Standard Chartered Savings Account

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      Standard Chartered Savings Account

      Standard Chartered Bank provides various savings account plans that allow customers to deposit money, keep it secure, and withdraw it while earning interest. It offers a savings account focused on the needs of various customer groups and caters to their needs. For example, it offers a Premium saving account for its high-end customers, and Minor savings account for children under 18 years. The bank provides many services, including online banking and mobile banking, and several of its savings account products have no minimum balance requirement.

      Standard Chartered Savings Account

      Savings Bank Balance Standard Chartered Savings account Interest rate (p.a.)
      Up to Rs. 50 Lakh 2.75%
      Above Rs. 50 Lakh and Up to Rs. 150 Crore 3.25%
      Up to Rs. 300 Crore 1.00%
      More than Rs. 300 Crore 0.50%

      Features and Benefits of Standard Chartered Savings Account

      The following are the benefits of a Standard Chartered Bank savings account:

      • Standard Chartered Bank provides savings accounts with interest rates ranging from 0.50 per cent to 3.25 per cent.
      • The Standard Chartered Bank savings account has no minimum balance requirement.
      • Individuals may switch their Standard Chartered Bank savings account to another branch without changing their account number.
      • There is the facility of a secure deposit box and a nomination service.
      • You can link the Standard Chartered Bank savings account to the Multi Option Deposit account to earn higher term deposit interest on excess funds.
      • It offers a variety of debit cards for the convenience of each account holder.
      • Standard Chartered Bank provides financial services such as internet banking and missed call banking. Individuals may also use mobile banking, which offers interbank mobile payment services (IMPS), utility bill transfers, mobile recharges, inquiries and statements, and cheque book requests.
      • Passbook service is free of charge.

      Standard Chartered Savings account Charges

      Product Minimum Balance Interest Rate Non-Balance Maintenance Charges
      2-in- 1 Account Rs. 50,000 4.00% – 4.00%
      3-in- 1 Account Savings Account: Rs. 5,000; Enhanced Savings Account : Rs. 25,000 4.00% – 4.00%
      Basic Banking Account NIL 0.50% – 3.25% None
      Aasaan Account NIL 4.00% – 4.00% None
      aXcessPlus Account NIL 4.00% – 4.00% None
      Employee Banking Account 4.00% – 4.00%
      eSaver Plus Saving Account 4.00% – 4.00%
      Parivaar Account Rs. 25,000 per quarter 4.00% – 4.00%
      SuperValue Account Rs. 50,000 4.00% – 4.00%

      Standard Chartered Savings Account ProductsStandard Chartered Savings Account

      Standard Chartered offers multiple savings account products for different purposes. Some of the popular products of Standard Chartered savings are:

      2-in-1 Account 

      Earn the same high-interest rates as a fixed deposit while still providing a savings or current account’s versatility.

      Key Characteristics:

      • It provides the same interest rates as a fixed deposit account.
      • You will save in multiples of Rs. 1,000 after making two initial deposits totalling Rs. 60,000.
      • A 25% discount applies to all customers who maintain a Rs. 50,000 average quarterly balance.
      • By default, the Term Deposits are linked to your Savings Account, which ensures that if you have a deficit in your savings, funds will be immediately swept in from the linked Term Deposits, ensuring you have both liquidity and higher returns.

      Eligibility: This account is available to resident Indians aged 18 and up.

      3-in-1 Account

      This account is connected to Standard Chartered Securities’ Demat and broking services.

      Key benefits: 

      • It includes a first-year fee waiver for the Platinum or ShopSmart Debit Card and a 25% discount on locker charges.
      • Standard Chartered Securities provides a savings account that is connected to a Demat account and brokerage services. 
      • A single account form can be used to open all three accounts.

      Eligibility: This account is available to resident Indians aged 18 and up.

      Basic Banking Account

      Simple banking with no-frills, low maintenance, and a one-stop solution for all of your needs.

      Key Characteristics:

      Phone banking, online banking, and a locker facility are all important features.


      • This account is available to resident Indians aged 18 and up who may open a single or joint account.
      • HUF and foreign nationals may also open a simple savings account with Standard Chartered Bank.

      Employee Banking Account

      Banking service that helps you to make salary payments from home or at work.

      Key Characteristics:

      • Preferential rates on credit cards, deposits, and other financial products and services
      • Take advantage of free demand draughts and pay orders payable at any Standard Chartered bank.
      • Effective salary disbursements


      • The company must have 30 employees or more and a monthly gross salary of Rs. 20,000 per account.

      Aasaan Account

      All of your banking needs can be met with a low-maintenance, convenient solution.

      Key Characteristics:

      Phone banking, online banking, and a locker facility are all open.

      Eligibility requirements:

      This account is only for resident Indians over the age of 18.

      Parivaar Account

      Family savings account that is flexible and easy for asset accumulation and preservation.

      Key Benefits: 

      • Your family may have separate savings accounts with a consolidated balance in one joint account.
      • The Parivaar Account can be used by your spouse, parents, in-law, siblings, and children.


      • This account is available to resident Indians aged 18 and up.

      aXcessPlus Account

      This account gives you easy aXcess to your money.

      Key Characteristics:

      • With an aXcessplus account, you can withdraw cash for free from any VISA ATM in India.
      • Take advantage of up to two free demand draughts or pay orders drawn.
      • When you maintain the appropriate average quarterly balance, you will receive a free multi-city cheque book.
      • Phone banking, online banking, and a locker facility are all open.

      Eligibility requirements:

      • This account is only available to resident Indians over the age of 18.

      Standard Chartered Savings Account Welcome Kit

      After 7–8 working days from the date of opening a specific savings account, Standard Chartered Bank will mail a Welcome Package containing a personalised cheque book and ATM Card to the customer’s postal address chosen for correspondence.

      Standard Chartered Bank Savings Account Opening Process

      Individuals can also open a savings bank account with Standard Chartered Bank online. Individuals can open an Instasavings account as well as a digital savings account.

      To open a savings account with Standard Chartered Bank, there is no minimum balance requirement. Non-balance maintenance charges are imposed if a person does not maintain the minimum balance.

      Also, check out: Standard Chartered Bank Personal Loan

      Standard Chartered Bank Documents Required to Open Savings Account

      • Aadhaar and PAN card are compulsory for Indian citizens
      • Identity proof (any one of the following):
        • Voter ID card
        • Passport
        • PAN card
        • Government ID
      • Address Proof (any one of the ones mentioned below):
        • Driver’s license
        • Electricity/other service bills
        • Phone bill
        • Most recent credit card statement/ other bank details.
        • Rental contract
      • One original passport-sized picture

      FAQs about Standard Chartered Savings Account

      ✅ What is the helpline number for the Standard Chartered savings account?

      Individuals can contact Standard Chartered Bank at 011-39404444 / 011-66014444, which is available 24 hours a day, seven days a week, from all landlines and cell phones in the region.

      ✅ What is the least balance for a Standard Chartered savings account?

      Standard Chartered Bank savings account items have different minimum balance requirements. The minimum balance needed to open a Standard Chartered Bank Basic Banking Account is Zero.

      Which is the best Standard Chartered savings account?

      There are several Standard Chartered savings account options. These accounts are targeted at a particular group of people. Individuals should choose the best product by comparing the interest rate offered, minimum account requirements, and services.