All About Two Wheeler Loan in Jind
Jind is a city in the Haryana (India). It is known as the heart of Haryana. This is the oldest district of Haryana. The population of the city is 1.68 Lakhs. In Jind, it is no more difficult to get a Two wheeler loan. you can apply online on www.dialabank.com.
Two wheeler Loan
Like other loans, Two wheeler loan also gives us a financial aid but this time this aid is only to buy a Two wheeler. The loan comes under the secured loans. The loan has very low and reasonable rates of interest.
Eligibility for Two Wheeler Loan in Jind
Age is the major factor that banks check while providing you a Two wheeler loan. Bank or any other lender checks that whether the age of the applicant is more than21 years or not. If it is not so you won’t get a Two wheeler loan.
It is obvious that if someone is lending you the money then he/she will put some checks on your income as well, to check whether you are eligible to repay the loan amount or not. If you don’t have any source of income then you are not eligible to get a Two wheeler loan.
One more important thing is that the applicant should be a citizen of India. He/she should be residing in India as well. If it is not so then he/she isn’t eligible to get a Two wheeler loan.
Rates of Interest
Basically, the interest rates are 11.50% and onwards, but the rates can vary from time to time.
Documents Required for Two Wheeler Loan in Jind
1. First of all 2 colored d photographs. (without glasses)
2. Identity Proof
One identity proof is necessary. This identity proof can be an Aadhaar card /PAN card/voter ID card/Ration Card / Driving Licence/ Passport)
3. Resident Proof
The bank will ask for a proof of residence, it is mandatory. It can bean Aadhaar card /PAN card/voter ID card/Ration Card / Driving Licence/ Passport/electricity bills of last three months on the name of the applicant with the rental agreement)
4. Income Proof
One income proof is also needed if you want to apply for a two wheeler loan. (salary slips of last three months / ITR of last three years for self-employed).
Major Banks Providing Two wheeler Loans
1. HDFC Bank
2. ICICI Bank
3. YES Bank
4. PNB Bank
Among all the above the HDFC Bank is best for providing Two wheeler loan. the rates of interest are very low in HDFC Bank as compare to other banks.
An easy way to Apply
- You just have to search www.dialabank.com online on google.
- After that search for Two Wheeler Loan Agra.
- An application form will open up.
- Fill the application form.
- The process is easy and hassle-free.
- The application process is very easy anybody can fill it.
- The documentation process is very less.
- The loan will be approved very quickly.
- Dialabank provides free document pickup facility from your doorstep.
- Dialabank is India’s first financial helpline so there is no need to worry about.