Uttar Bihar Gramin Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Uttar Bihar Gramin Bank Personal Loan Key Features

Eligibility Criteria Details
Age 21 – 60 Years
CIBIL score 600 or above
Uttar Bihar Gramin Bank Personal Loan Interest Rate 9.99% per annum 
Lowest EMI per lakh Rs. 2327
Tenure 12 to 60 months
Uttar Bihar Gramin Bank Personal Loan Processing Fee 1% to 2%
Prepayment Charges NIL
Part Payment Charges NIL
Minimum Loan Amount No Limit
Maximum Loan Amount Rs. 5 Lakhs

Each Feature Explained in Detail Below


Uttar Bihar Gramin Bank Personal Loan

Uttar Bihar Gramin Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score 600 or above
Age 21 to 60 years
Min Income Rs. 20,000
Occupation Salaried/Self-Employed

Uttar Bihar Gramin Bank Personal Loan Fees and Other harges

Uttar Bihar Gramin Bank Personal Loan Interest Rate 9.99% per annum
Uttar Bihar Gramin Bank Personal Loan Processing Charges 1% to 2%
Prepayment Charges NIL
Stamp Duty As per state law
Cheque Bounce Charges Rs. 100
Penal Interest As per bank terms
Floating Rate of Interest Not Applicable

Uttar Bihar Gramin Bank Personal Loan Documents Required

Form Duly filled application form
Proof of Identity Copy of:
> Passport
> Driving License
> Aadhar Card
> Voter ID Card
Proof of Address Rent Agreement (Min. 1 year of stay)
Utility Bills
Passport (Proof of permanent residence)
Ration card
Proof of Income > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months

Uttar Bihar Gramin Bank Personal Loan EMI Calculator

Uttar Bihar Gramin Bank Personal Loan Compared to Other Banks

Bank Interest Rate Tenure Loan Amount & Proc Fee
Uttar Bihar Gramin Bank 9.99% 12 to 60 months Up to Rs. 5 lakh / Up to 0.50% of the loan amount
HDFC Bank 11.25% to 21.50% 12 to 60 months Up to Rs. 40 lakh / Up to 2.50% of the loan amount
Bajaj Finserv Starting from 12.99% 12 to 60 months Up to Rs. 25 lakh / Up to 3.99% of the loan amount
Axis Bank 15.75% to 24% 12 to 60 months Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount
Citibank Starting from 10.99% 12 to 60 months Up to Rs. 30 lakh / Up to 3% of the loan amount
ICICI Bank 11.50% to 19.25% 12 to 60 months Upto Rs. 20 lakh / Up to 2.25% of the loan amount

Other Loan Products from Uttar Bihar Gramin Bank

Gold Loan Car Loan Home Loan Business Loan
TWL LAP Credit Card Education Loan

Why should you apply for Uttar Bihar Gramin Bank Personal Loan with Dialabank?

  • Dialabank helps you compare offers from different banks and financing companies.
  • We then choose the best product as per your needs.
  • With Dialabank, you get a trustworthy finance friend as your advisor and service provider.

How to Calculate EMIs for Uttar Bihar Gramin Bank Personal Loan

Use the EMI calculator to calculate your monthly installments. 

Uttar Bihar Gramin Bank Personal Loan Processing Time

Personal loan application for Uttar Bihar Gramin Bank takes up to 72 hours for processing. The banks will verify your details, and only after complete satisfaction, they disburse the amount.

Uttar Bihar Gramin Bank Personal Loan Preclosure Charges

Uttar Bihar Gramin Bank does not charge you with any foreclosure fee if you prepay your personal loan.

Pre Calculated EMI for Personal Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Types of Uttar Bihar Gramin Bank Personal Loan

Uttar Bihar Gramin Bank Marriage Loan

Weddings are celebrated functions that can stretch up to 3 days, and that means urgency to arrange large lump-sum money. A personal loan is easy to take and repay with an affordable EMI structure.

Uttar Bihar Gramin Bank Personal Loan for Government Employees

All the employees of central and state governments can apply for a personal loan with Uttar Bihar Gramin Bank to avail of special offers and deals for their personal needs.

Uttar Bihar Gramin Bank Doctor Loan

Well established and experienced doctors can apply for a personal loan to meet their professional and as well as personal needs. Banks have specially curated offers for all their needs.

Uttar Bihar Gramin Bank Personal Loan for Pensioners

Retired government employees that may face some post-retirement financial problems can apply for a personal loan to fulfill their needs.

Uttar Bihar Gramin Bank Personal Loan Balance Transfer

You can transfer your high-interest personal loans to Uttar Bihar Gramin Bank to avail of lower rates and easy EMI structure.

Uttar Bihar Gramin Bank Personal Loan Top Up

Financial needs arise without any warning, and if you have already taken a loan, you face the dilemma of increasing your EMI burden by taking another loan. With Uttar Bihar Gramin Bank, you can apply for a top-up on the existing loan and not worry about any added burden.

Uttar Bihar Gramin Bank Personal Loan Status

You will be required to visit the Uttar Bihar Gramin Bank branch to know the status of your personal loan.

How to Apply for Uttar Bihar Gramin Bank Personal Loan?

To apply for Uttar Bihar Gramin Bank Personal Loan, you can either apply offline or online depending upon the needs of the situation. Here are the steps you need to follow to apply for Uttar Bihar Gramin Bank Personal Loan.

  1. Visit Dialabank
  2. You can also visit Uttar Bihar Gramin Bank Personal Loan directly on Dialabank.
  3. Check whether you have documents, you are eligible or there are any requirements.
  4. Fill a simple online form for our research.
  5. We will connect with you after form submission.
  6. This way, you can get your loan approved in no time.
  7. Also, you can call on 9878981166 to know more.

FAQs About Uttar Bihar Gramin Bank Personal Loan

What is Uttar Bihar Gramin Bank personal loan?

Uttar Bihar Gramin Bank personal loan is a loan product that lets you use the loan amount for any of your personal needs.

How does Uttar Bihar Gramin Bank personal loan work?

Go through the eligibility criteria and following that provide the required documents at the bank branch with the filled form. Go with the further procedure and after approval, the amount will be provided to you.

What is the personal loan rate of interest in Uttar Bihar Gramin Bank?

The personal loan rate of interest starts at 9.99% per annum in Uttar Bihar Gramin Bank.

How much EMI on Uttar Bihar Gramin Bank personal loan?

The minimum EMI to be paid is of Rs.2327 on per lakh of loan. EMI calculated is based on the amount borrowed, the period, and the interest rate.

What is the CIBIL score required for a personal loan from Uttar Bihar Gramin Bank?

The CIBIL score needed for a personal loan from Uttar Bihar Gramin Bank is 600 and above.

What can I use Uttar Bihar Gramin Bank personal loan for?

The personal loan from Uttar Bihar Gramin Bank will be useful for financing all your needs like a wedding, medical bills, daily expenses, etc.

What documents are needed for Uttar Bihar Gramin Bank personal loan?

The documents needed for identity proof, income proof, a copy of your PAN card, along with 2 recent photographs.

✅ How to check Uttar Bihar Gramin Bank Personal Loan status?

You can visit the loan branch or contact the bank on the customer care number to know the status of your personal loan.

✅ What is the Processing Fee for Uttar Bihar Gramin Bank Personal Loan?

Uttar Bihar Gramin Bank charges a processing fee of up to 1% to 2% of the loan amount plus GST for the personal loan.

✅ How to get Uttar Bihar Gramin Bank Personal Loan for Self Employed?

Uttar Bihar Gramin Bank has special offers for self-employed borrowers to help them meet their financial needs. You will have to provide the ITR files of the last three years as your income proof.

✅ What is the Maximum Loan Tenure for Uttar Bihar Gramin Bank Personal Loan?

The maximum tenure period for a personal loan from Uttar Bihar Gramin Bank is 60 months.

✅ Do I have a preapproved offer for Uttar Bihar Gramin Bank Personal Loan?

You can check for your pre-approved personal loan offers from Uttar Bihar Gramin Bank through Dialabank. All you have to do is fill the form, and we will check all the offers for you and get back to you to help you choose the best one.

✅ How to calculate EMI for Uttar Bihar Gramin Bank Personal Loan?

You can use the EMI calculator available at Dialabank’s website to calculate your personal loan EMIs from Uttar Bihar Gramin Bank.

✅ How to pay Uttar Bihar Gramin Bank Personal Loan EMI?

Your personal loan EMIs from Uttar Bihar Gramin Bank are automatically deducted from your bank account on a monthly basis. You can also use the net-banking facility of Uttar Bihar Gramin Bank to pay for your personal loan.

✅ How to close Uttar Bihar Gramin Bank Personal Loan?

You will have to first pay all the outstanding personal loan amount and then contact the Uttar Bihar Gramin Bank branch to receive your no dues certificate.

✅ How to check Uttar Bihar Gramin Bank Personal Loan Status?

You will need the visit the Uttar Bihar Gramin Bank branch in-person to know the status of your personal loan. Alternatively, you can visit Dialabank and fill a simple form to let us do the hard work for you.

✅ How to close Uttar Bihar Gramin Bank Personal Loan Online?

Closing of a personal loan from Uttar Bihar Gramin Bank involves the following steps:

  • Visit the net-banking page of Uttar Bihar Gramin Bank.
  • Login using your details.
  • Pay for your personal loan and save the transaction receipt.

✅ How to pay Uttar Bihar Gramin Bank Personal Loan EMI Online?

Your personal loan EMI can be paid using the net-banking services of Uttar Bihar Gramin Bank. Dialabank lets you compare offers and deals from different banks to choose the best, low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.

✅ How to check Personal Loan Balance in Uttar Bihar Gramin Bank?

To check the personal loan balance in Uttar Bihar Gramin Bank, you will need to contact the customer care number of Uttar Bihar Gramin Bank. If you are looking for low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.

✅ How to download Uttar Bihar Gramin Bank Personal Loan Statement?

The personal loan statement of Uttar Bihar Gramin Bank can be downloaded using the Bank mobile banking app. You can visit the online platform of Dialabank and fill a simple form to compare and know about all the offers that we have for you.

✅ How to Top Up Personal Loan Uttar Bihar Gramin Bank?

If you need a top-up on your personal loan from Uttar Bihar Gramin Bank, you will have to visit the Uttar Bihar Gramin Bank branch and contact the loan officer. You can also fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us

✅ What happens if I don’t pay my Uttar Bihar Gramin Bank Personal Loan EMIs?

Uttar Bihar Gramin Bank may charge you with a penal interest if you fail to pay your personal loan EMIs. You can apply for a balance transfer using Dialabank to get low-interest personal loans that will not put a hole in your pocket.

✅ How to find the Uttar Bihar Gramin Bank Personal Loan account number?

You will need to contact your Uttar Bihar Gramin Bank loan branch to know your personal loan account number. You may also fill out the form available at Dialabank and let us do all the work for you.

Other Banks For Personal Loan

Baroda UP Gramin Bank Personal Loan
Baroda Gujarat Gramin Bank Personal Loan
Bangiya Gramin Vikas Bank Personal Loan
Assam Gramin Vikash Bank Personal Loan

Menu