Standard Chartered Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Standard Chartered Bank Personal Loan Key Features

Eligibility Criteria  Details
Age 23-58 yrs (at loan maturity)
CIBIL 750
Standard Chartered Bank Interest Rate 9.99% per annum
Lowest EMI per lakh Rs.2,169
Tenure 12 to 60 months
Standard Chartered Bank Processing Fee 1% of the loan amount
Prepayment Charges Up to 5% of the sum
Part Payment Charges NIL
Minimum Loan Amount Rs. 1 lakh
Maximum Loan Amount Rs. 30 lakh

Each Feature Explained in Detail Below


Standard Chartered Bank Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score 750 and above
Age 23-58 yrs ( at loan maturity )
Min Income Rs. 15,000
Occupation Salaried/Self-Employed

Standard Chartered Bank Personal Loan Interest Rate and Charges

Standard Chartered Bank Personal Loan Interest Rate 9.99% per annum 
Standard Chartered Bank Personal Loan Processing Charges 1% of the loan amount
Prepayment Charges Up to 5% of the sum
Stamp Duty NIL
Cheque Bounce Charges NIL
Penal Interest NIL
Floating Rate of Interest NIL

Standard Chartered Bank Personal Loan Documents Required

Form Duly filled application form
Proof of Identity Copy of:
> Passport
> Driving License
> Aadhaar Card
> Voter ID Card
Proof of Address Rent Agreement (Min. 1 year of stay)
Utility Bills
Passport (Proof of permanent residence)
Ration card
Proof of Income > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months

Standard Chartered Bank EMI Calculator

EMI Calculator.

Standard Chartered Bank Personal Loan Compared to Other Banks

Particulars Standard Chartered Bank HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
Tenure 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
Loan amount Up to Rs. 30 lakh Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
Processing Fee Up to 3% of the loan amount Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

Other Loan Products from Standard Chartered Bank

Gold Loan Car Loan Home Loan Business Loan
TWL LAP Credit Card Education Loan

Why should you apply for Standard Chartered Bank Personal Loan with Dialabank?

Dialabank is India’s first financial helpline number. Dialabank has the most trustworthy agents all over the country. If you apply for Standard Chartered Bank Personal Loan with Dialabank, you will get the application of your loan approves faster.

How to Calculate EMIs for Standard Chartered Bank Personal Loan

For the calculation of your Standard Chartered Bank Personal Loan EMI, the information required is given below:

  1. Loan Amount
  2. Rate of Interest
  3. Tenure

Put these values in the calculator below and find your monthly EMIs

Standard Chartered Bank Personal Loan Processing Time

Standard Chartered Bank Personal Loan Processing Time is the time taken by the bank for your loan application approval. Two days is the processing time for this bank.

Standard Chartered Bank Personal Loan Preclosure charges

Standard Chartered Bank Personal Loan Preclosure is the repayment of the loan amount before the loan tenure. Preclosure lowers the interest rate of your loan.

Pre Calculated EMI for Personal Loan

Loan Amount EMI
Rs.2 lakh NIL
Rs.5 lakh NIL

Different Personal Loan offers by Standard Chartered Bank

Standard Chartered Bank Home Loan            standard chartered bank personal loan

  • Standard Chartered Bank offers a home loan.
  • It offers home loans for construction and renovation.

Standard Chartered Bank Loan for Government Employees

  • Standard Chartered Bank offers a personal loan for Government Employees.
  • It offers loan amounts according to the company that you are working in.

Standard Chartered Bank Education Loan

  • Standard Chartered Bank offers an education loan.
  • It offers education loan for studies in India and  Abroad as well.

Standard Chartered Bank Personal Loan for Car

  • Standard Chartered Bank offers loans for a car.
  • Offers loan for the new car and used car as well.

Standard Chartered Bank Balance Transfer

Standard Chartered Bank Personal Loan Balance Transfer is the transfer of loan amount from one institution to another. Balance transfer helps in lowers the interest rate of your loan amount.

Standard Chartered Bank Loan Top Up

Standard Chartered Bank Personal Loan Top Up is the additional amount that adds up into your existing loan amount. Top-up loans can avail when you have paid 12 EMIs without any delay.

How to check Personal Loan Status in Standard Chartered Bank?

Standard Chartered Bank Personal Loan Status can be checked by visit the bank’s website. Every small detail about the personal loan is given on the website.

How to Apply for Standard Chartered Bank Personal Loan?

Avail a personal loan by following the given steps below:

  1. Visit Dialabank and fill the application form.
  2. Our representative will call you.
  3. Our representative will guide you through the whole process and tell you the details of the loan.

FAQs About Standard Chartered Bank Personal Loan

✅ How to apply for a Personal Loan in Standard Chartered Bank?

You can apply for a personal loan with Standard Chartered Bank through the visit nearby branch of Standard Chartered Bank or submit the form with Dialabank. You will get the satisfaction to apply from anywhere with Dialabank.

✅ What is the Interest Rate for Personal Loan offered by Standard Chartered Bank?

The interest rate for a personal loan from Standard Chartered Bank starts at 9.99%.

✅ What is the minimum age for getting a Personal Loan from Standard Chartered Bank?

The minimum age for getting a personal loan from Standard Chartered Bank is 23 years.

✅ What is the maximum age for getting a Personal Loan from Standard Chartered Bank?

The maximum age for getting a personal loan from Standard Chartered Bank is 58 years.

✅ What is the minimum loan amount for SCB Personal Loan?

You can avail a minimum loan amount from Standard Chartered Bank Personal Loan up to Rs. 1 lakh.

✅ What is the maximum loan amount for Standard Chartered Bank Personal Loan?

The maximum loan amount for a personal loan from Standard Chartered Bank is Rs. 30 lakh.

✅ What are the documents required for Standard Chartered Bank Personal Loan?

The documents required when you apply for a personal loan from Standard Chartered Bank Personal Loan are aadhaar card, driving license, voter ID card, PAN card, salary certificate and form number 16, bank statements of the last 3 months, and ITR file.

✅ What is the Processing Fee for Standard Chartered Bank Personal Loan?

The processing fee charged for getting a personal loan by Standard Chartered Bank is up to 1% of the loan amount.

✅ How to get Standard Chartered Bank Personal Loan for Self Employed?

Standard Chartered Bank offers personal loans to self-employed to help them economically. You will need to show the ITR files of the last two years for income proof.

✅ What is the Maximum Loan Tenure for Standard Chartered Bank Personal Loan?

The maximum loan tenure duration for a personal loan from Standard Chartered Bank is 60 months.

✅ What should be the CIBIL Score for Standard Chartered Bank Personal Loan?

The CIBIL score for getting a personal loan from Standard Chartered Bank should be 750 and above.

✅ Do I have a preapproved offer for Standard Chartered Bank Personal Loan?

You can check for getting a preapproved offer from Standard Chartered Bank through Dialabank. You just fill a simple form at Dialabank and get your personal loan preapproved offer.

✅ How to calculate EMI for Standard Chartered Bank Personal Loan?

To calculate your personal loan EMI from Standard Chartered Bank, you can use the EMI calculator available for you at Dialabank.

✅ How to pay Standard Chartered Bank Personal Loan EMI?

Your personal loan EMIs from Standard Chartered Bank deducts automatically from your bank account. You can also use the net-banking service of Standard Chartered Bank to pay your personal loan.

✅ How to close Standard Chartered Bank Personal Loan?

You have to pay the outstanding personal loan amount and then contact the Standard Chartered Bank to receive your no dues certificate.

✅ How to check Standard Chartered Bank Personal Loan Status?

You will need to visit the Standard Chartered Bank branch for checking out your personal loan. Alternatively, you can visit Dialabank and fill a form to let us do the best work for you.

✅ How to close Standard Chartered Bank Personal Loan Online?

Closing the personal loan from Standard Chartered Bank, the given instructions you have to follow:

  • Visit the net-banking page of Standard Chartered Bank.
  • Login using your details.
  • Pay your personal loan.
  • Save the transaction receipt.

✅ How to pay Standard Chartered Bank Personal Loan EMI Online?

You can use the net-banking facility of Standard Chartered Bank to pay your EMI online. If you want to get a low-EMI personal loan, Dialabank will provide you with the best deals.

✅ How to check Personal Loan Balance in Standard Chartered Bank?

To check the personal loan balance in Standard Chartered Bank, you will need to contact the customer care number of Standard Chartered Bank. If you are in search of low-interest personal loans, you must visit Dialabank and apply for Personal Loan Balance Transfer.

✅ How to download Standard Chartered Bank Personal Loan Statement?

To download the personal loan statement of Standard Chartered Bank, you can use the Standard Chartered Bank’s mobile banking app. You also visit the online platform of Dialabank.

✅ How to Top Up Personal Loan in Standard Chartered Bank?

If you require a top-up on your personal loan from Standard Chartered Bank, you must visit the bank branch and contact the loan officer. Also, apply for Personal Loan Top Up with Dialabank.

✅ What happens if I don’t pay my Standard Chartered Bank Personal Loan EMIs?

If you don’t pay your personal loan EMIs of  Standard Chartered Bank, the bank will charge a penal interest. You can apply with Dialabank for a balance transfer and get a low-interest personal loan.

✅ How to find Standard Chartered Bank Personal Loan account number?

To find your personal loan account number of Standard Chartered Bank, you will need to contact your Standard Chartered Bank loan branch. ALso, apply with Dialabank.

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