Uttar Bihar Gramin Bank Pension Loan

⋆ Interest Rate 9.99% ⋆

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        Uttar Bihar Gramin Bank Pension Loan

        Uttar Bihar Gramin Bank Pension loan Features

        Uttar Bihar Gramin Bank Pension Loan Interest Rate 3.40%
        Uttar Bihar Gramin Bank Pension Loan Processing Fee 1%
        Uttar Bihar Gramin Bank Pension Loan Tenure 36 Months
        Uttar Bihar Gramin Bank Pension Loan Amount Minimum 25,000
        Uttar Bihar Gramin Bank Pension Loan Amount Max 14 Lakh
        Uttar Bihar Gramin Bank Family Pension Loan Amount Minimum 2.5 Lakh
        Uttar Bihar Gramin Bank Family Pension Loan Amount Max. 5 Lakh
        Uttar Bihar Gramin Bank prepayment 3%
        Uttar Bihar Gramin Bank foreclosure 3%

        Uttar Bihar Gramin Bank Pension Loan Eligibility

        To apply for a pension credit where appropriate:

        • You would like to hear of one of the players in the current team who has a retirement timetable.
        • In a PSU, a centralized bank, a state administration, you can maintain a pension account.
        • You must be capable of adding 60 percent to the pension after you have earned the loan payment.

        Uttar Bihar Gramin Bank Pension Loan Eligibility For Central And State Government For Retirees

        Eligibility Criteria Key Features
        Employer Type Central and State Government
        Applicant’s Age Below 76 years of age
        Account Type Pension payment order maintained by Bank
        Treasury Terms Written consent from the treasurer not to accept any pension transfer requests
        Guarantee Terms By the spouse (eligible for a family pension) or any other third party

        Uttar Bihar Gramin Bank Pension Loan Eligibility For Defence Pensioners

        Eligibility Criteria Key Features
        Employer Type Armed Forces, Paramilitary Forces, Coast Guards, Rashtriya Rifles, Assam Rifles
        Applicant’s Age Below 76 years of age
        Account Type Pension payment order maintained by Bank
        Treasury Terms Not applicable
        Guarantee Terms Not applicable

        Uttar Bihar Gramin Bank Pension Loan Eligibility For Family Pensioners

        Eligibility Criteria Key Features
        Employer Type Central and State Governments including all Armed Forces
        Applicant’s Age Below 76 years of age
        Account Type Pension payment order maintained by Bank
        Treasury Terms Not applicable
        Guarantee Terms Authorized members of the family under the family pension scheme

        Maximum Eligible loan Amount and Repayments

        For Central and State Government Pensioners:

        Age Max Loan Amount Repayment Period Age at the time of full repayment
        Below 72 Years 14 Lakh 60 Up to 77 Years
        72-74 Years 12 Lakh 48 Up to 78 Years
        74-76 Years 7.5 Lakh 24 Up to 78 Years

        (ii) For Defense Pensioners:

        Age Max Loan Amount Repayment Period Age at the time of full repayment
        below 56 Years 14 Lakh 84  Up to 63 Years 
        56-72 Years 14 Lakh 60 Up to 77 Years
        72-74 Years 12 Lakh 48 Up to 77 Years
        74-76 Years 7.5 Lakh 24 Up to 78 Years

        (ii) For Family Pensioners (including Defense Pensioners) :

        Age  Max Loan Amount Repayment Period Age at the time of full repayment
        Below 72 Years 14 Lakh 60 Up to 77 Years
        72-74 Years 12 Lakh 48 Up to 77 Years
        74-76 Years 7.5 Lakh 24 Up to 78 Years

        Interest Rate Personal Loan For Pensioners

        3.40 percent is the interest rate for the Uttar Bihar Gramin Bank Pension loan. To improve your financial standing for your serious situation, this personal loan is for personal expenses. On Dialabank, you might file for a debt.

        Document Required For Loans For Pensioners 

        Identity proof:

        • Aadhar Card
        • Voter Identity Card 
        • Passport
        • Pan Card

        Address Proof: 

        • Ration Card
        • Property Purchased documents 
        • Passport
        • Aadhar Card
        • Utility Bills

        Income Proof: 

        • Salary slips
        • Bank Account Statements

        Loan Amount on Bank Personal Loan For Pensioners

        For each pension category, the basic original loan will be 25,000, but the total amount of the loan will vary by category, as pensioners in the retired state and central government can benefit from up to 14 lakh loans, while family pensioners may benefit from up to 5 lakh loans.

        For State and Central Government Pensioners:

        Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
        Less Than 72 Years 25000 14 Lakh 18 Months Pension 60
        72 to 74 Years 25000 12 Lakh 18 Months Pension 48
        74 to 76 Years 25000 7.5 Lakh 18 Months Pension 24

        For Defence Pensioners:

        Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
        Up to 56 Years Rs 25000 14 Lakh 36 Months Pension 84
        Less Than 72 Years Rs 25000 14 Lakh 18 Months Pension 60
        72 to 74 Years Rs 25000 12 Lakh 18 Months Pension 48
        74 to 76 Years Rs 25000 7.5 Lakh 18 Months Pension 24

        For Family Pensioners:

        Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
        Less Than 72 Years 25000 5 Lakh 18 Months Pension 60
        72 to 74 Years 25000 4.5 Lakh 18 Months Pension 48
        74 to 76 Years 25000 2.5 Lakh 18 Months Pension 24

        About Uttar Bihar Gramin BankUttar Bihar Gramin Bank Pension Loan

        Published on 3 December 2018 in the Official Gazette of India, Uttar Bihar Gramin Bank (Employees’) Pension Regulations, 2018, and Uttar Bihar Gramin Bank (Officer and Employees) Service (Amendment) Regulations, 2018.

        FAQs

        ✅ What is the pensioner-funded gain amount?

        The minimum loan sum to be used by a retiree is 25,000, and the amount can vary depending on the category in which the person falls.

        ✅What is the Uttar Bihar Gramin Bank Pension mortgage loan? Uttar Bihar Gramin Bank Pension?

        Loans to all pensioners who have worked in government offices, security forces, or who are spouses of pension recipients will be issued through the Uttar Bihar Gramin Bank Pension bank loan.

        ✅Where else do we apply for a pension loan to protect it?

        You may call for an Uttar Bihar Gramin Bank Pension Loan from Dialabank or you can dial us at 9878981166.

        ✅ What advantages can the Bandhan Bank Pension Loan provide us with?

        At Uttar Bihar Gramin Bank, the interest rate offered to citizens for incentives is 3.40 percent.