HDFC Two Wheeler Loan Varanasi

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All About HDFC Two Wheeler Loan Varanasi

You are at right platform if you are searching for two wheeler loan. HDFC brings you a low rate of interest on your two-wheeler loan. And Dialabank assures your low-interest rate from India’s best bank.

What is HDFC Two Wheeler Loan Varanasi?

A two-wheeler loan is a secured loan taken by the borrower to buy a bike/scooter of their choice with the two-wheelers as collateral. The purchase of two-wheelers will initially have the ownership under name of the banks, once the loan repayment has been done, the further bank will send a NOC which needs to be used by the borrower to convert the owner of the bike specifically to your own name.

Two Wheeler Loan from HDFC Bank

HDFC offers two-wheeler loans at affordable interest rates, with minimal documentation, making it a hassle-free and smooth process. Every Indian citizen cherishes the dream of owning a two-wheeler. While others see it as the most ideal mode of daily transport, some want to enjoy the thrill of biking across the vast and varied geographical terrain of our nation.

 HDFC two-wheeler loans provide you with great supportive financial assistance to buy a two-wheeler of your choice.

Two Wheeler Loan in Varanasi

HDFC Two Wheeler Loan Varanasi

Varanasi is the city in Uttar Pradesh. It is the spiritual capital of India. Banks have spread across the city and providing loans to individuals at low-interest rate.

If you are looking for a two-wheeler loan then read on.

Features of HDFC Bank Two Wheeler Loan:

As two-wheeler is easy and suitable for any individual. Following are the benefits of two wheeler loan:

  1. Margins: Money which you have to pay while purchasing the Two Wheeler will be the down payment, i.e. 30% of the total money.
  2. Extra costs covered: It covers up all the other cost.
  3. Tenure:  12 or 48 months will be given to the customer for the repayment and it gets extended to 5years.
  4. Credit score:  The credit score can be started with a boom with this type of loan by the individuals who are applying for a loan and also by those who are willing to buy a Two Wheeler for the first time.
  5. Interest Rates: The interest rate is 11.5% or more than that.

How to choose a HDFC Two Wheeler Loan Varanasi?

  1. When choosing a two wheeler loan in Varanasi, a person needs to first analyze their income and expense to see how much they make and how much they spend each month.
  2. Next, he/she needs to check their credit score if they had taken loans before or if they own a credit card. If the credit score is low, then a person needs to improve it before applying for the loan to make sure they get the best offer.
  3. Then he/she needs to decide what bike they chose. This because two-wheeler loans have separate criteria for superbikes and other bikes.
  4. After choosing the bike you need to decide how much you are going to pay and how much loan amount you are going to take. Never take a loan beyond your means. Choose wisely for a loan and EMI which you can pay easily.

HDFC Two Wheeler Loan Varanasi Interest Rates:

Annual Salary

Interest Rate

Less than 1 Lakh

11.70 % (Flat)

1 to 3 Lakh

10 % (Flat)

Above 3 Lakhs

8.5 % (Flat)

Eligibility for HDFC Two Wheeler Loan Varanasi




Min 21 to  Max 65 years

Category of Employee

Self-employed and Salaried

Employment Terms

For self-employed 6 months, For salaried 1 year


6000 for self-employed and 7000 for salaried

Credit Score


Documentation for HDFC Two Wheeler Loan Varanasi:



Id Proof

Aadhaar Card/Voter Card/Pan Card/Passport size Photograph

Address Proof

Aadhaar Card/Voter Card/Pan Card/Bank Statement/Salary Slips/Electricity Bill

Employment proof (Salaried)

Offer Letter/ Salary slip/Bank Statement

Employment proof (Self-employed)

Source of income/Bank Statement

How to Apply for HDFC Two Wheeler Loan Varanasi?

Quickly check it out this link  to see what offer we provide to our buyers.

And get the motorbike or scooter as you like

You need to submit the required documents

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