Joy E-Bike Two Wheeler Loan

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Attractive Rate of Interest
Loan Approval in 4 Hours
Tenure Up to 48 Months
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Unbiased Experts Advice

Joy E-Bike Two Wheeler Loan Features

Joy E-Bike Two Wheeler Loan Interest Rate 7.85%
Maximum Loan Amount Rs.1 lakh
Minimum Loan Amount Rs.10,000
Income Rs.10,000 Min Income Required
Repayment Period Up to 48 Months
Joy E-Bike Two Wheeler Loan Processing Fee At the discretion of the company
Prepayment Charges At the discretion of the company

Benefits of availing Joy E-Bike Two Wheeler Loan

Joy E-Bike Two Wheeler Loan Amount 95% of the vehicle’s price
Repayment Period up to a tenure of 4 years
Loan Approval 24 to 48 hours
Flexible Loan Amount Rs.10,000 and Rs.1 lakh
Quick Decisioning only 15 minutes

A portion of the highlights of profiting a Joy E-Bike bike credit are:

  • You can profit a credit sum running somewhere in the range of Rs.10,000 and Rs.1 lakh.
  • You can profit up to 95% of the expense of the bike vehicle.
  • The loan cost offered is low and moderate.
  • Residency of as long as four years for the installment of your EMIs
  • Salaried, independently employed, and others can apply for a bike credit from Joy E-Bike.

Advantage of availing of a Joy E-Bike two-wheeler loan

A portion of the upsides of profiting a bike advance from Joy E-Bike is:

  • Credit measure of up to Rs.1 lakh can profit
  • Serious paces of interest
  • Different residency choices accessible
  • Least documentation required
  • A few reimbursement modes accessible
  • Snappy and bother free preparing of your application structure and records.

Joy E-Bike Two Wheeler Loan Interest Rates With Other Banks

SBI 15.55 to16.55% ₹ 352 for 3 years
HDFC Bank 13.50 to14.50% ₹ 273 for 4 years
PNB 10.20 to 11.20% ₹ 216 for 5 years
Bajaj Auto Finance 11.10 to 12.10% ₹ 330 for 3 years
IndusInd Bank 11.50 to 12.50% ₹ 332 for 3 years
Allahabad Bank 11.30 to 12.30% ₹ 262 for 4 years
Andhra Bank 9.85 to 10.85% ₹ 214 for 5 years

Joy E-Bike Two Wheeler Loan EMI Calculator

You can visit the Dialabank website and avail of the two-wheeler loan EMI calculator to check the EMI you will have to pay monthly based on the loan amount availed by you, repayment tenure, and the rate of interest charged by the organization.

Loan amount Repayment tenure Interest Rate Monthly EMI payable Total Amount Payable
Rs.1 lakh 48 months 7.85% Rs.2,536 Rs.1,21,740

Joy E-Bike Two Wheeler Loan Eligibility Criteria 

Age Above 18 years
Monthly Income Minimum Rs. 10,000
Nationality Indian
For Self – Employed Applicants  the minimum duration of 1 year
For Salaried Applicants 6 months of employment

Joy E-Bike Two Wheeler Loan Documents Required

The accompanying archives are required while applying for a Joy E-Bike bike credit:

  • Correctly filled application structure with a solitary visa estimated photo.
  • Personality confirmation, including IDs, gave by the administration, Passport, Driving License, Voter’s ID, and so on.
  • Pay verification, for example, Salary Certificate, ITR or Form – 16 or anything filling in as pay confirmation for both salaried and independently employed candidates.
  • Veritable KYC archives.

How to apply for a Joy E-Bike two-wheeler loan

Online Process

Given beneath are the means you should continue to apply for a bike advance from Dialabank:

  • Visit the official site of Dialabank
  • On the upper right-hand side of the page, click on ‘Apply Now.’
  • Fill all the necessary subtleties in the application structure and select the Joy E-Bike vendor from where you wish to buy the bike vehicle.
  • Select the checkbox to consent to the ‘Terms and Conditions’ and click on ‘Apply Now.’
  • When your application structure is presented, an agent from the organization will connect with you.

Offline Process

By visiting the nearest Joy E-Bike supplier, you can apply for a bike credit. Make sure you express alongside you all the important archives. A supervisor will connect with you and guide you on the journey to apply for an advanced bike. Fill in and apply the application framework alongside the archives. On the off chance that the records and complexities in the framework are right, the agent can meet you at that point and support you with the bike credit calculation in addition.

Joy E-Bike Two Wheeler Loan Agent and Contact No.

DialaBank is the primary agent that will help you to find the best deals for your two-wheeler loan of Joy E-Bike and for more information you can directly contact on this number +919878981166

About Joy E-Bike

Joy E-Bike Two Wheeler Loan

The newest addition to the Joy e-bike is the all-new Joy e-bike E-Monster. This strong pair of wheels provides an exciting riding experience like never before, with a modern design that makes one go ‘WOW’. Joy e-bike E-Monster is a joy to ride with a power-packed Lithium-Ion Fixed Style Battery and Hydraulic Suspension, which does not impede the world. On a single charge, it goes up to 100 km and costs you only 25 paise per km.

FAQs About Joy E-Bike Two Wheeler Loan

Can I change my loan amount or loan tenure after the loan has been disbursed?

While you can make changes in your credit sum or advance residency during the application cycle by connecting with the bank agent, you are not permitted to make changes in the advance reimbursement residency or advance sum after the advance has been dispensed.

Is there an option to pay my EMIs online?

Joy E-Bike Credit has a possibility for an online installment of EMI on the official site which you can use to make online installments whenever the timing is ideal effectively.

Is there any collateral or security that has to be submitted for the loan to be approved?

No, all you require to apply is your KYC records for the credit to be endorsed. Your car will be mortgaged to Joy E-Bike Credit after the advance has been dispensed and will stay on that road until you have completely reimbursed the advance.

How much down-payment should I pay?

Your upfront installment, or edge cash, is the distinction between the credit sum that is endorsed to you and the on-street cost of the bicycle that you have picked. Since Joy E-Bike Credit presents to 95% of the on-road cost of the bicycle as the advance sum, this won’t be an immense sum for you to pay.

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