Prathama UP Gramin Bank Pension Loan

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Prathama UP Gramin Bank Pension Loan

Prathama UP Gramin Bank Pension Loan Features

Prathama UP Gramin Bank Pension Loan Interest Rate 3.40%
Prathama UP Gramin Bank Pension Loan Processing Fee 1%
Prathama UP Gramin Bank Pension Loan Tenure 36 months
Prathama UP Gramin Bank Pension Loan Amount Minimum Rs. 25000
Prathama UP Gramin Bank Pension Loan Amount Max 14 lacs
Prathama UP Gramin Bank Family Pension Loan Amount Minimum 2.5 lacs
Prathama UP Gramin Bank Family Pension Loan Amount Max. 5 lacs
Prathama UP Gramina Bank prepayment 3%
Prathama UP Gramina Bank foreclosure 3%

Prathama UP Gramin Bank Pension Loan Eligibility

For the Prathama UP Gramin Bank, to be eligible for a loan, one of the stipulations is that considered certainly one of all previous representatives of the agency consists of a condominium clarification. It may be plenty much less worrying on the off hazard which you were the recipient of the authorities, PSU or great authorities at the same time. You may be capable of taking domestic 60% of the month to month rent collectively after you pay the bank price.

Prathama UP Gramin Bank Pension Loan Eligibility for Central and State Government Pensioners

Eligibility Criteria Key Features
Employer Type Central and State Government
Applicant’s Age Below 76 years of age
Account Type Pension payment order maintained by Bank
Treasury Terms Written consent from the treasurer not to accept any pension transfer requests
Guarantee Terms By the spouse (eligible for a family pension) or any other third party

Prathama UP Gramin Bank Pension Loan Eligibility For Defence Pensioners

Eligibility Criteria Key Features
Employer Type Armed Forces, Paramilitary Forces, Coast Guards, Rashtriya Rifles, Assam Rifles
Applicant’s Age Below 76 years of age
Account Type Pension payment order maintained by Bank
Treasury Terms Not applicable
Guarantee Terms Not applicable

 Bank Pension Loan Eligibility For Family Pensioners

Eligibility Criteria Key Features
Employer Type Central and State Governments including all Armed Forces
Applicant’s Age Below 76 years of age
Account Type Pension payment order maintained by Bank
Treasury Terms Not applicable
Guarantee Terms Authorized members of the family under the family pension scheme

Maximum Eligible Loan Amount and repayments

For Central and State Government Pensioners:

Age Max Loan Amount (18 months Pension or Less) Repayment Period Age at the time of full Repayment
Below 72 years ₹ 14.00 Lakh 60 months Up to 77 years
72 – 74 years ₹ 12.00 Lakh 48 months Up to 78 years
74 – 76 years ₹ 7.50 Lakh 24 months Up to 78 years

For Defense Pensioners:

Age Max Loan Amount (18 months Pension or Less) Repayment Period Age at the time of full Repayment
Below 56 years ₹ 14.00 Lakh 84 months Up to 63 years
56 – 72 years ₹ 14.00 Lakh 60 months Up to 77 years
72 – 74 years ₹ 12.00 Lakh 48 months Up to 78 years
74 – 76 years ₹ 7.50 Lakh 24 months Up to 78 years

For Family Pensioners (including Defense Pensioners):

Age Max Loan Amount (18 months Pension or Less) Repayment Period Age at the time of full Repayment
Below 72 years ₹ 5.00 Lakh 60 months Up to 77 years
72 – 74 years ₹ 4.50 Lakh 48 months Up to 78 years
74 – 76 years ₹ 2.50 Lakh 24 months Up to 78 years

Interest Rate On Prathama UP Gramin Bank Personal Loan For Pensioners

The credit score prices for the Prathama UP Gramin pension credit score are, as an instance, 3.40% decrease than the quit of the phrases of the former retirees on their retirement days.

Document Required For Prathama UP Gramin Bank Pension Loan

Income proof:- Bank Account Statement and Salary Slips

Address proof: Ration Card, Bank Account Statement, Passport, Driving License, Light bills, Property purchase contract, Aadhaar Card. (you can present any of these)

Identity proof:- Passport, Voter ID card, Pan Card, Driving License, Aadhaar Card. (you can present any of these)

Loan Amount On Prathama UP Gramin Bank Personal Loan For Pensioners

The least sum is Rs. 25000 the best sum of the credit score score is 14 lacs. Consequently, the sum of the credit is predicated at the existence of the retired person; thus, at the annuity he/she takes.

For State and Central Government Pensioners:

Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
Less Than 72 Years 25000 14 Lakh 18 Months Pension 60
72 to 74 Years 25000 12 Lakh 18 Months Pension 48
74 to 76 Years 25000 7.5 Lakh 18 Months Pension 24

For Defence Pensioners:

Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
Up to 56 Years Rs 25000 14 Lakh 36 Months Pension 84
Less Than 72 Years Rs 25000 14 Lakh 18 Months Pension 60
72 to 74 Years Rs 25000 12 Lakh 18 Months Pension 48
74 to 76 Years Rs 25000 7.5 Lakh 18 Months Pension 24

For Family Pensioners:

Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
Less Than 72 Years 25000 5 Lakh 18 Months Pension 60
72 to 74 Years 25000 4.5 Lakh 18 Months Pension 48
74 to 76 Years 25000 2.5 Lakh 18 Months Pension 24

About Prathama UP Gramin Bank

Prathama UP Gramina Bank Pension Loan

Prathama U.P.Gramin Bank, sponsored by Punjab National Bank, one of the foremost commercial banks of India, came into presence by the amalgamation of 2 RRBs Viz ( Sarva UP Gramin bank Meerut, Prathama Gramin Bank Moradabad) serving in the sector spread in entire Uttar Pradesh “East to West”.

FAQs on Prathama UP Gramina Bank Pension Loan

✅ Can you get a loan on a pension?

Prathama UP Gramina bank blessings credit score is straightforward for the recipients of central and state Governments. Warranty of retired human beings and households of retired humans above 76 years of age.

✅ How much loan can a pensioner get?

The entire credit score rating mortgage for recipients interchanges for a few development gain providers. Prathama UP Gramina bank annuity advances can gain from Rs 14 lacs to Rs 25,000.

✅ What is the pension loan scheme?

Prathama UP Gramina bank pension loan Conspire consolidates the cash related wishes of the government, resistance and circle of relatives advantages after retirement.

✅ How can you get Prathama UP Gramina Bank Pension Loan?

You can apply online on Dialabank, or you can ask your doubts on this number 9878981166

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