All About SBI Personal Loan Nagpur
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There are people who hesitate to pledge the valuable assets as collateral to borrow money. The Unsecured Personal Loan is a scheme that does not require to pledge an asset as collateral. The highlighting feature of a personal loan is that the person does not fear losing the precious assets. It is an all purpose scheme that can be used for almost all financial problems of life.
SBI Personal Loan Interest Rates : @14 %
Why one should choose SBI Personal Loan Nagpur?
- There is no process involved to process the collateral.
- It allows the person to spend the loan amount for whatever purpose he/she wants.
- There is no upper limit to borrow money.
- The Loan is offered to salaried and self-employed people.
- It does not require any cosigner or guarantor.
Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.
- Salary: Rs 12,000 Monthly.
- Minimum and Maximum Age: 21 and 60 Years.
- Work Experience: Overall 3 years and one year experience in the current job.
*A person getting a salary in cash is not eligible for availing Loan at affordable rates.
Self Employed Individuals:
- Min and Maximum Age: 25 and 65 years.
- An Annual ITR of 2.5 to 3 lakh is required.
- Residence: Office or Home should be owned.
- Business Stability: Your business should be running from last 3 years with continuous profit.
- Telephone / Mobile at the office: Mandatory