Uttrakhand Gramin Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Uttrakhand Gramin Bank Personal Loan Key Features

Eligibility Criteria  Details
Age 21-58 yrs (at loan Maturity)
CIBIL 750 and above
Uttrakhand Gramin Bank Personal Loan Interest Rate 9.99% per annum 
Lowest EMI per lakh NIL
Tenure 12 to 60 months
Uttrakhand Gramin Personal Loan Bank Processing Fee 1% to 2%
Prepayment Charges NIL
Part Payment Charges NIl
Minimum Loan Amount Rs. 50,000
Maximum Loan Amount Rs. 40 lakh

Each Feature Explained in Detail Below


Uttrakhand Gramin Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score 750 and above
Age 21 – 58 yrs
Min Income Rs. 18,000
Occupation Salaried/Self-Employed

Uttrakhand Gramin Bank  Interest Rate and Charges

Uttrakhand Gramin Bank Personal Loan Interest Rate 9.99% per annum 
Uttrakhand Gramin Bank Personal Loan Processing Charges 1% to 2%
Prepayment Charges NIL
Stamp Duty NIL
Cheque Bounce Charges NIL
Penal Interest NIL
Floating Rate of Interest NIL

Uttrakhand Gramin Bank Personal Loan Documents Required

Form Duly filled application form
Proof of Identity Copy of:
> Passport
> Driving License
> Aadhaar Card
> Voter ID Card
Proof of Address Rent Agreement (Min. 1 year of stay)
Utility Bills
Passport (Proof of permanent residence)
Ration card
Proof of Income > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months

Uttrakhand Gramin Bank EMI Calculator Personal Loan

EMI Calculator.

Uttrakhand Gramin Bank Personal Loan Compared to Other Banks

Particulars Uttrakhand Gramin Bank HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
Tenure 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
Loan amount Up to Rs. 40 lakh Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
Processing Fee Up to 1.80% of the loan amount Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

Other Loan Products from Uttrakhand Gramin Bank

Gold Loan Car Loan Home Loan Business Loan
TWL LAP Credit Card Education Loan

Why should you apply for Uttrakhand Gramin Bank Personal Loan with Dialabank?

Dialabank has one of the prime and trustworthy operators. You will get the best and the best services. Our operators will guide you in the processing of the personal loan.

How to Calculate EMIs for Uttrakhand Gramin Bank Personal Loan

The required information for the calculation of Uttrakhand Gramin Bank Personal Loan EMI:

  • Loan tenure
  • Interest Rate
  • Loan Amount

Uttrakhand Gramin Bank Loan Processing Time

Processing time refers to the time taken for the application process for the loan approval. This bank will process your loan application in 2 days.

Uttrakhand Gramin Bank Personal Loan Preclosure charges

Preclosure is a process in which you have paid the loan amount in advance which is beneficial for you. It will lower your interest rate.

Pre Calculated EMI for Personal Loan

Loan Amount EMI
Rs. 15 lakh NIL
Rs. 35 lakh NIL

Different Personal Loan offers by Uttrakhand Gramin Bank

Uttrakhand Gramin Bank Home Loan

  • Uttrakhand Gramin Bank presents a home loan for you.
  • You can avail of home loans for construction and renovation.

Uttrakhand Gramin Bank Personal Loan for Govt Employees

  • This bank proffers loan to Govt. employees.
  •  The loan amount is decided according to your company’s reputation.

Uttrakhand Gramin Bank Education Loan

  • Presents education loan for studies in India and Abroad.
  • For studies in India, the loan amount is Rs. 10 lac.
  • For studies in Abroad, the loan amount is Rs. 20 lac.

Uttrakhand Gramin Bank Personal Loan for Car

  • Proffers car loans.
  • Loan for new and the used car.

 Uttrakhand Gramin Bank Personal Loan Balance Transfer

A balance transfer is the loan amount transferring from one institute to another.

Uttrakhand Gramin Bank Personal Loan Top Up

A top-up loan is a secondary amount by a finance company added to the current loan amount.

Uttrakhand Gramin Bank Personal Loan Status

You can visit the personal loan branch of Uttrakhand Gramin Bank and contact with the loan officer.

FAQs About  Uttrakhand Gramin Bank  Personal Loan

✅ How to apply for Uttrakhand Gramin Bank Personal Loan?

There are two ways to apply for a personal loan from Uttrakhand Gramin Bank. The first is to visit the nearest Uttrakhand Gramin Bank branch. The second way is to submit a simple form online with Dialabank.

✅ What is the Interest Rate for Uttrakhand Gramin Bank Personal Loan?

Uttrakhand Gramin Bank charges the interest rate for a personal loan starts from 9.99% per annum.

✅ What is the minimum age for getting a Personal Loan from Uttrakhand Gramin Bank?

You must be 21 years to apply for a personal loan with Uttrakhand Gramin Bank.

✅ What is the maximum age for getting a Personal Loan from Uttrakhand Gramin Bank?

The maximum age for getting a personal loan from Uttrakhand Gramin Bank is 58 years.

✅ What is the minimum loan amount for Uttrakhand Gramin Bank Personal Loan?

The minimum loan amount that you can avail from Uttrakhand Gramin Bank is Rs. 50,000 for a personal loan.

✅ What is the maximum loan amount for Uttrakhand Gramin Bank Personal Loan?

You can avail the maximum loan amount from Uttrakhand Gramin Bank is up to Rs. 40 lakh for a personal loan.

✅ What are the documents required for Uttrakhand Gramin Bank Personal Loan?

Aadhaar card, driving license, voter ID, salary certificate, and form number 16, ITR of the last 2 financial years are the documents required to apply for a personal loan from Uttrakhand Gramin Bank.

✅ What is the Processing Fee for Uttrakhand Gramin Bank Personal Loan?

The processing fee charged by Uttrakhand Gramin Bank is up to 1% to 2% of the loan amount.

✅ How to get Uttrakhand Gramin Bank Personal Loan for Self Employed?

Uttrakhand Gramin Bank provides a special offer for self-employed to help them financially. You must have the ITR files for the last two years.

✅What is the Maximum Loan Tenure for Uttrakhand Gramin Bank Personal Loan?

The maximum loan tenure period for a personal loan from Uttrakhand Gramin Bank is 60 months or 5 years.

✅ What should be the CIBIL Score for Uttrakhand Gramin Bank Personal Loan?

The CIBIL score for getting a personal loan from Uttrakhand Gramin Bank should be 750 and above.

✅ Do I have a preapproved offer for Uttrakhand Gramin Bank Personal Loan?

You can check out your preapproved personal loan offers from Uttrakhand Gramin Bank through Dialabank. You can check out the offers for you at Dialabank.

✅ How to calculate EMI for Uttrakhand Gramin Bank Personal Loan?

You can calculate your personal loan EMI for Uttrakhand Gramin Bank through the EMI calculator convenient at Dialabank’s website.

✅ How to pay Uttrakhand Gramin Bank Personal Loan EMI?

Your personal loan EMIs subtracts automatically from your bank account. You can also use the net-banking service of Uttrakhand Gramin Bank for your personal loan payments.

✅ How to close Uttrakhand Gramin Bank Personal Loan?

You can close your personal loan by paying all the outstanding personal loan amount and receive the no dues certificate from the Uttrakhand Gramin Bank branch.

✅ How to check Uttrakhand Gramin Bank Personal Loan Status?

You can check your personal loan status by a visit to the Uttrakhand Gramin Bank branch. On the other hand, you can visit Dialabank and fill a simple form and let us allow you to do work for you.

✅ How to close Uttrakhand Gramin Bank Personal Loan Online?

For closing your personal loan online from Uttrakhand Gramin Bank, you have to follow the instructions given below:

  • Visit the net-banking page of Uttrakhand Gramin Bank.
  • Login by filling the details.
  • Pay your personal loan.
  • Save the transaction receipt.

✅ How to pay Uttrakhand Gramin Bank Personal Loan EMI Online?

You can pay your personal loan EMIs online through the net-banking facility of Uttrakhand Gramin Bank. For getting a low-EMI personal loan, Dialabank can provide with the best service.

✅ How to check Personal Loan Balance in Uttrakhand Gramin Bank?

For checking your personal loan balance in Uttrakhand Gramin Bank, you will contact the customer care number of Uttrakhand Gramin Bank. If you are searching for low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer and the rest will do by the bank.

✅ How to download Uttrakhand Gramin Bank Personal Loan Statement?

The personal loan statement of Uttrakhand Gramin Bank can be downloaded using the Uttrakhand Gramin Bank’s mobile banking app. You can visit Dialabank and know about the offers for you.

✅ How to Top Up Personal Loan in Uttrakhand Gramin Bank?

If you want a top-up on your personal loan from Uttrakhand Gramin Bank, you will contact with the loan officer. You will also apply for Personal Loan Top Up through Dialabank.

✅ What happens if I don’t pay my Uttrakhand Gramin Bank Personal Loan EMIs?

If you don’t pay your personal loan EMIs, then Uttrakhand Gramin bank will charge a penal interest. You can apply for a balance transfer using Dialabank to get low-interest personal loans.

✅ How to find Uttrakhand Gramin Bank personal Loan account number?

You will require to contact your Uttrakhand Gramin bank loan branch to know your personal loan account number. You just fill a form by a visit to Dialabank.

Other Banks For Personal Loan

Baroda UP Gramin Bank Personal Loan
Baroda Gujarat Gramin Bank Personal Loan
Bangiya Gramin Vikas Bank Personal Loan
Assam Gramin Vikash Bank Personal Loan

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