan facility: People apply for marriage loans to cover the expenses of marriage. The ones who face financial difficulties to gather funds for their daughter’s marriage, this is the best option for you.

The rate of interest is adjusted with the market range.

Pension loans: Pension loans are provided to old people to support their living. The banks provide 10 times increased value of the last pension received by the retired personnel.

In India, there are personal loans for anything you wish to do. Banks and financial institutions completely rely on customer satisfaction, more than marketing and business. Banks make their goodwill in the market by assisting common man in the best possible way. A personal loan can be a helping hand for you which will support you all through your life. It can play a part of your best friend. You will no more fall a shortage of finances to meet your personal expenses. So help yourself and enjoy living!

Personal Loan Calculator Personal Loan Interest Rates
Personal Loan Calculator Personal Loan Interest Rates

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