Indian Overseas Bank personal loan is a vast term that would refer to various unsecured borrowings from the bank like IOB Royal, IOB Passion, and Clean Loan with the amount of up to Rs. 15 lakh for the loan. These personal loans are simple and most continent to apply for and they only ask for minimum documentation along with the benefit of ensuring that the repayment has to be done within a period of up to 84 months. The most important features of Indian Overseas Bank Personal Loan are Loan amount, flexible tenure, quick disbursal, etc. The maximum amount that anyone can ask of through a personal loan through an Indian Overseas Bank is up to Rs. 15 lakh. However, the actual loan amount you are eligible to avail of would rely on numerous elements such as credit score, income, age, etc of the applicant.Indian Overseas Bank (IOB) offers flexible tenure and also other various repayment alternatives that go up to 84 months and can be availed keeping in mind your repayment ability by the bank. You don’t have to even have to necessarily go to the bank’s branch or fill out and submit the paperwork to avail of an Indian Overseas Bank personal loan also because it offers you online services that could be easily applied online by the customers and even the documentation process can be achieved from your home with ease. The quick disburse comes to the frame when you submit all the required documents for the verification done in detail then the loan is disbursed to you easily and quickly. After you fill your application form, it is forwarded to the lender with the bank, you will also get a call from the lender’s person who is responsible for the verification and scheduling document pickup from the borrower and once the documents are verified by the bank you would get another call from the representative regarding the final loan offer mentioning all their terms and transferring details.