Tripura Gramin Bank Personal Loan

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Tripura Gramin Bank Personal Loan

Tripura Gramin Bank is a scheduled bank run under the guidance of government. The bank is sponsored by the United Bank of India which is one of the oldest. The bank provides financial services to rural people of India. The primary motive behind starting the banking service is to improve the living standards of rural people of Tirupura. The Gramin Bank of Tirupur is the only regional rural bank which covers all the eight districts.
Are you thinking about taking an extended vacation with family but don’t have enough funds? Looking to buy a new machine for irrigation purposes? Then personal loan is the only scheme that you need. With Tripura personal loan you can full-fill all your desire by taking credit from a bank at an affordable rate of interest. Also, it is one of the fastest ways to get a loan from the bank without having to pay any collateral. You can avail this loan anytime anywhere by applying online. So what are you waiting for apply for a personal loan now and get exciting offers and deals in no time?

How does Tripura Gramin Bank Personal Loan work?

Tripura Gramin Bank Personal Loan

  1. First of all, you need to apply to take a personal loan.
  2. Once you successfully applied the bank gets your application and evaluates it.
  3. At this stage of process bank employee will check your income eligibility and your CIBIL score.
  4. The bank decides what should be the optimal loan amount with its rate of interest.
  5. Your Tripura Gramin Bank Personal Loan gets sanctioned, and the disbursal of the loan takes place.

Tripura Gramin Bank Personal Loan Benefits

  1. Tripura Gramin Bank Personal Loan scheme is an unsecured way of taking a loan from the bank you don’t need to provide any collateral to the bank.
  2. When you avail for this loan, you require a few documents.
  3. The documentation process is fast and consumes less time.
  4. If all the document that you provided meets the bank standards, your loan application gets approval within 30 minutes.
  5. You can quickly get the principal amount ranging from 30,000 Rs to 40 Lac.
  6. The rate of interest is easily affordable, but it varies from person to person so you might get a better interest rate in comparison to your friend who availed for the same loan amount.

Tripura Gramin Bank Personal Loan Eligibility

For the salaried applicant:
  1. Applicant must be working with the current employer for at least one year.
  2. In addition to this, the applicant needs to have one year of working experience.
  3. Also, the minimum age to apply is 21 years, and the maximum age is 61 years.
  4. When a salaried applicant applies for personal loan bank requires CIBIL score to be of 750 at least.
  5. Moreover, monthly applicant salary needs to come to a bank account.
For self-employed borrower:
  1. Firstly, as an independent applicant, your business needs to be in service for about three years at least.
  2. Also, business should yield the 30Lacs as annual turnover.
  3. Likewise, borrower’s age should stay in between 25 years to 65 years.
  4. Most importantly the CIBIL or the credit score of the borrower needs to be above 750.

Tripura Gramin Bank Personal Loan Interest Rate

You can use Tripura Gramin Bank Personal Loan amount for any of your personal use. Also,  it’s a rare case when two people who are availing for same principal loan amount ends up getting the same rate of interest. This is because of the personal loan interest rate depends on the individuals who are taking a loan.
The minimum rate of interest that you can get from a bank on a personal loan is about 10.70%. In regards to this, once your interest rate is set, it does not change throughout the tenure period.

Tripura Gramin Bank Personal Loan Documents

  1. Firstly, you need to have an identity proof: Aadhaar Card / PAN Card/ Voter ID Card/ Passport/ Driving License.
  2. Secondly, the bank requires a residence proof: Aadhaar Card / PAN Card/ Voter ID Card/ Passport/ Driving License/Ration Card/Utility. It all well an good if you are paying rent you have to show your rental agreement papers.
  3. For the salaried applicant, the bank asks for six months of banking statement and six months of salary slip as income proof.
  4. In case of self-employed borrower needs to provide their ITR return along with audited financial papers.

How to apply for Tripura Gramin Bank Personal Loan?

  1. First, you need to go to DialaBank
  2. Now once you reach the site, you need to fill the form with your necessary details and add your contact number.
  3. It is crucial that you fill your working phone number.
  4. Now once the submission is made your work is completed. All you need to do now is sit back and relax.
  5. One of our RM members will soon contact you via telephonic call and provide you deals and offers on your loan.
  6. Also, don’t worry about paying us anything as we provide our services at free of cost.
  7. Yes, don’t get shocked you don’t have to pay, and there are no hidden charges.

FAQs About Tripura Gramin Bank Personal Loan

Q. What is Tripura Gramin Bank Personal Loan?

When you are in urgent need of financial help you can apply for a Personal Loan from Tripura Gramin Bank. A Personal Loan can be availed without the need for submitting a security and loan amount can be used for any personal need.

Q. What is Personal Loan rate of interest in Tripura Gramin Bank?

The lowest rate of interest for Personal Loan from Tripura Gramin Bank is 10.75% per annum. The interest rate offered to you may vary according to your credit score and monthly income.

Q. How can I get Tripura Gramin Bank Personal Loan?

Get quick disbursing Personal Loans from Tripura Gramin Bank by visiting the nearest branch with your documents. After verification and approval of your loan application you will get the loan amount in your bank account and can use it for all your financial needs.

Q. How to apply for Personal Loan in Tripura Gramin Bank?

You can apply for Personal Loan from Tripura Gramin Bank by visiting the branch with all the requisite documents and submitting a duly signed application form to the banker. You get the loan amount in your account once your eligibility has been verified and your loan has been approved.

Q. Why apply for Tripura Gramin Bank Personal Loan?

Personal Loans from Tripura Gramin Bank can be used to fulfil a wide array of your financial needs. These loans come with high funding. long tenure, low interest rates, and easy repayment facilities. You are not required to submit any form of security with the bank in exchange for these loans.

Q. How much EMI on Tripura Gramin Bank Personal Loan?

Personal Loan EMI for Tripura Gramin Bank can be calculated using any online EMI calculator using just the three parameters, loan amount, loan tenure, and rate of interest.

Q. How much CIBIL score required for Tripura Gramin Bank Personal Loan?

A CIBIL score in excess of 700 is required for Tripura Gramin Bank Personal Loans. Your CIBIL score helps the bank to estimate your creditworthiness and repayment abilities.

Q. Minimum credit score needed for Tripura Gramin Bank Personal Loan?

You will need to maintain a credit score of at least 700 to avail a Tripura Gramin Bank Personal Loan.

Q. How to calculate Tripura Gramin Bank Personal Loan EMI?

Your Personal Loan EMI can be calculated using any online EMI Calculator. Visit Dialabank to compare offers from different banking and non-banking financial companies and apply for the ones that best suit your needs.

Q. What can I use Tripura Gramin Bank Personal Loan for?

Tripura Gramin Bank Personal Loan can be used for a wide array of personal financial needs. You can meet all your day to day expenses and even the big ones that burden you financially. You can finance your vacations, family events, weddings, and etc. You can also use your Personal Loan to renovate your home.

Q. Can I prepay Tripura Gramin Bank Personal Loan?

Yes, you can prepay your Personal Loan with Tripura Gramin Bank by visiting the branch where your loan was sanctioned and asking the banker for the same. You will have to pay the entire outstanding loan amount with a foreclosure charge as applicable.

Q. How to prepay Tripura Gramin Bank Personal Loan?

Prepay your Tripura Gramin Bank Personal Loan by contacting your loan branch in person. Depending on the case, you might be required to pay a small foreclosure fee along with your outstanding loan amount to close your Personal Loan.

Q. How to repay Tripura Gramin Bank Personal Loan?

Your Tripura Gramin Bank Personal Loan can be repaid in a number of ways, the most common being automatic deduction of EMIs from your bank account. You can also contact your loan branch for further information on your repayment options.

Q. What documents are needed for Tripura Gramin Bank Personal Loan?

You need your address and identity proof(Aadhar Card/Voter ID), PAN Card, Income proof(Salary Slips and Bank statement), and two recent passport-sized photographs for your Tripura Gramin Bank Personal Loan.

Q. How to check Tripura Gramin Bank Personal Loan status?

Status of your Personal Loan with Tripura Gramin Bank can be checked by visiting the branch and contacting your loan officer.

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