Two Wheeler Loan in Baghpat

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All About Two Wheeler Loan in Baghpat

Baghpat is a city of NCR having population 36365. The city is in the Utter Pradesh. If you want to buy a Two wheeler and don’t want to spend your saving then you can easily get a personal loan from any bank or non-banking financial company. Nowadays getting a Two wheeler loan is not that difficult because it is easily available online. You don’t have to hassle that much as you had to in the past time. Besides that, you can choose the bank of your choice.

What is a Two Wheeler Loan?

In a Two wheeler loan, you borrow money from the bank and non-banking financial company at some rate of interest. You have to return this principal amount to the bank within the tenure of the loan. Basically, the tenure is the time period within that you have to return your loan amount to the bank.

Secured or Unsecured

A Two wheeler loan comes in the category of secured loan, it is not like a personal loan where there is no need of any collateral as a security. In a Two wheeler loan, you pledge the Two wheeler that you are going to buy, so it is a secured loan.

Consequences of not Returning the Loan

If you won’t return your loan on time your vehicle will be bounded by the bank or lender. And this is totally legal. So you are always advised to repay your loan on time.

Eligibility for Two Wheeler Loan in Baghpat

  1. First of all the age of the applicant should be more than 18 years.
  2. The applicant should be a citizen of India.
  3. The applicant should be earning more than Rs. 7000 monthly at least.
  4. The applicant should have some valid mobile number.
  5. Besides, that the applicant should have a bank account.
  6. The age of the applicant should not be more than 65 years.

Rates of Interest

Two Wheeler Loan in Baghpat

Rates of interest starting from 11.50% per annum, besides that they can be changed.

Documents for Two Wheeler Loan in Baghpat

  1. One proof of identity. . (Voter ID Card/ ration card/Aadhaar card/ PAN card/ passport/ driving license/rental agreement)
  2. One residence proof. . (Voter ID Card/ ration card/Aadhaar card/ PAN card/ passport/ driving license/rental agreement)
  3. One income proof. (salary slips of last three months/ ITR of last two years)
  4. Two passport sized colored photographs.

How to Apply for Two Wheeler Loan in Baghpat?

  1. You are advised to apply for a Two wheeler loan online on www.dialabank.com online.
  2. The process will be very easy and simple.
  3. For more information, you may call on 60011600.
  4. Furthermore, you will get very easy rates of interest.
  5. Your loan will be approved very quickly and easily.

Banks Providing Two wheeler Loan

  1. HDFC Bank
  2. ICICI Bank
  3. Yes Bank

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