Two Wheeler Loan in Charkhi Dadri

Looking For a Loan?

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why Apply with Dialabank?

Compare across 18 Banks
Get Money in 30 Mins
Loan Amount Up to 5 Crore
Hassle-free Disbursal
Unbiased Experts Advice

All About Two Wheeler Loan in Charkhi Dadri

Two wheeler loan is one of the affordable financial product provided by the banks. This loan was provided in the segment of the low-interest rate which makes it possible in the reach of every citizen of a country like India, which is basically a big home for middle-class families and they mostly run on Two wheelers for their various purposes like at work, enjoyment, enjoyment purposes etc. Considering this, the banks have come up with the idea of providing two wheeler loan to every individual so that customer has not to shell a lot of money in a once from their pocket. Two wheeler loans come up with the lowest interest rates provided by the bank. Following paragraph, the customer can find the features, eligibility and documentation criteria in order to meet the requirements of two wheeler loan.

Features of Two Wheeler Loan

Two Wheeler Loan in Charkhi Dadri

Following are the numerous benefits of a Two wheeler loan
Margin provided by banks: On an average, most Two wheeler loans will pay for up to 90% to 98% margin of finance depending on the individual to individual. Which further results in the customer can make down payment of only 10% of their loan.
Annual pay/income/salary: Banks often offer these loans to people who are earning as low as INR 7000 per month for a salaried individual and INR6,000/- for self-employed
No prepayment charges: Most banks do not charge any prepayment charges if you are able to pay up your loaned amount before your tenure ends. This is often suitable for few customers because it helps to clear off the debts faster if you can.
Extra charges covered: These loans cover the cost of accessories, insurance, and even registration. This means that customer getting finance for not only on the vehicle but the essential expenses on the same.

Loan Tenure:

Borrowers are provided with reasonable time to pay back for their Two wheeler loan with tenures that ranges from 12 to 48 months and in some cases it extended to 5 years.

Credit score/CIBIL:

For a first-time buyer for a vehicle or one who is going to opt loan for the first time, Two wheeler loans is a great idea to open the file for the credit score. The customer should have their credit score above 700.

Eligibility Criteria for Two Wheeler Loan in Charkhi Dadri

AgeMin. age -21 years

Max. age-65 years

EmploymentStatusSalaried individual / self-employed
EmploymentTenure1 year of salaried individual and 6 months for self-employed
Min Annual IncomeRs.84,000/- ( salaried INDIVIDUAL)

Rs.72000/- (FOR SELF-EMPLOYED)

Documentation Required for Two Wheeler Loan in Charkhi Dadri

Photo ID proof2 to 6 Colored passport size photograph
Identity proofPassport/Voter ID/Driving license/Adhaar card/Pan card
Residence proofElectricity bills/passport/voter id/driving license/Telephone bills/Pan card
Bank StatementLast six months
Residence ProofElectricity bills/rental agreement/property/driving license/ration card

Interest Rates for Two Wheeler Loan in Charkhi Dadri

Two Wheeler interest rates generally vary from bank to bank and it depends upon individual case 12.50% to 18.25% maximum. These rates are one of the lowest among all rates in comparison to other loans provided by banks.

About Charkhi Dadri

Charkha Dadri is the town situated in Haryana. It is 90 km away from Delhi (capital of India). It was named after the joining of two villages namely charkha and Dadri after the urban development. It is located in the southern part of Haryana.  Charkhi Dadri has its population of 44, 892. The average literacy rate is 70%. Haryana has given our country two famous international level wrestlers named as Geeta Phogat and Babita kumara phogat.

To meet the needs of people in two wheeler banks has come up with the facility of two wheeler loans. Two Wheeler loans are the most affordable loans provided by the banks for the common. There are various banks which are providing these facilities.

Following are the banks which provide two wheeler loans at affordable rates in Charkhi Dadri

  1. HDFC Bank
  2. Axis Bank
  3. Bank of Baroda
  4. Canara Bank
  5. Central Bank of India
  6. City Union Bank

How to Apply for Two Wheeler Loan in Charkhi Dadri?

Apply for the two wheeler loan by click on the link below:

https://www.dialabank.com

Dialabank provides the document pickup facility from your doorstep without any extra charges.

Dialabank is one of the most reliable platforms to apply for a two wheeler loan.

Share This

Menu