Two Wheeler Loan Chandigarh

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All About Two Wheeler Loan Chandigarh

 
 
 
Two Wheeler Loan Chandigarh
 
Two Wheeler loan is one of the affordable financial product provided by the banks. This loan was provided in the segment of the low-interest rate which makes it possible in the reach of every citizen of a country like India, which is basically a big home for middle-class families and they mostly run on Two wheelers for their various purposes like at work, enjoyment, enjoyment purposes etc. Considering this, the banks have come up with the idea of providing two wheeler loan to every individual so that customer has not to shell a lot of money in a once from their pocket. Two wheeler loans come up with the lowest interest rates provided by the bank. Following paragraph, the customer can find the features, eligibility and documentation criteria in order to meet the requirements of two wheeler loan.
 
Features of Two Wheeler Loan Chandigarh
 
Following are the numerous benefits of a Two wheeler loan
Marginal value: Two Wheeler loans will pay for up to 90% to 98% margin of finance depending on an individual to individual. It results that customer can make down payment of only 10% of their loan.
Annual pay/income/salary: Banks do often offer these loans to people who are earning as low as INR 7000 per month for a salaried individual and INR 6000/- for self-employed
No prepayment charges: Most of the banks do not charge any prepayment charges if you are able to pay up your loaned amount before your tenure ends. This is often suitable for some because it helps to clear off your debts faster if you can.
Extra charges covered: Two Wheeler loans cover the cost of accessories, insurance, and even registration. This means that the customer can get finance for not only on the vehicles but the essential expenses on the same.
Tenure of Loan: Customers are provided with reasonable time to pay back for their two wheeler loan in a  tenure that ranges from 12 to 48 months and in some cases it extended to 5 years.
Credit score/Cibil: For a first-time buyer for a vehicle or one who is going to opt loan for the first time, Two wheeler loans is a great idea to open the file for the credit score. The customer should have their credit score above 700.
 
Eligibility Criteria for Two Wheeler Loan Chandigarh
 

Age

Min. age -21 years

Max. age-65 years

Employment Status

Salaried individual / self-employed

EmploymentTenure

1 year of salaried individual and 6 months for self-employed

Annual Income

Rs.84,000/- ( salaried individual)

Rs.72000/- (self-employed)

 

Documentation Required for Two Wheeler Loan Chandigarh

Photo ID proof

2 to 6 Colored passport size photograph

Address Proof

Passport/Voter ID/Driving license/Adhaar card/Pan card

Residence proof

Electricity bills/passport/voter id/driving license/telephone bills/Pan card

Bank Statement

Last six months

Residence Proof

Electricity bills/rental agreement/property/driving license/ration card

Interest Rates for Two Wheeler Loan Chandigarh

Two Wheeler interest rates generally vary from bank to bank and it depends upon individual case 12.50% to 18.25% maximum. These rates are one of the lowest among all rates in comparison to other loans provided by banks.

About Chandigarh

Chandigarh is the UT lies in the northern part of India. It is the capital of two major states Punjab and Haryana. It was designed by the Swiss-French modern artist named Le Corbusier. The city is unique because it is governed by union government which administers in only territories but not by the states. It was one of the planned city in post-independent India.  Most of the government buildings in Chandigarh and housing was designed by the Chandigarh capital project team headed by Le Corbusier Jane Drew and Maxwell Fry. The city has the highest per capita income in the country. According to the national government study it was awarded as the cleanest city in India.

Following are the banks which provide Two Wheeler loans at affordable rates:

HDFC Bank

Axis Bank

Bank of Baroda

Canara Bank

Central Bank of India

City Union Bank

How to Apply for Two Wheeler Loan Chandigarh?

Apply for the Two Wheeler loan by click on the link below:

https://www.dialabank.com

Dialabank provides the document pickup facility from your doorstep without any extra charges.

Dialabank is one of the most reliable platforms to apply for a two wheeler loan.

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