HDFC Two Wheeler Loan Mehsana

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All About HDFC Two Wheeler Loan Mehsana

Different people have a different purpose for a two-wheeler like fulfilling a dream, while for others it represents a mode of transportation that can take them efficiently from one place to another.

Whether most of us have dreamed of owning that dream motorcycle or scooter, only a few can fulfill it because of lack of financing. Luckily, owning a two-wheeler has become easier with HDFC Bank.

What is Two Wheeler Loan?

A two-wheeler loan is a secured loan taken by the borrower to buy a bike/scooter of their choice with the two-wheelers as collateral. The purchase of two-wheelers will initially have the ownership under name of the banks, once the loan repayment has been done, the further bank will send a NOC which needs to be used by the borrower to convert the owner of the bike specifically to your own name.

Two Wheeler Loan from HDFC Bank

HDFC offers two-wheeler loans at affordable interest rates, with minimal documentation, making it a hassle-free and smooth process. Every Indian citizen cherishes the dream of owning a two-wheeler. While others see it as the most ideal mode of daily transport, some want to enjoy the thrill of biking across the vast and varied geographical terrain of our nation.

 HDFC two-wheeler loans provide you with great supportive financial assistance to buy a two-wheeler of your choice.

Two Wheeler Loan in Mehsana

HDFC Two Wheeler Loan Mehsana

Mehsana also spelled as Mahesana, it is a city and municipality in Mehsana district, in the Indian state of Gujarat If you are looking for a two-wheeler loan then read on.

Features of HDFC Two Wheeler Loan Mehsana:

As two-wheeler is easy and suitable for any individual. Following are the benefits of two wheeler loan:

  1. Margins: Money which you have to pay while purchasing the Two Wheeler will be the down payment, i.e. 30% of the total money.
  2. Extra costs covered: It covers up all the other cost.
  3. Tenure:  12 or 48 months will be given to the customer for the repayment and it gets extended to 5years.
  4. Credit score:  The credit score can be started with a boom with this type of loan by the individuals who are applying for a loan and also by those who are willing to buy a Two Wheeler for the first time.
  5. Interest Rates: The interest rate is 11.5% or more than that.

HDFC Two Wheeler Loan Interest Rates:

Annual Salary

Interest Rate

Less than 1 Lakh

11.70 % (Flat)

1 to 3 Lakh

10 % (Flat)

Above 3 Lakhs

8.5 % (Flat)

Eligibility:

Details

Criteria

Age

Min 21 to  Max 65 years

Category of Employee

Self-employed and Salaried

Employment Terms

For self-employed 6 months, For salaried 1 year

Income

6000 for self-employed and 7000 for salaried

Credit Score

750

Documentation:

Details

Criteria

Id Proof

Aadhaar Card/Voter Card/Pan Card/Passport size Photograph

Address Proof

Aadhaar Card/Voter Card/Pan Card/Bank Statement/Salary Slips/Electricity Bill

Employment proof (Salaried)

Offer Letter/ Salary slip/Bank Statement

Employment proof (Self-employed)

Source of income/Bank Statement

How to Apply for HDFC Two Wheeler Loan Mehsana?

Quickly check it out this link www.dialabank.com  to see what offer we provide to our buyers.

And get the motorbike or scooter as you like

You need to submit the required documents

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