About Uttarbanga Kshetriya Gramin Bank Two Wheeler Loan
Uttarbanga Kshetriya Gramin Bank started to operate on 07-03-1977. Its headquarters are situated in Coonch Behar. It has about 149 branches.
It deals with financial services such as personal loans, NEFT, IMPS, RTGS, Atal Pension Yojana, Pradhan Manti Jeevan Jyoti Bima Yojana, etc.
Some features of Uttarbanga Kshteriya Gramin Bank Two Wheeler Loan are:
- Is for the purchase of a new two-wheeler
- also for used two-wheeler
- attractive interest rates
- flexible repayment options
Uttarbanga Kshetriya Gramin Bank Two Wheeler Loan Eligibility Criteria
- A salaried person, professional, and self-employed person can apply
- It offers a maximum loan amount of up to 10 Lakhs.
- The rate of interest starts from 4.80% per annum
- It offers maximum repayment tenure of about 84 months
- Minimum age: 18 years
- Maximum age: 65 years
Factors Affecting Uttarbanga Kshetriya Gramin Bank Two Wheeler Loan Eligibility
- Your age matters: Banks lend the amount to only those individuals who have the capacity to repay the loan. If you are less than 21 you are not supposed to be working and thereby you won’t be able to repay the borrowed sum. The minimum age should be 18 and the maximum being 65 by the maturity date.
- Income: The higher your earnings, the higher will be your chances of getting a loan. A high income develops trust between the bank and the individual as they have the surety that they can repay.
- Your Residence: If you live in a high-end city, your chances of getting a loan may increase.
- Work Experience: Before lending you the loan, banks do a background check and look into your job stability and work experience. If you have a stable job and more experience your chances of getting Uttarbanga Kshetriya Gramin Bank Two Wheeler Loan increases.
Documents Required for Uttarbanga Kshetriya Gramin Bank Two Wheeler Loan
Uttarbanga Kshetriya Gramin Bank Two Wheeler Loan Eligibility FAQs
✅ Is there any other option of repaying instead of EMI?
yes, you can use the Bullet repayment option instead of EMIs.
✅ What is the CIBIL Score required for Uttarbanga Kshetriya Gramin Bank Two Wheeler Loan?
You must have a score of 700+.
✅ How much time does Uttarbanga Kshetriya Gramin Bank Two Wheeler Loan take to be approved?
It takes about 4-5 working days.
