Puduvai Bharathiar Grama Bank Personal Loan Scheme

⋆ Interest Rate 9.99% ⋆

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      Puduvai Bharathiar Grama Bank Personal Loan Scheme

      Puduvai Bharathiar Grama Bank Personal Loan Scheme Key Features

      Eligibility Criteria  Details
      Age 21 – 58 (at loan maturity)
      CIBIL Minimum 750 or above
      Puduvau Bharathiar Grama Bank Personal Loan Interest Rate 9.99% per annum
      Tenure 12 to 60 months
      Puduvau Bharathiar Grama Bank Personal Loan Processing Fee 1% to 2%
      Minimum Loan Amount ₹40,000
      Maximum Loan Amount ₹40 Lakh

      Each Feature Explained in Detail Below


      Benefits of Puduvai Bharathiar Grama Bank Personal Loan Scheme

      1. Loan Approval Faster: The bank provides loan approval faster which will help you in getting your loan amount quicker. The bank will approve your loan in 2 days.
      2. No requirement of guarantor: There is no requirement of guarantor for this type of loan which makes it one of the easiest products to avail.
      3. Attractive Interest Rates: This bank provides you with attractive and competitive interest rates.
      4. Simple Application Process: The filing process is simple and you just need some basic KYC Documents along with your Income proof and 2 Passport size photographs.

      Puduvai Bharathiar Grama Bank Personal Loan Scheme Eligibility Criteria

      The personal loan eligibility criteria for a personal loan are as follows:

      CIBIL score 750 and Above
      Age 21-58 years
      Min Income  Rs 18,000/month
      Occupation Salaried/Self-employed

      Puduvai Bharathiar Grama Bank Personal Loan Scheme Interest Rate, Fees & Other Charges

      Interest Rates for Puduvai Bharathiar Grama Bank Personal Loan: 9.99% per annum.

      Puduvai Bharathiar Grama Bank Personal Loan Scheme Documents Require

      Documents required for this bank for the salaried applicants and the self-employed applicants are the following:

      Documents Required for Salaried Applicants:

      • Filled and signed: Application Form of Personal Loan
      • Anyone ID Proof: Aadhaar Card, Driving License, Voter ID, PAN Card, Government Department ID Card.
      • Anyone Residence Proof: Bank Account Statement, Electricity bill, Last credit card statement, Telephone/Mobile bill, Existing House lease agreement.
      • Income Proof: Salary slip, Salary Certificate, and Form Number 16.

      *NOTE: In the case of rented apartments, the rent agreement is to be attached.

      Documents Required for Self-Employed Applicants:

      • Filled and signed: Application Form of Personal Loan.
      • Anyone ID Proof: Aadhaar Card, Driving License, Voter ID, PAN Card, Government Department ID Card.
      • Anyone Residence Proof: Bank Account Statement, Electricity bill, Last credit card statement, Telephone/Mobile bill, Existing House lease agreement.
      • Income Proof: Income Tax Return of the last 2 financial years.

      Personal Loan EMI Calculator for Puduvai Bharathiar Grama Bank Scheme

      For checking your EMI, just click on this link to calculate EMI.

      Puduvai Bharathiar Grama Bank Personal Loan Scheme Comparison with Other Banks

      Particulars Puduvai Bharathiar Grama Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
      Interest Rate 9.99% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
      Tenure 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
      Loan amount Upto Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
      Processing Fee Bank will decide Up to 3.99% of the loan amount Up to 2% of loan amount plus GST Up to 3% of the loan amount Up to 2.25% of loan amount plus GST

      How to apply for Puduvai Bharathiar Grama Bank Personal Loan Scheme?

      You can apply for Puduvai Bharathiar Grama Bank Personal Loan Scheme offline as well as online.

      Apply Online

      • Visit our bank website.
      • Check your eligibility for the loan.
      • Fill your form with general information.
      • Submit the application form.
      • Our relationship managers will call you.

      Apply Offline

      • Visit personally nearby bank for the application of a personal loan.
      • Apply for a personal loan.

      Why should you apply for Puduvai Bharathiar Grama Bank Personal Loan Scheme with Dialabank?

      • Dialabank helps you to avail of the best option for your loan with a comparison of different banks.
      • Dialabank helps a lot of people to get a loan without any issue.
      • Apply with us and avail of special offers on the Pudivai Bharathiar Grama Bank Personal Loan Scheme.
      • Call at 9878981166 to avail of Puduvai Bharathiar Grama Bank Personal Loan.

      How to Calculate EMIs for Puduvai Bharathiar Grama Bank Personal Loan Scheme

      You can easily calculate the EMIs on your personal loan, you just require the basic information regarding the loan –

      1. Amount of the Loan
      2. Rate of Interest
      3. Tenure

      Just put these values in the calculator below to find the exact amount payable each month.

      EMI Calculator.

      Puduvai Bharathiar Grama Bank Personal Loan  Scheme Processing Time

      Puduvai Bharathiar Grama Bank  Scheme will take some time for the processing of personal loan applications. Puduvai Bharathiar Grama Bank  Scheme will approve your loan in 2 days.

      Puduvai Bharathiar Grama Bank Personal Loan Scheme Preclosure

      Puduvai Bharathiar Grama Bank  Personal Loan Scheme decides itself about preclosure charges.

      Time Pre-closure Charge
      13 to 24 months NIL
      25 to 36 months NIL
      more than 36 months NIL

      Pre Calculated EMI for Puduvai Bharathiar Grama Bank Personal Loan Scheme

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

       

      Different Offers for Puduvai Bharathiar Grama Bank Personal Loan Scheme

      • Puduvai Bharathiar Grama Bank has a broad range of Personal Loan offers.
      • Provides personal loans to Salaried Individuals and Self-Employed Individuals.
      • Provides loans for a home, education, business, and etc. 

      Puduvai Bharathiar Grama Bank Personal Loan Scheme for Salaried Employees

      Puduvai Bharathiar Grama Bank Personal Loan Scheme offers for Salaried Employees at attractive and competitive rates of interest.Puduvai Bharathiar Grama Bank Personal Loan Scheme The amount that you get as a loan necessarily depends on the Company that you work for, the salary of the employee as well as the city of residence of the employee. Puduvai Bharathiar Grama Bank  Personal Loan Scheme offers these loans for a tenure of  1 to 5 years and provides instant approval along with funds to pre-approved customers.

      Puduvai Bharathiar Grama Bank Personal Loan Scheme for Self Employed Individuals

      Puduvai Bharathiar Grama Bank Personal Loan Scheme for Self Employes is a loan product offered to individuals who are self-employed and who need funds. The bank provides them with attractive and competitive rates of interest on their personal loan and tenure of 12-60 months. As compared to Salaries Employees, you have to present more documents here as you need to provide the bank with sufficient documents related to your Business to prove its continuity as well as your steady income. You can get a maximum loan of Rs 40 lakhs.

      Puduvai Bharathiar Grama Bank Personal Loan Scheme Home Loan

      • An applicant must be an Indian or f fully documented NRI.
      • Minimum Age: 18 yrs
      • Maximum Age: 70 yrs(at loan maturity)
      • Salaried or self-employed with e regular income is a must.
      • Earn more than the minimum salary required.

      Puduvai Bharathiar Grama Bank  Personal Loan Scheme Education Loan

      • Puduvai Bharathiar Grama Bank personal loan  Scheme offers for education in India as well as Abroad.
      • For studies in India: Loan amount up to Rs. 10 lakh.
      • For studies Abroad: Loan amount up to Rs. 20 lakh.

      Puduvai Bharathiar Grama Bank Personal Loan  Scheme for Government Employees

      • Government Employees are offered Personal Loans at low-interest rates by Puduvai Bharathiar Grama Bank  Personal Loan Scheme which starts at about 17%.
      •  You can apply for this by Visiting the nearest Puduvai Bharathiar Grama Bank Personal Loan Scheme Branch or Call us at 9878981166 to avail of the Puduvai Bharathiar Grama Bank Personal Loan  Scheme for Government Employees.

      Puduvai Bharathiar Grama Bank Personal Loan Scheme for Car Loan

      Puduvai Bharathiar Grama Bank offers special plans for a Car Loan looking out for Personal Loan Scheme. They provide good funding at attractive rates of interest to pensioners. Some of the features of the Puduvai Bharathiar Grama Bank Personal Loan Scheme for Car Loan are listed below –

      • For a new car, a maximum of 84 EMIs is allowed.
      • For a used car, 36 to 60 EMIs ar allowed through payments.

      Puduvai Bharathiar Grama Bank Personal Loan Scheme Balance Transfer

      Personal Loan Balance Transfer refers to a process when you shift your personal loan from one lending institution to another. In this, your new bank pays off your previous loan and gives you the loan. You get many benefits if you do this but you may have to pay the foreclosure charges associated with that loan along with the Processing fee on your new loan. Some of the benefits are listed below –

      1. Lower Interest Rate.
      2. Extended Tenure for the Repayment.
      3. You may also get additional features associated with your Loan such as no processing fee, etc. based on your CIBIL score.

      Puduvai Bharathiar Grama Bank Personal Loan Scheme Top Up

      Top up facility on your loan is the additional amount that you borrow from the bank on your existing loan. Puduvai Bharathiar Grama Bank  Personal Loan Scheme lets you avail of this facility if you have paid at least 9 regular EMIs without any hindrances in payment.

      How to Apply Online for Puduvai Bharathiar Grama Bank Personal Loan Scheme?

      You can apply for Puduvai Bharathiar Grama Bank Personal Loan Scheme online by visiting the Puduvai Bharathiar Grama Banks online portal and filling the form for applying for a personal loan or you can simply follow the given steps for applying for Puduvai Bharathiar Grama Bank Personal Loan Scheme-

      • Visit DialaBank
      • Fill the Application form and submit it.
      • Wait for a call from one of our Relationship Managers who are experts in this field.
      • Get personalized service for availing Personal Loan by comparing the features of various banks and selecting the one which is most suitable according to your needs. 

      Puduvai Bharathiar Grama Bank Personal Loan Scheme Status

      You can check the status of your Puduvai Bharathiar Grama Bank Personal Loan Scheme by the following methods – 

      • You can also visit your loan branch and ask the banker for the same.
      • Log In to the Puduvai Bharathiar Grama Bank Netbanking Portal, Click on loans from the top ribbon and click on Enquire to check the status of your loan.
      • Search for ‘personal loan status’ on Google, open the first link which will take you to the Loan Status Tracker webpage of Puduvai Bharathiar Grama Bank Personal Loan Scheme, and fill in the required information to check the status of your loan.

      FAQs About Puduvai Bharathiar Grama Bank Personal Loan Scheme

      What is Puduvai Bharathiar Grama Bank Personal Loan Scheme?

      Puduvai Bharathiar Grama Bank personal loan scheme has minimal documentation requirements. There is no need for security and your loan will get approved in 2 days. The interest rates range from 9.99%.

      How does Puduvai Bharathiar Grama Bank Personal Loan Scheme work?

      The first step is to check your eligibility. It takes about 2 days for the loan to get approved. And you can avail of a maximum loan amount of Rs.40 lakhs. You can get a lower interest rate according to your credit score.

      What is the Personal Loan rate of interest in the Puduvai Bharathiar Grama Bank Scheme?

      Personal loan rate of interest in Puduvai Bharathiar Grama Bank Personal Loan Scheme up tp 17.50% per annum with a repayment tenure of your liking ranging between 1 to 5 years. For checking the latest Puduvai Bharathiar Grama Bank Personal Loan Scheme.

      For Interest Rates visit us at Dialabank‘s digital platform and compare it to avail the best offers suiting your needs.

      What is the procedure of a Personal Loan in the Puduvai Bharathiar Grama Bank Personal Loan Scheme?

      The procedure to avail a personal loan with Puduvai Bharathiar Grama Bank Scheme is not problematic. You can apply for a Puduvai Bharathiar Grama Bank personal loan Scheme by visiting the nearest branch with your documents, through a Puduvai Bharathiar Grama Bank ATM, or using Puduvai Bharathiar Grama Bank’s Loan Assist App.

      You can also contact and apply with Dialabank for easy processing and personalized assistance. The basic steps include:

      1. Calculate the loan amount required as per your need
      2. Check the eligibility criteria online or by visiting the branch
      3. Appeal the bank via your preferred method (online or offline)
      4. Submitting the required documents with the banker,
      5. The expense of the loan amount once your application and documents have been verified and approved.

      How can I get Puduvai Bharathiar Grama Bank Personal Loan Scheme?

      Getting a Personal Loan from Puduvai Bharathiar Grama Bank is an easy procedure as minimal documentation ensures a quick expending time. You just have to check your eligibility status and contact the bank either online or by visiting the nearest branch. After submission and verification of the required documents, the loan amount will be credited to your bank account within 4 hours.

      How to apply for a Personal Loan in Puduvai Bharathiar Grama Bank Scheme?

      A personal loan has a security option to meet all your financial needs. You can apply for a personal loan with Puduvai Bharathiar Grama Bank which requires minimum documents and get a quick loan amount expense through the visit of the nearest branch with your documents or filling an application online at Puduvai Bharathiar Grama Bank‘s official website. You can also apply with Dialabank to avail of personalized assistance and get the best deals and offers.

      Why apply for Puduvai Bharathiar Grama Bank personal loan Scheme?

      Puduvai Bharathiar Grama Bank is one of the leading providers of personal loans in India, it offers the best loan options that come with a unique array of features and benefits. They provide personal loans at low interest rates with minimum documentation for an easy and hassle-free process. The average disbursal time for a new customer is 4 hours.

      Repayment of the loan can be done through EMIs or via online payment options as preferred. Repayment tenure ranges between 1 to 5 years.

      How much EMI is on Puduvai Bharathiar Grama Bank Personal Loan Scheme?

      EMI (Equated Monthly Installment) is the amount payable to the bank every month as repayment of your personal loan. The EMI on Puduvai Bharathiar Grama Bank personal loan scheme depends on the loan amount, interest rate, and the tenure of the loan.

      It can easily be calculated using the EMI calculator on Dialabank‘s website.

      How much CIBIL score is required for Puduvai Bharathiar Grama Bank personal loan scheme?

      Your CIBIL score is a major factor involved in deciding your eligibility for a personal loan. Puduvai Bharathiar Grama Bank requires you to have a CIBIL score in excess of 750 with 700 being the absolute lower limit. You can increase your CIBIL score by making timely payments of your EMIs and credit cards.

      Minimum credit score needed for Puduvai Bharathiar Grama Bank personal loan Scheme?

      A credit score is a 3 digit number between the range of 300-900 which reflects the creditworthiness of the borrower. It is based on your past credit files and your performance in the repayment of your loans. Puduvai Bharathiar Grama Bank Bank requires you to have a minimum credit score of 750 to become eligible for a personal loan.

      How to calculate Puduvai Bharathiar Grama Bank personal loan Scheme EMI?

      EMI on personal loan can be calculated using the formula, E = P x R x [(1+R)^N] / [(1+R)^N-1] where,

      P= Principal or your loan amount, 

      R= Rate of interest, and 

      N= Loan Tenure. 

      You can easily calculate your EMI online at Dialabank‘s website for free and compare offers from different banks and finance companies.

      What can I use Puduvai Bharathiar Grama Bank Personal Loan  Scheme for?

      You can use your Puduvai Bharathiar Grama Bank Personal Loan Scheme personal loan for a number of reasons ranging from small bill payments and daily expenses to a medical emergency and bigger expenses such as debt consolidation, wedding, and etc.

      Fulfil all your monetary needs with a personal loan by applying online at Dialabank‘s digital platform.

      Can I prepay Puduvai Bharathiar Grama Bank personal loan scheme?

      When a borrower pays off their loan entirely or in part before the agreed due date, it is termed as prepayment or preclosure. Puduvai Bharathiar Grama Bank Personal Loan Scheme Bank gives you the option to prepay your personal loan provided that you have at least paid 12 month’s EMIs.

      You will be charged with a preclosure fee of up to 4% of your outstanding loan amount depending on the number of EMIs left to pay.

      How to prepay Puduvai Bharathiar Grama Bank personal loan Scheme?

      Steps to prepay your Puduvai Bharathiar Grama Bank Personal Loan Scheme:

      • Collect the required documents (PAN, Id proof, and any other loan documents)
      • Visit your loan branch and ask for the balance and any pre-closure charges or penalties. 
      • You will be prompted to fill a form requesting the prepayment of the loan. 
      • Pay the prepayment amount (cash up to Rs.49000, Cheque, or DD) and take its acknowledgement. 
      • Your loan will be closed as soon as the bank receives the fund.

      How to repay Puduvai Bharathiar Grama Bank Personal Loan scheme?

      You have the option of repaying your Puduvai Bharathiar Grama Bank Personal Loan Scheme either by a standing instruction on your bank account to pay the EMI, online payment through different modes or through post-dated cheques given to the loan branch.

      How to repay Puduvai Bharathiar Grama Bank Personal Loan  Scheme online?

      You can pay your personal loan EMI online in just 5 steps:

      • Visit the payments page on Puduvai Bharathiar Grama Bank’s website.
      • Click on ‘PAY ONLINE’ and enter your ‘Loan No.’ and ‘Date of Birth’. 
      • Select your net banker from the drop-down menu and click on PAY. 
      • You will be securely redirected to the bank payment interface of your chosen net banking option. 
      • Complete the payment and you will receive an online transaction confirmation. You can also pay your Puduvai Bharathiar Grama Bank Personal Loan Scheme on Paytm.

      What documents are needed for Puduvai Bharathiar Grama Bank personal loan scheme?

       Puduvai Bharathiar Grama Bank Personal Loan Scheme provides easy hassle-free personal loans with minimal documents. You will need your Aadhar card/Voter ID, PAN card, Bank statement of the last 3 months, and the latest salary slips/ITR file. For more information and personalized assistance, you can contact Dialabank’s financial helpline number.

      How to check Puduvai Bharathiar Grama Bank personal loan scheme status? 

      You have a number of options to check the status of your Puduvai Bharathiar Grama Bank Personal Loan Scheme: 

      • Log In to the Puduvai Bharathiar Grama Bank Netbanking Portal, Click on loans from the top ribbon and click on Enquire to check the status of your loan.
      • Search for ‘personal loan status’ on Google, open the first link which will take you to the Loan Status Tracker webpage of Puduvai Bharathiar Grama Bank, and fill in the required information to check the status of your loan.
      • You can also visit your loan branch and ask the banker for the same.

      How to get Puduvai Bharathiar Grama Bank personal loan scheme top-up?

      Top up is the additional loan amount that can be taken from the existing bank of your running loan or at the time of balance transfer from your new bank. Puduvai Bharathiar Grama Bank Personal Loan Scheme lets you avail of this facility if you have paid at least 9 EMIs without any cheque bounces. You can check the online portal of Puduvai Bharathiar Grama Bank Personal Loan Scheme for more offers or contact Dialabank for any financial help.

      Other Banks For Personal Loan

      Telangana Bank Personal Loan
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      State Bank of Hyderabad Personal Loan

       

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