Two Wheeler Loan Gurdaspur

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Two Wheeler Loan Gurdaspur

Best Banks for Two Wheeler Loan in Gurdaspur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Two Wheeler Loan Gurdaspur Features

two wheeler loan gurdaspur

Apply for a Two Wheeler Loan

Thinking of purchasing a new bike? But do need the finances for it? Do not worry! A Two Wheeler Loan is convenient for you. A Two Wheeler Loan is a means of funding or financial help offered by banks and NBFCs to the consumers at a reasonable rate of interest.

A Two Wheeler Loan Gurdaspur helps you in buying a bike or scooter with your choice. Two Wheeler Loan in Gurdaspur is available for both the salaried as well as for the self-employed individuals.

Some of the main features of a Two Wheeler Loan in Gurdaspur are:

  • Easy and trouble-free processing
  • Disbursal of Loan amount quickly
  • Two Wheeler Loans are available at an affordable interest rate
  • Easy repayment choices are available for you
  • Fulfill your desire and aspirations for purchasing a new two-wheeler
  • Two Wheeler Loans are easily accessible through Dialabank

Two Wheeler Loan Gurdaspur Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of foreclosure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

To check Two Wheeler Loan Interest Rate for all major banks you can visit: Two Wheeler Loan Interest Rate

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Two Wheeler Loan Gurdaspur Documents Required

For Salaried:-

  • Recognition Proof: PAN Card, Voters ID card, Passport copy, Driving License
  • Stipend Proof: Latest 3-month salary slip with form 16
  • Proof of Address: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy 
  • Compulsory Document: PAN Card
  • Bank Statement: Last 3 months.

For Self Employed:-

  • Proof of Recognition: PAN Card, Voters ID card, Passport copy, Driving License
  • One Address Proof: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
  • Compulsory Document: PAN Card
  • Bank Statement: Last 3 months.

Click here to know more about Two Wheeler Loan Documents Required

Two Wheeler Loan Gurdaspur Eligibility Criteria

For Salaried:-

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in the job and a minimum of 2 years of job
  4. Minimum Monthly Income: Rs. 7,000
  5. High CIBIL Score: Get the loan easily

For Self-Employed:-

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 3 years
  4. Minimum Monthly Income: Rs. 6,000

Click here to know more about Two Wheeler Loan Eligibility 

Two Wheeler Loan for Top Selling Bikes in Gurdaspur

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Processing Fees / Prepayment Charges on Two Wheeler Loan in Gurdaspur

The processing fee is the fee or charge taken by the bank for the processing of a two wheeler loan. This will vary from bank to bank and depends on the loan amount. The processing fee charges for a two wheeler loan in Gurdaspur is up to 3% of the loan amount (maximum).

Prepayment charges are the charges you will pay to the bank if you wish to pay the loan amount before the time for lowering your interest. Prepayment charges vary from 3% to 10% of the outstanding principal for getting a two wheeler loan from Gurdaspur.

Two Wheeler Loan Gurdaspur Contact Number

Dialabank is the most trustworthy agent who will assist you in the entire processing of two wheeler loan.

You can apply online with Dialabank and avail of the best offers on a two wheeler loan with approval rapidly or you can contact on this number for any queries about the two wheeler loan in Gurdaspur  9878981166.

Our customer care representative will offer you guidance and assistance to solve your queries about a two wheeler loan.

Pre Calculated EMI Table for Two Wheeler Loan Gurdaspur

Rate 4 yrs 3 yrs 2 yrs 1 yr
11.83% 2625 3313 4699 8876
12.00% 2633 3321 4707 8884
12.50% 2658 3345 4730 8908
13.00% 2682 3369 4754 8931
13.50% 2707 3393 4777 8955
14.00% 2732 3417 4801 8978
14.50% 2757 3442 4824 9002
15.00% 2783 3466 4848 9025
15.50% 2808 3491 4872 9049
16.00% 2834 3515 4896 9073
16.50% 2859 3540 4920 9096
17.00% 2885 3565 4944 9120

Two Wheeler Loan EMI Calculator Gurdaspur

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About Gurdaspur

Gurdaspur is a city between the rivers Beas and Ravi in Punjab state, India. It was named after Mahant Guriya Das Ji. It covers an area of 45 square kilometers. It is the administrative headquarters of the Gurdaspur district. Also, it is the geographical centre of the district. It has a population of 77, 928.