AVAIL THE INTEREST RATES ON TWO WHEELER LOAN FROM PNB IN RANCHI
All About Two Wheeler Loan For Bajaj CT
The company has established in 1926, during the time period when India was making the big movements for Independence from the Britishers. Jmanalal Bajaj, founder of Bajaj company was a disciple of Mahatma Gandhi. The Bajaj is one of the top leading companies in India. The Bajaj group is not only limited to the automobile sector, but they have also widely spread to other sectors including home appliances, iron, and steel, insurance, travel, and finance sector. Globally Bajaj comes under the top three companies in the manufacturing of two-wheeler and three-wheeler. Bajaj has made its brand name big at overseas specifically in Latin America, Africa, middle east, south Asia and south-east Asia. Bajaj has come up with great models in the country which has brought the enormous variety of bikes at an affordable price to the citizens of India. Let’s discuss one of the most selling models of Bajaj in the following paragraphs.
The new CT100 is the more affordable version of the CT100 series. It became India’s most affordable motorcycle. The bike is targeted at the rural customers, who are seeking a hassle-free low-maintenance motorcycle with high fuel efficiency. Following are the specifications of Bajaj CT 100.
Rs 31,098 /-
Two Wheeler Loan
Two Wheeler loan is the affordable financial service provided by a bank. A country like India is a big home to middle-class families and they mostly run on two-wheelers for their various purposes like at work, enjoyment, enjoyment purposes etc. Under this consideration, the bank has come up with the idea of providing two wheeler loan to every individual so that customer has not to shell a lot of money in a once from their pocket. Two wheeler loans come up with the lowest interest rates provided by the banks. Following a customer can find the eligibility and documentation criteria in order to meet the requirements of two wheeler loan.
Features of Two Wheeler Loan For Bajaj CT
Following are the benefits of a two-wheeler loan
Margin: Most two-wheeler loans will pay for up to 90% margin of finance. Which means that customer can make down payment of only 10% of their loan.
Annual income: Banks often offer loans to those people who are earning as low as INR 7000 per month.
No prepayment charges: Most banks do not charge any kind of charges as prepayment if you are able to pay up your loan amount before tenure ends. This is often suitable for few individuals because it helps to clear off one debt fast.
Other costs covered: These loans cover the cost of accessories, insurance, and even registration. This means that customer getting finance for not only on the vehicle but the essential expenses on the same.
Loan tenure: Borrowers are provided with reasonable time to pay back for their two wheeler loan with tenures that ranges from 12 to 48 months.
Credit score: For a first-time buyer of a vehicle or who is opting loan for the first time, two-wheeler loans is a great idea to open your file for the credit score.
Eligibility Criteria for Two Wheeler Loan For Bajaj CT
Age of Customer
Minimum age -21 years
Maximum age-65 years
Salaried individual / self-employed
1 year among salaried individual and 6 months among self-employed
Minimum Annual Salary
Rs.84,000/- (salaried individual)
Documentation Required for Two Wheeler Loan For Bajaj CT
Photo identity proof
2 to 6 Colored passport size photograph
passport/voter ID/driving license/adhaar card
Last 6 months
passport/voter id/driving license/telephone bills
Interest Rates for Two Wheeler Loan For Bajaj CT
Two Wheeler Loan interest rates are generally varied from 12.50% to 18.25% maximum. These rates are the lowest rates other loans provided by banks.
How to Apply for Two Wheeler Loan For Bajaj CT?
To apply for the two wheeler loan
- Dialabank provides the document pickup facility from your doorstep without any extra charges.
- Dialabank is one of the reliable platforms to apply for a two wheeler loan.
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