State Bank of Bikaner And Jaipur Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

State Bank of Bikaner and Jaipur Personal Loan Key Features

Eligibility Criteria Details
Age 21 – 58
<76 (for pensioners)
CIBIL Minimum 700 or above
State Bank of Bikaner and Jaipur Personal Loan Interest Rate 9.99% per annum
Lowest EMI per lakh Rs. 2105
Tenure 6 to 72 months
State Bank of Bikaner and Jaipur Personal Loan Processing Fee 1% to 2%
Prepayment Charges 3%
Part Payment Charges Not Applicable
Minimum Loan Amount Rs. 24,000
Maximum Loan Amount Rs. 20 Lakh

Each Feature Explained in Detail Below


State Bank of Bikaner and Jaipur Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL Score 700 and Above
Age 21 – 58 Years
<76 (for pensioners)
Min Income Rs. 15000/month
Occupation Salaried/Self-employed

State Bank of Bikaner and Jaipur Personal Loan Interest Rates and Charges

State Bank of Bikaner and Jaipur Personal Loan Interest Rate 9.99% per annum
State Bank of Bikaner and Jaipur Personal Loan Processing Charges  1% to 2%
Prepayment Charges 3%
Stamp Duty As per state laws
Cheque Bounce Charges As per bank terms
Penal Interest 2%
Floating Rate of Interest Not Applicable

State Bank of Bikaner and Jaipur Personal Loan Documents Required

Documents required for a personal loan from State Bank of Bikaner and Jaipur:

Form Duly filled application form
Proof of Identity Copy of:

  •  Passport
  •  Driving License
  •  Aadhar Card
  •  Voter ID Card
Proof of Address
  • Rent Agreement (Min. 1 year of stay)
  • Utility Bills
  • Passport (Proof of permanent residence)
  • Ration card
Proof of Income
  • ITR: Last two Assessment years
  • alary Slip: Last 6 months
  • Bank Statement: Last 3 months

State Bank of Bikaner and Jaipur Personal Loan EMI Calculator

State Bank of Bikaner and Jaipur Personal Loan Compared to Other Banks

Bank Interest Rate Tenure Loan Amount & Proc Fee
State Bank of Bikaner and Jaipur 9.99% 6 to 72 months Up to Rs. 20 lakh / Up to 1.50% of the loan amount
HDFC Bank 11.25% to 21.50% 12 to 60 months Up to Rs. 40 lakh / Up to 2.50% of the loan amount
Bajaj Finserv Starting from 12.99% 12 to 60 months Up to Rs. 25 lakh / Up to 3.99% of the loan amount
Axis Bank 15.75% to 24% 12 to 60 months Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount
Citibank Starting from 10.99% 12 to 60 months Up to Rs. 30 lakh / Up to 3% of the loan amount
ICICI Bank 11.50% to 19.25% 12 to 60 months Upto Rs. 20 lakh / Up to 2.25% of the loan amount

Other Loan Products from State Bank of Bikaner and Jaipur

Gold Loan Car Loan Home Loan Business Loan
TWL LAP Credit Card Education Loan

Why should you apply for State Bank of Bikaner and Jaipur Personal Loan with Dialabank?

  • Dialabank helps you choose the best financial products for your needs.
  • We provide convenient options for the hassle-free loan process.
  • We make sure you get the lowest interest rates available in the market.
  • With Dialabank, you have a trustworthy friend as your financial advisor.

How to Calculate EMIs for State Bank of Bikaner and Jaipur Personal Loan

You can use the EMI calculator given below.

State Bank of Bikaner and Jaipur Personal Loan Processing Time

The processing time for your personal loan application with the State Bank of Bikaner and Jaipur is between 7 to 14 days. You can also apply with Dialabank and lets us provide you with the best quick disbursing loans.

State Bank of Bikaner and Jaipur Personal Loan Preclosure Charges

State Bank of Bikaner and Jaipur charges you a fee of 3% for prepayment on your personal loan.

Pre Calculated EMI for Personal Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Different Offers for State Bank of Bikaner and Jaipur Personal Loan

State Bank of Bikaner and Jaipur Marriage Loan   

Weddings are one of the happiest and special occasions in our life. State Bank of Bikaner and Jaipur lets you borrow affordable personal loans to have that big dream wedding.

State Bank of Bikaner and Jaipur Personal Loan for Government Employees

State Bank of Bikaner and Jaipur has special personal loan offers for all the government employees. You can apply with Dialabank and get the best deals and financial advice from our experts.

State Bank of Bikaner and Jaipur Doctor Loan

Doctors and medical professionals can apply for a personal loan with State Bank of Bikaner and Jaipur to fulfill their financial needs, both personal and professional.

State Bank of Bikaner and Jaipur Personal Loan for Pensioners

Pensioners who draw their pension from State Bank of Bikaner and Jaipur account get special discounts on processing fees and other charges and can avail of a personal loan of up to Rs. 14 lakhs.

State Bank of Bikaner and Jaipur Personal Loan Balance Transfer

If the expensive personal loans and heavy EMIs are causing financial troubles for you, you can apply for a personal loan balance transfer with State Bank of Bikaner and Jaipur.

State Bank of Bikaner and Jaipur Personal Loan Top Up

State Bank of Bikaner and Jaipur allows you to avail of extra money on your existing personal loan through the top-up facility. You can simply fill a form with Dialabank and we will do the rest for you.

State Bank of Bikaner and Jaipur Personal Loan Status

You can check your loan status by;

  • Visiting the branch in person.
  • Using the State Bank of Bikaner and Jaipur’s online platform.

How to Apply for Personal Loan from State Bank of Bikaner and Jaipur?

  1. Visit Dialabank
  2. Fill the application form.
  3. Wait for our call.
  4. Submit documents and get the loan amount in your bank account.

FAQs About State Bank of Bikaner and Jaipur Personal Loan

✅ How to apply for State Bank of Bikaner and Jaipur Personal Loan?

You can apply for a personal loan with State Bank of Bikaner and Jaipur through visiting the nearby branch of State Bank of Bikaner and Jaipur or by submitting a simple form with Dialabank. With Dialabank, you get the benefit to apply from anywhere for a personal loan and get quick online approval.

✅ What is the Interest Rate for State Bank of Bikaner and Jaipur Personal Loan?

State Bank of Bikaner and Jaipur charges an interest rate of 9.99% per annum for their personal loan products.

✅ What is the minimum age for getting a Personal Loan from State Bank of Bikaner and Jaipur?

You should be 21 years old to apply for a personal loan with the State Bank of Bikaner and Jaipur.

✅ What is the maximum age for getting a Personal Loan from State Bank of Bikaner and Jaipur?

The maximum age for getting a personal loan from State Bank of Bikaner and Jaipur is 58 years.

✅ What is the minimum loan amount for State Bank of Bikaner and Jaipur Personal Loan?

The minimum loan amount for availing a personal loan from State Bank of Bikaner and Jaipur is Rs 24,000.

✅ What is the maximum loan amount for State Bank of Bikaner and Jaipur Personal Loan?

State Bank of Bikaner and Jaipur lets you take a maximum loan amount of Rs. 20 lakhs under the personal loan scheme.

✅ What are the documents required for State Bank of Bikaner and Jaipur Personal Loan?

You will need an Aadhaar card/Voter ID, PAN card, salary slips of the last 6 months/ITR files of two years, and two recently clicked photographs for a personal loan from State Bank of Bikaner and Jaipur.

✅ What is the Processing Fee for State Bank of Bikaner and Jaipur Personal Loan?

State Bank of Bikaner and Jaipur charges a processing fee of up to 1% to 2% of the loan amount plus GST for the personal loan.

✅ How to get State Bank of Bikaner and Jaipur Personal Loan for Self Employed?

State Bank of Bikaner and Jaipur provides special offers for self-employed borrowers to help them economically. You must have the ITR files of the last two years as your income proof.

✅ What is the Maximum Loan Tenure for State Bank of Bikaner and Jaipur Personal Loan?

The maximum loan tenure duration for a personal loan from State Bank of Bikaner and Jaipur is 72 months.

✅ What should be the CIBIL Score for State Bank of Bikaner and Jaipur Personal Loan?

You should have a CIBIL score of 700 or above for getting a personal loan from State Bank of Bikaner and Jaipur.

✅ Do I have a preapproved offer for State Bank of Bikaner and Jaipur Personal Loan?

You can check out your preapproved personal loan offers from State Bank of Bikaner and Jaipur with Dialabank. Just fill the form, and we will check all the offers for you and get back to you to help you choose the best one.

✅ How to calculate EMI for State Bank of Bikaner and Jaipur Personal Loan?

You can use the EMI calculator available at Dialabank’s website to calculate your personal loan EMIs from State Bank of Bikaner and Jaipur.

✅ How to pay State Bank of Bikaner and Jaipur Personal Loan EMI?

Your personal loan EMIs from State Bank of Bikaner and Jaipur automatically takes from your bank account on a monthly basis. You can also use the net-banking services of State Bank of Bikaner and Jaipur for the payment of your personal loan.

✅ How to close State Bank of Bikaner and Jaipur Personal Loan?

You will have to first pay all the outstanding personal loan amount and then contact the branch of State Bank of Bikaner and Jaipur to collect your no dues certificate.

✅ How to check State Bank of Bikaner and Jaipur Personal Loan Status?

You must visit the branch of State Bank of Bikaner and Jaipur to know about the status of your personal loan. Alternatively, you can visit Dialabank and fill a simple form to allow us to do the hard work for you.

✅ How to close State Bank of Bikaner and Jaipur Personal Loan Online?

Closing of personal loan from State Bank of Bikaner and Jaipur includes the following steps:

  • Visit the net-banking page of State Bank of Bikaner and Jaipur.
  • Login with your details.
  • Pay for your personal loan amount.
  • Save the transaction receipt.

✅ How to pay State Bank of Bikaner and Jaipur Personal Loan EMI Online?

Your personal loan EMI can be paid through the net-banking facility of State Bank of Bikaner and Jaipur. To get a low-interest EMI, Dialabank lets you compare offers and deals from different banks to choose the best. All you have to do is fill a simple form, and we will do the rest for you.

✅ How to check Personal Loan Balance in State Bank of Bikaner and Jaipur?

To check the personal loan balance in State Bank of Bikaner and Jaipur, you will contact the customer care number of State Bank of Bikaner and Jaipur. If you are seeking for low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.

✅ How to download State Bank of Bikaner and Jaipur Personal Loan Statement?

The personal loan statement of State Bank of Bikaner and Jaipur can be downloaded using the mobile banking app of State Bank of Bikaner and Jaipur. You can visit the online platform of Dialabank and fill a simple form to compare and know all the offers that we have for you.

✅ How to Top Up Personal Loan in State Bank of Bikaner and Jaipur?

If you want a top-up on your personal loan from State Bank of Bikaner and Jaipur, you should visit the bank branch and contact the loan officer. Also, fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us.

✅ What happens if I don’t pay my State Bank of Bikaner and Jaipur Personal Loan EMIs?

State Bank of Bikaner and Jaipur may charge you with a penal interest if you are not paying your personal loan EMIs. You can apply for a balance transfer through Dialabank to get low-interest personal loans.

✅ How to find the State Bank of Bikaner and Jaipur Personal Loan account number?

You must contact your State Bank of Bikaner and Jaipur loan branch to know your personal loan account number. You may also fill the form available at Dialabank and let us do all the work for you.

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