HDFC Bank savings account

⋆ Interest Rate 9.99% ⋆

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      HDFC Bank savings account

      HDFC Bank savings account interest rates 2021-22

      Saving Account Interest Rate
      Savings Max Account 3.00% – 3.50%
      Regular Savings Account 3.00% – 3.50%
      Women’s Savings Account 3.00% – 3.50%
      Kids Advantage Account 3.00% – 3.50%
      Senior Citizens Account 3.00% – 3.50%
      Family Savings Group Account 3.00% – 3.50%
      Basic Savings Bank Deposit Account 3.00% – 3.50%
      Institutional Savings Account 3.00% – 3.50%
      BSBDA Small Account 3.00% – 3.50%
      Savings Farmers Account 3.00% – 3.50%

       

      HDFC Bank savings account

      You earn more or less, saving should be an indispensable part of your life. You can do it in the organized sector as well as in the unorganized sector. You should do it in the organized sector that would be more fruitful for you.

      Savings account are those accounts In which you can deposit your money and withdraw when needed. All banks offer this facility. HDFC Bank, one of the leading banks of the country, offers lucrative features in its scheme.

      HDFC Bank savings account facilitates the process of opening an account. you can open the account with very little documentation. you don’t have to roam around counter to counter. Ease of processing makes HDFC Bank savings account much accessible.

      Features of HDFC bank savings account

      • It offers interest rates from 3.00% to 3.50% p.a. You can easily access HDFC Bank Savings Account anywhere through a large network of branches and ATMs
      • If you want to transfer funds from the HDFC Bank Savings account to any other bank account, you can do it through modes such as RTGS, IMPS, NEFT, and UPI facilities.
      • To maintain an HDFC Bank Savings account, you require a minimum balance of Rs. 10,000 for metro Urban branches Rs. 5,000 For Semi-Urban branches Rs. 2,500 for Rural branches is required to open a Savings Regular Account.
      • HDFC Bank’s personalized account number and chequebook enhance security and ensure your money is safe.
      • You can get SMS Alerts and e-statement facilities with HDFC Bank Savings Account.
      • With the Auto Sweep Facility of HDFC Bank, your account can be linked to the Multi Option Deposit MOD account.

      HDFC Bank savings account products

      • Savings Max Account: HDFC Bank offers interest rates ranging between 3.00% to 3.50% on Savings Max Account. You can open a Savings Max Account in HDFC Bank by depositing Rs. 25,000 amount as a minimum balance.
      • Regular Savings Account: If you have deposited your excess funds in a Regular Savings Account, you can get interested at 3.00% to 3.50% on your account. This account can be opened by anyone with a minimum age of 18 years.
      • Women’s Savings Account: HDFC Bank provides interest rates ranging between 3.00% to 3.50% on Women’s Savings Account. The minimum balance requirement to open this account is Rs. 10,000 Metro Urban branches, Rs. 5,000 Semi Urban-Rural branches.
      • Kids Advantage Account: You can get an interest rate of 3.00% and 3.50% respectively on the Kids Advantage Account in HDFC Bank. The account can be opened in HDFC Bank by depositing Rs. 5,000 amount. The debit card available for this account are ATM or International Debit Card issued, with parents permission).
      • Senior Citizens Account: If you have deposited your excess funds in a Senior Citizens Account, you can get an interest rate of 3.00% to 3.50% on your account.
      • Family Savings Group Account: You can get an interest rate of3.00% to 3.50% in Family Savings Group Account. This account can be opened in HDFC Bank by depositing a minimum amount of Combined Average Monthly Balance in all accounts should be Rs. 40,000 after the age of 18 years.
      • Basic Savings Bank Deposit Account: The interest that you can earn on Basic Savings Bank Deposit Account is in the range of 3.00% to 3.50% respectively. The debit card available for this product is Rupay Card
      • Institutional Savings Account: HDFC Bank provides an interest rate of 3.00% to 3.50% on Institutional Savings Account. Further, to open this Saving Account, the minimum balance requirement is NIL.

      HDFC Bank savings account interest rate: In short

      Particulars Rate of Interest
      Saving Deposits Balance below Rs. 50 lakh. 3.00% p.a
      Saving Deposits Balance of Rs. 50 lakh and above. 3.50% p.a

      HDFC Bank savings account charges and fees

      Savings Account Scheme Standing Instructions
      Debit Card (annual fee)
      Savings Max Account Rs. 25 + remittance fee Free
      Regular Savings Account Rs. 25 + remittance fee Rs. 150 + Taxes
      Women’s Savings Account Rs. 25 + remittance fee Rs. 150 + Taxes
      Kid’s Advantage Account Rs. 25 + remittance fee Free
      Senior Citizens Account Rs. 25 + remittance fee
      Free for lifetime for 1st applicant. Rs.100 + taxes for other applicants.
      Family Savings Group Account Rs. 25 + remittance fee
      Free for all applicants
      Basic Savings Bank Deposit Account Rs. 25 + remittance fee Rs.100 + taxes
      institutional Savings Account Rs. 25 + remittance fee N/A
      BSBDA Small Account Rs. 25 + remittance fee
      Rs.100 + taxes

       

      Documents required to open HDFC Bank savings account

        • Photograph

      HDFC Bank savings account

      • ID proof as per the acceptable list of KYC documents
      • Address proof as per the acceptable list of KYC documents
      • Basic Savings Bank Deposit Account customer declaration
      • Aadhar card
      • PAN card

      Frequently asked questions

      ✅ Who can apply for the HDFC Bank savings account?

      A person who is a citizen of India and having valid documents can apply for an HDFC Bank savings account.

      How much interest is charged by HDFC on Savings Account?

      HDFC offers an interest rate of 3.00% to 3.50% on Savings Account.

      What is the minimum amount required for opening Savings Account in HDFC Bank?

      The minimum amount required for opening Savings Account in HDFC is Rs. 10,000 for metro Urban branches Rs. 5,000 For Semi-Urban branches Rs. 2,500 for Rural branches is required to open a Savings Regular Account.

      What are the balance non – maintenance Charges on HDFC Savings Account?

      The Balance Non-Maintenance Charges on Savings Account by HDFC are Rs. 150 to Rs. 600.

      How does HDFC calculate interest charged on Savings Account?

      Interest on Savings Account is calculated on a quarterly basis. The following formula is used by HDFC Bank to calculate interest on Savings Account.

       

      Monthly interest=Amount (Daily balance)*(No of days)* Interest/Days in the year

       

       

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