Karnataka Bank Savings Account

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
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      Karnataka Bank Savings Account

      Day-end Balance Rate of Interest
      up to and including Rs.1 lakh 2.75%
      Above Rs.1 lakh up to Rs.10 lakhs 2.75%
      Above Rs.10 Lakhs up to Rs.50 lakhs 2.75%
      Rs.50 lakh up to 100 lakh 3.5%
      Above Rs.100 lakh 4.5%

      Karnataka Bank Savings Account

      Karnataka bank offers a thorough scope of savings accounts from controlled to premium to suit the individual financial requirements.

      Features and Benefits of Karnataka Bank Savings Account

      • Cash Deposit at any Branch
      • Free cash deposit at BNA
      • Cash withdrawal at any branch
      • SMS alert facility on subscription
      • On registration, you will get a free monthly e-statement
      • 25 cheque leaves free per calendar year
      • Fund transfer through RTGS/NEFT/IMPS
      • Rupay Debit card/Visa/Chip card is available for account holders
      • Internet Banking
      • Mobile Banking
      • Nomination facility

      Karnataka Bank Savings Account charges

      Services Charges
      Mobile and Internet banking Free
      SMS alerts Rs.0.15 per SMS
      NEFT through the internet or mobile banking Free
      Cash deposit at BNA Free
      Stop payment charges

      Through branch and through online

      Rs.100 and Rs.25 per instrument

      Karnataka Bank Savings Account products

      1. SB General

      SB General account is provided for the general public with added benefits.

      Monthly Average Balance (MAB)

      • Without cheque book Rs.500 – metro/urban/semi-urban
      • With cheque book Rs.2000 – Rural/Financial inclusion

      2. KBL SB Salary Scheme

      This account is specifically for salaried persons. And the benefits are as follows:-

      • No Minimum Balance Account.
      • Free Debit Card with Purchase Protection.
      • Limitless free exchanges at any Bank ATMs*
      • Free Mobile banking – KBL Mobile Plus and KBL mPassBook.
      • Free RTGS/NEFT*
      • Free Check Book and Demand Draft facility*
      • No Annual Maintenance expense for Demat and Trading Account*.
      • Concession on Loan Processing Charges*
      • Concession on Safe Deposit Locker rent*
      • Adornments protection upto Rs. 50,000/ – for ladies account holders*
      • Individual Accident Death Coverage up to Rs. 10 Lakhs


      • salaried employees

          3. KBL Vanitha

      KBL Vanitha Savings Bank account is introduced with an objective to support saving habits among ladies and to help the defeat the dread of managing their wealth.

      Monthly Average Balance

      Rs,2000 – Metro/Urban

      Rs.1000 – Semi-urban/Financial inclusion

      4. KBL Tarun

      Specially designed savings bank account for the students between the age of 18 years and 25 years. The additional benefits are the following:-

      • Account opening procedures are simplified
      • Demand drafts for exam fees, tuition fees etc. is free of charge
      • Fund transfer Max Rs.50,000 from parent’s account to the student account is free

      5. KBL Kishore 

      This account is for students between the age of 10 years and 18 years.

      6. Privilege Savings Account

      This account is designed the list of privilege savings account to cater the requirements and the following are:-

      • KBL ILSB – Insurance Linked Savings Bank
      • SB money sapphire
      • SB money Ruby
      • SB money Platinum

      7. SB small

      The individual who intends to

      • Maintain balance not exceeding Rs.50,000 in the account at any point in time.
      • The credit in the account should not exceed Rs.10,000 in a financial year

      Features are the following:-

      • Withdrawals of funs should be done by using withdrawal slip.
      • Passbook facility
      • Nomination facility as per terms and conditions

      Facilities not provided:-

      • ATM Card facility
      • cheque book facility

      8. SB Sugama

      This is no frills account. This account can be opened with no minimum balance