Two Wheeler Loan Howrah

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Drive Home Happiness

Attractive Rate of Interest
Loan Approval in 4 Hours
Tenure Up to 48 Months
Doorstep Service
Unbiased Experts Advice

Two Wheeler Loan Howrah

Best Banks for Two Wheeler Loan Howrah

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Two Wheeler Loan Howrah Features

Two Wheeler Loan Howrah

With ever-growing demands, two-wheelers have also become a need. Two-wheelers are the best solution for an efficient medium to run errands anytime anywhere. Now even if your bank balance does not allow you to go out and buy a two-wheeler, Dialabank got your back, with the easiest answers to all your two wheeler loan related queries.

Get instant Two wheeler loan from Dialabank in simple hassle-free steps. Dialabank helps you to avail of a Two Wheeler Loan Howrah with a loan tenure of 1 year to 4 years with fringe benefits that include; basic loan documents, lowest EMI, and flexibility to choose a two wheeler of your own choice.

Here you go on roads with your personal (bike, scooter, superbikes, etc.) on roads with Dialabank since we allow you to go through all options from efficient to luxurious with the most transparent loan procedure. With such a simple procedure acquiring a two-wheeler is no more a forbidden dream.

Apply For Two Wheeler Loan

Two Wheeler Loan Interest Rates

The interest rate for Two Wheeler Loan Howrah Starts at 11.83% p.a.

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of foreclosure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

To check Two Wheeler Loan Interest Rate for all major banks you can visit: Two Wheeler Loan Interest Rate

Two wheeler Loan Howrah Documents Required

Click here to know more about Two Wheeler Loan Documents Required

Essential Documents required for Two Wheeler Loan Howrah:

For Salaried:-

  • Identity Proof can be any of the following: PAN Card, Voters ID card, Passport copy, Driving License any one of these
  • Compulsory Document: PAN Card is mandatory to submit
  • Address Proof can be any of the following: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy can be anyone of these
  • Bank Statement is compulsory: Last 6 months of the applicant from Howrah.

For Self Employed:-

  • Identity Proof can be any of the following: PAN Card, Voters ID card, Passport copy, Driving License can be any of these
  • Required Document: PAN Card is mandatory to submit
  • Address Proof can be any of the following: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy 
  • Bank Statement is compulsory: Last 6 months of the applicant from Howrah.

Two Wheeler Loan Howrah Eligibility Criteria

The essential criteria for Two Wheeler Loan Howrah:

For Salaried:-

  • The applicant should be of at least 21 years of age and a maximum of 65 years of age is a compulsory criterion.
  • The average monthly income of Rs 7000.
  • CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get the approval for the loan easily.

For Self-Employed:-

  • The applicant should be of at least 21 years of age and a maximum of 65 years of age is strictly required.
  •  The income average of Rs 6000 on monthly basis.
  • CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get the approval for the loan easily.

Click here to know more about Two Wheeler Loan Eligibility

Two Wheeler Loan for Top Selling Bikes in Howrah

Processing Fees / Prepayment Charges on Two Wheeler Loan Howrah

The Processing Fee required for availing Two Wheeler Loan Howrah is 3% of the loan amount (maximum).

The Payment Charges required for availing Two wheeler Loan Howrah are simply processed from 3% to 10% of the outstanding principal.

And Prepayment Charges for Two wheeler loan Howrah include:

  • Within 4 to 6 months – 10% of principal outstanding
  • Within 7 to 12 months – 6% of principal outstanding
  • 13-24 months – 5% of principal outstanding
  • Post 24 months – 3% of principal outstanding
  • Prepayment is not allowed within three months of EMI repayment.

Two Wheeler Loan Howrah Contact Number

In case of any queries regarding the Two Wheeler Loan Howrah, you may contact on the number 9878981166 for any sort of assistance or you can also visit us at Dialabank.

Pre Calculated EMI Table for Two Wheeler Loan Howrah

Rate 4 yrs 3 yrs 2 yrs 1 yr
11.83% 2625 3313 4699 8876
12.00% 2633 3321 4707 8884
12.50% 2658 3345 4730 8908
13.00% 2682 3369 4754 8931
13.50% 2707 3393 4777 8955
14.00% 2732 3417 4801 8978
14.50% 2757 3442 4824 9002
15.00% 2783 3466 4848 9025
15.50% 2808 3491 4872 9049
16.00% 2834 3515 4896 9073
16.50% 2859 3540 4920 9096
17.00% 2885 3565 4944 9120

About Howrah

Howrah (also spelled as Haorah) is a metropolitan city within the Howrah district, in the Indian state of West Bengal. Howrah the headquarters of the Howrah Sadar subdivision.

Howrah is located on the western bank of the Hooghly River. It is a part of the area covered by the Kolkata Metropolitan Development Authority (KMDA). Howrah is an important transportation hub of West Bengal and a major gateway for its twin city of Kolkata. Bengali and English are the major languages used in Howrah.

Two Wheeler Loan EMI Calculator

Other Cities For Two Wheeler Loan

Two Wheeler Loan Nellore Two Wheeler Loan Guntur
Two Wheeler Loan Nandyal Two Wheeler Loan Andhra Pradesh

FAQs for Two Wheeler Loan Howrah:

✅ Why should I apply for a Two Wheeler Loan Howrah?

Owning a Two Wheeler Loan Howrah can make you feel confident and independent. However, to pay for it out of your own pocket can make it a financial burden for you and the Howrah Two Wheeler Loan loan helps you pay for the vehicle through easily affordable monthly payments.

✅ Can a Two Wheeler Loan loan from Howrah fund my vehicle purchase completely?

Most banks in Howrah offer to fund up to 85% or even 90% of the vehicle cost. However, few lenders in Howrah even fund for the 100% amount but charge some additional costs and add some conditions to it.

✅ What costs will a Two Wheeler Loan Howrah cover?

A Two Wheeler Loan loan from Howrah will cover the registration charges, insurance, as well as accessories. You can get even more benefits in Howrah if your bank has a tie-up with a particular Two Wheeler Loan company.