The bank's current balance ratio was 26.6 percent in the March quarter, down from 33.1 percent in March 2019. To stimulate loan growth, private lender Yes Bank has implemented an instant loan repayment facility. Account-holders identified by the bank can benefit from this rapid disbursement facility without any paperwork. Bank advances have systematically increased from 2.24 lakh crore in September 2019 to 1.74 lakh crore in March 2020. The yes bank personal loan has interest rates ranging from 10% to 24%, p.a. In India. Compare the interest rate on personal loans in India amongst banks and submit an instant personal loan online. In addition to the interest rate, lenders also impose processing fees, which may increase up to 6.5% of the amount of the loan borrowed. Other costs include documentation charges, pre-payment charges, pre-closure charges, late payment charges, etc. When borrowing a personal loan, you can choose a lending period from 1 to 5 years. Factors that influence the interest rate on a personal loan include your income, the amount of the loan, the employment situation, the credit rating, the ability to pay, the loan period, and the relationship with the lender. The bank stated that eligible clients will be contacted with the link to request an instant personal loan. Yes, the Bank's Executive Director (CEO) and CEO, Prashant Kumar, said earlier that the Bank wants to focus on retail banking. The private lender was also dealing with an exhaustion of the deposit base. Yes, the Bank's deposit base fell from 2.09 lakh crore in September 2019 to 1.05 lakh crore as of March 31, 2020. Deposits fell to another 1.02 lakh crore in May 2020. The bank's current savings account ratio was 26.6 percent in the March quarter, compared to 33.1 percent in March 2019. The bank is making efforts to increase its CASA ratio to more than 40% over the next three years, Prashant Kumar told FE earlier.