Prathama UP Gramin Bank Pension Loan Features
| Prathama UP Gramin Bank Pension Loan Interest Rate | 3.40% |
| Prathama UP Gramin Bank Pension Loan Processing Fee | 1% |
| Prathama UP Gramin Bank Pension Loan Tenure | 36 months |
| Prathama UP Gramin Bank Pension Loan Amount Minimum | Rs. 25000 |
| Prathama UP Gramin Bank Pension Loan Amount Max | 14 lacs |
| Prathama UP Gramin Bank Family Pension Loan Amount Minimum | 2.5 lacs |
| Prathama UP Gramin Bank Family Pension Loan Amount Max. | 5 lacs |
| Prathama UP Gramina Bank prepayment | 3% |
| Prathama UP Gramina Bank foreclosure | 3% |
Prathama UP Gramin Bank Pension Loan Eligibility
For the Prathama UP Gramin Bank, to be eligible for a loan, one of the stipulations is that considered certainly one of all previous representatives of the agency consists of a condominium clarification. It may be plenty much less worrying on the off hazard which you were the recipient of the authorities, PSU or great authorities at the same time. You may be capable of taking domestic 60% of the month to month rent collectively after you pay the bank price.
Prathama UP Gramin Bank Pension Loan Eligibility for Central and State Government Pensioners:
| Eligibility Criteria | Key Features |
| Employer Type | Central and State Government |
| Applicant’s Age | Below 76 years of age |
| Account Type | Pension payment order maintained by Bank |
| Treasury Terms | Written consent from the treasurer not to accept any pension transfer requests |
| Guarantee Terms | By the spouse (eligible for a family pension) or any other third party |
Prathama UP Gramin Bank Pension Loan Eligibility For Defence Pensioners:
| Eligibility Criteria | Key Features |
| Employer Type | Armed Forces, Paramilitary Forces, Coast Guards, Rashtriya Rifles, Assam Rifles |
| Applicant’s Age | Below 76 years of age |
| Account Type | Pension payment order maintained by Bank |
| Treasury Terms | Not applicable |
| Guarantee Terms | Not applicable |
Bank Pension Loan Eligibility For Family Pensioners:
| Eligibility Criteria | Key Features |
| Employer Type | Central and State Governments including all Armed Forces |
| Applicant’s Age | Below 76 years of age |
| Account Type | Pension payment order maintained by Bank |
| Treasury Terms | Not applicable |
| Guarantee Terms | Authorized members of the family under the family pension scheme |
Maximum Eligible Loan Amount and repayments
For Central and State Government Pensioners:
| Age | Max Loan Amount (18 months Pension or Less) | Repayment Period | Age at the time of full Repayment |
| Below 72 years | ₹ 14.00 Lakh | 60 months | Up to 77 years |
| 72 – 74 years | ₹ 12.00 Lakh | 48 months | Up to 78 years |
| 74 – 76 years | ₹ 7.50 Lakh | 24 months | Up to 78 years |
For Defense Pensioners:
| Age | Max Loan Amount (18 months Pension or Less) | Repayment Period | Age at the time of full Repayment |
| Below 56 years | ₹ 14.00 Lakh | 84 months | Up to 63 years |
| 56 – 72 years | ₹ 14.00 Lakh | 60 months | Up to 77 years |
| 72 – 74 years | ₹ 12.00 Lakh | 48 months | Up to 78 years |
| 74 – 76 years | ₹ 7.50 Lakh | 24 months | Up to 78 years |
For Family Pensioners (including Defense Pensioners):
| Age | Max Loan Amount (18 months Pension or Less) | Repayment Period | Age at the time of full Repayment |
| Below 72 years | ₹ 5.00 Lakh | 60 months | Up to 77 years |
| 72 – 74 years | ₹ 4.50 Lakh | 48 months | Up to 78 years |
| 74 – 76 years | ₹ 2.50 Lakh | 24 months | Up to 78 years |
Interest Rate On Prathama UP Gramin Bank Personal Loan For Pensioners
The credit score prices for the Prathama UP Gramin pension credit score are, as an instance, 3.40% decrease than the quit of the phrases of the former retirees on their retirement days.
Document Required For Prathama UP Gramin Bank Pension Loan
Income proof:- Bank Account Statement and Salary Slips
Address proof: Ration Card, Bank Account Statement, Passport, Driving License, Light bills, Property purchase contract, Aadhaar Card. (you can present any of these)
Identity proof:- Passport, Voter ID card, Pan Card, Driving License, Aadhaar Card. (you can present any of these)
Loan Amount On Prathama UP Gramin Bank Personal Loan For Pensioners
The least sum is Rs. 25000 the best sum of the credit score score is 14 lacs. Consequently, the sum of the credit is predicated on the existence of the retired person; thus, at the annuity he/she takes.
For State and Central Government Pensioners:
| Age | Minimum Loan Amount | Maximum Loan Amount | Additional Ceiling Amount | Loan Tenure |
| Less Than 72 Years | 25000 | 14 Lakh | 18 Months Pension | 60 |
| 72 to 74 Years | 25000 | 12 Lakh | 18 Months Pension | 48 |
| 74 to 76 Years | 25000 | 7.5 Lakh | 18 Months Pension | 24 |
For Defence Pensioners:
| Age | Minimum Loan Amount | Maximum Loan Amount | Additional Ceiling Amount | Loan Tenure |
| Up to 56 Years | Rs 25000 | 14 Lakh | 36 Months Pension | 84 |
| Less Than 72 Years | Rs 25000 | 14 Lakh | 18 Months Pension | 60 |
| 72 to 74 Years | Rs 25000 | 12 Lakh | 18 Months Pension | 48 |
| 74 to 76 Years | Rs 25000 | 7.5 Lakh | 18 Months Pension | 24 |
For Family Pensioners:
| Age | Minimum Loan Amount | Maximum Loan Amount | Additional Ceiling Amount | Loan Tenure |
| Less Than 72 Years | 25000 | 5 Lakh | 18 Months Pension | 60 |
| 72 to 74 Years | 25000 | 4.5 Lakh | 18 Months Pension | 48 |
| 74 to 76 Years | 25000 | 2.5 Lakh | 18 Months Pension | 24 |
About Prathama UP Gramin Bank
Prathama U.P.Gramin Bank, sponsored by Punjab National Bank, one of the foremost commercial banks of India, came into presence by the amalgamation of 2 RRBs Viz ( Sarva UP Gramin bank Meerut, Prathama Gramin Bank Moradabad) serving in the sector spread in entire Uttar Pradesh “East to West”.
FAQs on Prathama UP Gramina Bank Pension Loan
✅ Can you get a loan on a pension?
Prathama UP Gramina bank blessings credit score is straightforward for the recipients of central and state Governments. Warranty of retired human beings and households of retired humans above 76 years of age.
✅ How much loan can a pensioner get?
The entire credit score rating mortgage for recipients interchanges for a few development gain providers. Prathama UP Gramina bank annuity advances can gain from Rs 14 lacs to Rs 25,000.
✅ What is the pension loan scheme?
Prathama UP Gramina bank pension loan Conspire consolidates the cash related wishes of the government, resistance and circle of relatives advantages after retirement.
✅ How can you get Prathama UP Gramina Bank Pension Loan?
You can apply online on Dialabank, or you can ask your doubts on this number 9878981166
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