HDFC Two Wheeler Loan Kottayam

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HDFC Two Wheeler Loan Kottayam

HDFC Two Wheeler Loan Kottayam

Are you dreaming of owning a two-wheeler of your own and dealing with financial problems, then we are here to help you with tour funds? We understand your needs better than anyone else that is why we deal with nation best bank i.e., HDFC which has its millions, happy customers. And to avail the benefits you need to understand about our services which are the best in the nation.

To know more about two wheeler loan, keep reading.

About Two Wheeler Loan?

First, you need to understand the definition of two wheeler loan. Basically, a two-wheeler loan is a secured loan taken by the borrower to buy a vehicle of their own choice, with the two-wheelers as collateral. The purchase of the vehicle will initially have the ownership under name of the banks, once the loan repayment has been done, the banks will send a No Objection Certificate (NOC) which needs to be used by the borrower to convert the owner of the bike to his/her name.

HDFC Two Wheeler Loan Kottayam

Whatever you want from a two wheeler loan is exactly right here. You can avail the benefits of up to 100% financing options, easy and fast disbursals, pocket-friendly rates, and a 5-minute eligibility check to round it off.

HDFC Two Wheeler Loan Kottayam

Kottayam is a city in Kerala. It is also known as the administrative capital of Kottayam district. Located in the south-west of Kerala. To give the financial help to needy individuals banks are providing a loan at low interest rates.

To know more about two wheeler loan then read on.

Features of HDFC Two Wheeler Loan Kottayam:

As two-wheeler is easy and suitable for any individual. Following are the benefits of two wheeler loan:

  1. Margins: Money which you have to pay while purchasing the Two Wheeler will be the down payment, i.e. 30% of the total money.
  2. Extra costs covered: It covers up all the other cost.
  3. Tenure:  12 or 48 months will be given to the customer for the repayment and it gets extended to 5years.
  4. Credit score:  The credit score can be started with a boom with this type of loan by the individuals who are applying for a loan and also by those who are willing to buy a Two Wheeler for the first time.
  5. Interest Rates: The interest rate is 11.5% or more than that.

HDFC Two Wheeler Loan Kottayam Interest Rates:

Annual Salary

Interest Rate

Less than 1 Lakh

11.70 % (Flat)

1 to 3 Lakh

10 % (Flat)

Above 3 Lakhs

8.5 % (Flat)

Eligibility for HDFC Two Wheeler Loan Kottayam




Min 21 to  Max 65 years

Category of Employee

Self-employed and Salaried

Employment Terms

For self-employed 6 months, For salaried 1 year


6000 for self-employed and 7000 for salaried

Credit Score


Documentation for HDFC Two Wheeler Loan Kottayam



Id Proof

Aadhaar Card/Voter Card/Pan Card/Passport size Photograph

Address Proof

Aadhaar Card/Voter Card/Pan Card/Bank Statement/Salary Slips/Electricity Bill

Employment proof (Salaried)

Offer Letter/ Salary slip/Bank Statement

Employment proof (Self-employed)

Source of income/Bank Statement

How to Apply for HDFC Two Wheeler Loan Kottayam

Quickly check it out this link  to see what offer we provide to our buyers.

And get the motorbike or scooter as you like

You need to submit the required documents

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